Hello my name is Leann, I’m currently in fresno, CA. Life before Smart Credit Solutions was life with little knowledge of credit and low credit! Since joining Jeri and her team, not only did I clean up my credit report but I was able to raise it as well. I got approved for my first credit card ever with a spending limit of 1500!!! I learned that credit isn't as complicated as I thought and that as long as you understand how credit and credit cards work with your score you don’t have to be afraid it’s only up from there!! I recommend everyone to join Smart Credit Solutions!! It’s not just about personal Credit. Literally Smart Credit offer soo much more!! It’s worth every penny!! Thank you guys for the opportunity and the follow up calls! And the unexpected thank you card I received!! It was soo cute and i really appreciate it!!

OMG Smart Credit Solutions has help me to understand money and leveraging credit. I went from having low limit credit cards to double digit limits. Not to mention I joined the AMEX Platinum club! This has helped me to use other peoples money and retire my debit card.

Jeri is absolutely amazing. She’s helped me in so many different ways with building my credit and making the best financial decisions to ensure that I stay on top of everything. She introduced my to Smart Credit Solutions and the benefits of joining...and all of it has dramatically changed my life. I’ve been approved for a home loan, my bankruptcy was removed...and my credit shot up over 700. I will forever consult with Jeri and the Smart Credit Solutions team for important decisions. And I will forever be grateful for the amazing gems that Jeri has dropped in my life to help me progress. ❤️

Jeri and the Smart Credit Solutions team has changed my life. I started out with a 520 and I now have a 741 credit score, with a pending 20 or so points coming next statement period. I've been able to secure over $75,000 and revolving credit as well as grow my business credit. Without the information and support my son would not be able to attend school, and I would not be able to grow my business. There aren't even words to express my gratitude. Jeri is hands down the best.

Thank You Jeri Toliver and Smart Credit University Team Members...!! I recently joined as member in search of rebuilding after bankruptcy. Jeri 's call to action Huddle meetings are filled with knowledge and valuable tips. I reached my first milestone this week. I applied for a $2,500 secure credit card with my credit union and was approved. To some that may not be a big deal, but let me explain like the banker told me.... The secure credit card is like a loan. For me to be approved was music to my ears.

I want to thank Jeri Toliver from Smart Credit Solutions for providing the education and community that helped me reach an all time high milestone of an 800+ FICO score! Jeri is breaking generational barriers for all of us who lack financial literacy. Her Smart Credit University has proven to be an invaluable resource. She has shown me what is truly possible for my family's future if I invest the time to learn how to win in the credit game. I encourage you to join the Smart Credit family. It will be a life-changing decision you won't regret. Commit to your success today!

Hello my name is Andrea Otey I’m from Glendale Arizona and before Smart Credit University I was stuck financially. My credit was poor and I didn’t want to apply for any credit for the fear of being denied. In April 2020 I had just lost my brother-in-law to Covid and I was so embarrassed and devastated because I could not afford a plane ticket to go home for his funeral. fast forward to June of that year we couldn’t celebrate my birthday because we were in the middle of a pandemic. Depressingly I was scrolling on social media and I came across Jeri’s video. I don’t normally watch advertisement but this time I decided to watch. It was just the answer I needed, but it at that time I couldn’t afford the entire cost of the program, I believe it was divine intervention that she happened to be running a pay monthly special and I took advantage of that I said I’d waste more a month in junk than I would trying to gain some education and clarity about my finances. I thank God I did. I wasn’t taught about finances and credit growing up, I was raised by my grandmother, not to say it wasn’t a loving childhood but we know that generation just didn’t talk about finances in front of the kids. I had credit cards in the past and was ignorant about the facts of fees and payments..etc so I destroyed my credit at a early age and I never try to get credit again. I wanted desperately to break that generational ignorance of finances and credit. Here I am in my 50s trying to get credit to gain credit to build credit. When I started my credit score was 501/502. I plugged into all of the huddles and I applied what was taught. By April 2021, a year later I had raise my credit score to 702 on one report and 715 on the other I could not believe it. I thought I was dreaming. I would constantly check my credit like you would check on a brand new baby and just smile when I saw those 700’s. I always wanted to reach it because Jeri said once you get to the 700 and above you’re starting to get in that sweet spot and I believed it because I was living it. At the end of that April 2021 tragedy hit again and I lost my father to Covid. Because of the Smart Credit University I was able to afford to fly home to my father’s funeral, but not just me my husband and other family members as well. I couldn’t believe it, no fundraisers or go fund me or car washes just my good old hard work and staying focused and paying attention paid off. I spent from April 2021 to January 2022 at my childhood home which I inherited, taking care of my father‘s estate. While I was there I was approved to have all new windows install, I was approved for a brand new 2021 Ford F150 truck and 12 revolving credit cards. The 10 months I spent away from my family and home business and it took a hit and I did take some dips in my credit due to usage, however I continue to pay on time and all accounts are in good standing. The skills and tools I’ve obtained from Smart Credit University are life long. I’ve since been able to bring my scores back up by using those same principals I’ve learned in Smart Credit University. I’m back in Arizona and decided to take my business to the next level. I’ve decided take the show me the money business credit challenge to build business credit to add to the building blocks of the of building business credit so if I have to take time away from my business it can sustain, not only by having cash flow but possibly hiring another person and I won’t have to use my personal credit to build my business. With the knowledge that I’ve gained from this course the sky is the limit. I definitely recommend this course or any of the courses in Smart Credit University P.S. My husband no longer calls me the layaway queen because prior to this I was either cash and carry or layaway. Layaway is extinct. Lol sorry for the long review I just had so much to brag about

I joined Smart Credit Solutions in February or March of 2021 and had a fico score around the 580's. I followed the necessary steps to acquire a fico score of 778 by the following March and successfully applied for 3 unsecured credit cards, a personal line of credit, and a personal loan. I have since received 4 credit limit increases for managing those accounts responsibly. I highly recommend joining Smart Credit Solutions to help put you on the map for success on your credit journey.

Hi! My name is Brandi & I am from Chicago, Illinois. Finding Smart Credit Solutions online has been one of the most inspiring things ever. Since joining the program I have been able to raise my personal scores and get financing for 2 brand new luxury vehicles in the same year! I cannot wait to dive deep into establishing business credit & skyrocketing there as well. I’d recommend this program to anyone who is lost in the DIY credit repair space & needs reliable patient professionals to Jeri & her team out.

Jeri you are the BOMB!!!! ❤️❤️❤️ every class that I have taken has been very informative and I have not only been able to apply the steps for myself but my family as well Thank You Charletta

They got me right.

I was referred to Jeri by one of my cousins who is in the money part of real estate. I am a divorcy of 16 years and was NEVER EVER able to catch up on bills or credit due to marriage debt left to me by my ex husband. It was tragic but I refused to give up. I started signing up for Jeri's small, free classes because at the time that is what I could afford. They were awesome and very straight forward. I begin applying for credit cards as instructed by Jeri and I begin SCREAMING when I got approved for 4 of them. They were low but Jeri always say "every little bit helps" so I was totally ok with that. When I first received a notice that my credit score had gone up 27 points I WAS SO FREAKING EXCITED, so I logged in and screenshot the results and sent them to Jeri. Now this is where I underestimated her response. Lol...my score had reached a little over 500....LMBO....I said to myself"Jeri will be like please don't send me that again" LMBOOOO....anywho, she actually congratulated me on the small success and encouraged me to keep going. I would make sure with my busy schedule I would try to log on to her videos to make sure I did not miss a step. I knew I could not affford her classes at the time and was afraid she'd kick me off her site....lol....moving forward , I stuck with her instructions specifically and got my credit score to a 709 in 6 months and I just closed on my FIRST HOME at age 44 on November 19th. I cried so hard when I got approved and I will forever remember Jeri because she was available at my lowest point. Along with that, I ended up getting a promotion at work and it allowed me to be able to afford a mortgage and double up on payments to achieve this goal all in 6 months. I love you Jeri and will ALWAYS remember you. Tha ks again for not kicking me off your page....lolololol

Highly recommend for the best comprehensive credit and financial information to improve your credit and personal finances. Transparent, ethical and honesty were the main driving facts why I remain a client and a member of the university. Every bit of information I learned, I fact check it, apply it and the results follow. I am highly pleased at the results the Smart Credit Solutions team has helped me achieve in 2020. Things I didn’t even think was possible became reality! We did it and WE OUT CHEA!