
Leann
Hello my name is Leann, I’m currently in fresno, CA. Life before Smart Credit Solutions was life with little knowledge of credit and low credit! Since joining Jeri and her team, not only did I clean up my credit report but I was able to raise it as well. I got approved for my first credit card ever with a spending limit of 1500!!! I learned that credit isn't as complicated as I thought and that as long as you understand how credit and credit cards work with your score you don’t have to be afraid it’s only up from there!! I recommend everyone to join Smart Credit Solutions!! It’s not just about personal Credit. Literally Smart Credit offer soo much more!! It’s worth every penny!! Thank you guys for the opportunity and the follow up calls! And the unexpected thank you card I received!! It was soo cute and i really appreciate it!!
Aug 29, 2022

Natalie Beard
Joyce
Even though I just started my business, I'm so glad i did this course. This course helped make sure I'm setting myself up for success. I also believe that with this knowledge I won't make major mistakes with my businesses credit and be able to have steady growth.
Jul 21, 2022
Roderick Davis
My name is Roderick and I am from Georgia. The V.I.P Credit Coaching Experience was very informative for me. Jeri was professional, respectful and very knowledgeable of the topics we discussed. I really found her to be a terrific speaker and someone that can motivate and encourage others to work on and get their finances in check. I’m currently trying to take that next step that we spoke about to get mines back right.
Apr 11, 2025
Dr Varil Williams
Dr Varil D Williams, short Dr V I am from Houston, Texas My VIP Credit Coaching Experience Has been Amazing from the first time I met Jeri of Smart Credit Solutions. She did a credit analysis. Showed me from top to bottom how to repair the things that was hurting my score. How to keep growing my credit; and a road map to achieving a world of abundance by just using my credit Love her nurturing spirit, her authenticity and passion for advancing God's kingdom! And I feel safe and in good hands. Yes! I will refer her to as many as possible.
Jan 31, 2024
Jackie Woods
Jackie Woods Charlotte, NC I would describe my coaching session as an impactful, strategically straightforward, motivational call to action! Jeri gets right down to business reviewing where you currently are, where you want to stand, and where you will be as it relates to financial wellness! She listens and creates an action plan that’s specifically curated just for you! It’s the kick in the butt (with love) we all need to get on the right track!
Feb 3, 2024
Stephanie Womack
Stephanie Womack from Kansas City, MO. The VIP credit coaching experience was a great. I the personal attention and information was so helpful to understand what steps I need to take to improve my personal credit and obtain funding for my business. Jeri is great to work with. I would definitely recommend this experience with friends and family. It means alot to see someone that looks like you, have experience and information to share with a direct approach and has a heart to help.
Feb 5, 2024
Catherine Daniels
My name is Catherine from Boston, Massachusetts. I would rate the VIP Credit Coaching experience a 10/10. I've been apart of a few coaching programs and I never had a one on one with the person who was running the group. It was always group coaching and a lot of things seemed to be unorganized. I am in the beginning stages of this program and something resonated with me when taking with Jeri one on one. I hope to accomplish all I set out in this coaching and more.
Feb 6, 2024
Lisa Davis
Lisa Davis/ Southfield, Michigan The Credit Coaching has been wonderful. It inspires me to do better. I have already recommended this experience to friends and family.
Feb 9, 2024
Tyaisha Denise
FIRST, I was super excited to just be chosen. The VIP experience was a HUGE eye opener to me in what ways I have available right now to build my credit. Jeri, help breakdown my fear around credit cards and explain how I should be leveraging it to my benefit. Thank you the Ah-Ha moment. I'm excited because I know the proper steps.
Feb 9, 2024
LaTrice
My name is LaTrice and my VIP experience was awesome. Jeri helped me understand some things, told me what I needed to do to get back on the right track and created a roadmap for me to follow with deadlines to get the steps done. She really gave me the hope and push that I needed. I would definitely recommend this experience to my friends and family.
Feb 9, 2024
Michelle Birmingham
I recently participated in the VIP Coaching consultation, and I found the experience to be highly valuable. Jeri provided insightful guidance and addressed my specific concerns around building my business credit effectively. She outlined the key areas where her and her team can support my objectives, which has given me a clear roadmap for moving forward. I am excited to embark on this journey and leverage the resources available to me.
Feb 9, 2024
Sarah M.
I am Sarah from Dallas, TX. The VIP Credit Coaching Experience was wonderful! I especially enjoyed the planning part. Many times we don't execute on our ideas because we don't have a plan or we do not know where to start. The Experience definitely helped me with this. I would recommend this experience to friends and family.
Feb 15, 2024
isiah davis
My name is isiah and im from ohio. The V.I.P Credit Coaching Experience was an eye opener. Jeri was professional, respectful, and human. Anytime you are dealing with anything as precious as your financial journey and wanting to make changes for the better, you want people to help you that 1. are Experts and not just someone with experience. 2. Take the time to explain and express the whole process. Its truly about getting an understanding. I enjoyed the experience.
Feb 22, 2024
Michelle Birmingham
My name is Michelle Birmingham. I live in Orlando, Florida. My experience has been great. Joining the Credit Coaching Call facilitated my successful application for a business line of credit with American Express.
Mar 21, 2024
Jessica McCoy
My name is Jessica originally from Brooklyn, NY. My VIP Credit Coaching session was informative. Jeri creates an atmosphere of integrity, non-judgement and excitement. Her humor and positivity makes the session enjoyable and I look forward to our next one! I would definitely recommend this experience to friends and family.
Mar 24, 2024
Jeniece
Hi there Jerri. Well I do have a quick update for you, just after not even a week conversatio ago. I did what you suggested and it ohh my did get approved for that $800.00 credit card with Fingerhut, whoohoo so I can get back on track and things. Thank you for your awesome guidance 🫶🏾. Until my next amazing results talk with you soon. Jeniece P. 🎉🎉
Mar 23, 2024
P. Danielle
Hello. My name is Danielle and I currently live in Augusta, GA. Before Smart Credit I was really unsure what to do regarding moving forward with building my business credit. I have consulted with other sources, but they weren't quite as hands on and as a busy person, I really need someone to work closely with me. I enjoyed the VIP credit video call. Jeri was very personable and displayed that she was very knowledgeable. The number one thing I learned about the process is the exact steps I needed to take to start building my credit. I did not know about the credit bureaus that specifically monitor business credit. I thoroughly enjoyed this interaction and yes I will be referring her to other people.
Feb 4, 2025
Tishalla McNeil
Blessed day, My name is Tishalla currently living in Delaware. I've been following Jeri for about 6 months, listening and learning. Then I had the opportunity to get into VIP and was able to do so. I'm Still working on my VIP assessment list and making accomplishments weekly. My current shore has gone up over 70pts in 4 weeks. I've learned new information in our huddles. Everything we lease can go into our business name. Looking forward to continuing to grow my business and personal credit. Thank you Jeri
Feb 25, 2024
Stephanie Womack
I have paid off a personal AMEX credit card.
Mar 14, 2024
Stephanie Womack
I have paid off one of my Cap One card.
Mar 14, 2024
Bahiyyah
The missing pieces to enjoying the rest of my life was restoring my personal credit and building business credit. I was completely stagnant in both areas with NO money to make any moves great enough to make a real difference in my life. Now that I’m a member of Smart Credit Solutions, Jeri and her courses have filled in the missing pieces to scaling my business & restoring my personal credit. And she’s answers all questions personally.
May 5, 2024
Stephanie Womack
I'm Stephanie Womack from Kansas City. I just finished the Business Credit Accelerator course, WOW! I wish I knew about the Smart Credit Solutions team before opening my business. There is so much valuable information, lots of information. Since joining through the VIP group I have gained so much knowledge and have put it to use. I have paid down 50% of credit card and still working to it all paid off and start fresh with the information from Jeri. The number one thing I have learned is to start where you are in improving your personal and business credit journey. We have all made mistakes but you learn from those mistakes to move forward towards your goal. I would definitely recommend the programs to others.
May 6, 2024
Robert Wooley
Hello I'm Robert Wooley; I would like to admit that before joining Smart Credit University I was at a loss on how to grow my business credit and maximize thru correct structuring of my business. As a result of the 7 Day sprint and studying the courses. I've gained a wealth of knowledge, confidence and understanding of what it takes to grow business credit and establish a guaranteed blueprint to receiving business funding so as to now grow my business with assured solid outcomes. the #1 thing that I've learned thru this process is that having good personal credit is "KEY" to the doors of business credit opportunities. I highly recommend Jeri Toliver and the Smart Credit University courses to all those that are looking to grow and structure there business successfully. LIKE A BOSS!
Nov 12, 2023
Christopher Mullings
I was introduced to this community by Lexus... I have a busy schedule but this opportunity is essential to my growth business wise. Thanks for the knowledge of this program.
Sep 10, 2023
Cedric
Found the information very informative and the blueprint for how to establish business credit.
Sep 8, 2023
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Yolanda Logan
I got approved this month for a $10,000 credit increase with Washington State Employees Credit Union!!! I received a pre-approval email for a promo they were doing for personal credit cards. I am too excited! This is the highest line of credit I have received but gives me even great expectation for building business credit as well!!
Nov 16, 2022
SHARRISE BROOKS
I paid a credit card on the statement date and not before & my credit score dropped over 100 points. As soon as i saw the decrease I called the creditor to explain why this wasn’t fair & they reissued my statement, updated the bureaus & i got all my points back that i lost
Dec 2, 2022
Teresa Johnson
Attending this 7 day business credit sprinter was very knowledgeable. Jeri dropped a ton of nuggets for me to get started with building my business credit. I am working on establishing vendors needed to get my business off the ground. Thank you Jeri for the wealth of information that you gave in 7 days. I truly recommend this to anyone in need of getting their business off the ground, that has little to no income.
Aug 3, 2023
Princess Mhoon
I started with the Smart Credit Solutions team 2 months ago with some personal and business credit goals. Most immediately, I needed to purchase a 2nd vehicle. Last week I made my purchase. The journey continues, but I love small wins!
Jun 26, 2023
Yolanda Logan
I was approved for $6400.00 personal GO REWARDS credit card through Navy Federal Credit Union!! I wasn't sure if I was going to get approved . . . BUT, to my surprise I DID!! I have heard many positive things about Navy Federal and wanted to start the process so that I can open a business account with them and ultimately apply for a business credit card as well.
Dec 3, 2022
LaTosha Ings
I received this notification regarding my FICO Score.
Nov 17, 2022
Tiffany T
OMG Smart Credit Solutions has help me to understand money and leveraging credit. I went from having low limit credit cards to double digit limits. Not to mention I joined the AMEX Platinum club! This has helped me to use other peoples money and retire my debit card.
Dec 9, 2021
India
Jeri is absolutely amazing. She’s helped me in so many different ways with building my credit and making the best financial decisions to ensure that I stay on top of everything. She introduced my to Smart Credit Solutions and the benefits of joining...and all of it has dramatically changed my life. I’ve been approved for a home loan, my bankruptcy was removed...and my credit shot up over 700. I will forever consult with Jeri and the Smart Credit Solutions team for important decisions. And I will forever be grateful for the amazing gems that Jeri has dropped in my life to help me progress. ❤️
Dec 9, 2021
Michelle B
Jeri and the Smart Credit Solutions team has changed my life. I started out with a 520 and I now have a 741 credit score, with a pending 20 or so points coming next statement period. I've been able to secure over $75,000 and revolving credit as well as grow my business credit. Without the information and support my son would not be able to attend school, and I would not be able to grow my business. There aren't even words to express my gratitude. Jeri is hands down the best.
Dec 9, 2021
Dr. Virginia
Thank You Jeri Toliver and Smart Credit University Team Members...!! I recently joined as member in search of rebuilding after bankruptcy. Jeri 's call to action Huddle meetings are filled with knowledge and valuable tips. I reached my first milestone this week. I applied for a $2,500 secure credit card with my credit union and was approved. To some that may not be a big deal, but let me explain like the banker told me.... The secure credit card is like a loan. For me to be approved was music to my ears.
Dec 9, 2021
Monique W
I want to thank Jeri Toliver from Smart Credit Solutions for providing the education and community that helped me reach an all time high milestone of an 800+ FICO score! Jeri is breaking generational barriers for all of us who lack financial literacy. Her Smart Credit University has proven to be an invaluable resource. She has shown me what is truly possible for my family's future if I invest the time to learn how to win in the credit game. I encourage you to join the Smart Credit family. It will be a life-changing decision you won't regret. Commit to your success today!
Dec 9, 2021
Andrea Otey
Hello my name is Andrea Otey I’m from Glendale Arizona and before Smart Credit University I was stuck financially. My credit was poor and I didn’t want to apply for any credit for the fear of being denied. In April 2020 I had just lost my brother-in-law to Covid and I was so embarrassed and devastated because I could not afford a plane ticket to go home for his funeral. fast forward to June of that year we couldn’t celebrate my birthday because we were in the middle of a pandemic. Depressingly I was scrolling on social media and I came across Jeri’s video. I don’t normally watch advertisement but this time I decided to watch. It was just the answer I needed, but it at that time I couldn’t afford the entire cost of the program, I believe it was divine intervention that she happened to be running a pay monthly special and I took advantage of that I said I’d waste more a month in junk than I would trying to gain some education and clarity about my finances. I thank God I did. I wasn’t taught about finances and credit growing up, I was raised by my grandmother, not to say it wasn’t a loving childhood but we know that generation just didn’t talk about finances in front of the kids. I had credit cards in the past and was ignorant about the facts of fees and payments..etc so I destroyed my credit at a early age and I never try to get credit again. I wanted desperately to break that generational ignorance of finances and credit. Here I am in my 50s trying to get credit to gain credit to build credit. When I started my credit score was 501/502. I plugged into all of the huddles and I applied what was taught. By April 2021, a year later I had raise my credit score to 702 on one report and 715 on the other I could not believe it. I thought I was dreaming. I would constantly check my credit like you would check on a brand new baby and just smile when I saw those 700’s. I always wanted to reach it because Jeri said once you get to the 700 and above you’re starting to get in that sweet spot and I believed it because I was living it. At the end of that April 2021 tragedy hit again and I lost my father to Covid. Because of the Smart Credit University I was able to afford to fly home to my father’s funeral, but not just me my husband and other family members as well. I couldn’t believe it, no fundraisers or go fund me or car washes just my good old hard work and staying focused and paying attention paid off. I spent from April 2021 to January 2022 at my childhood home which I inherited, taking care of my father‘s estate. While I was there I was approved to have all new windows install, I was approved for a brand new 2021 Ford F150 truck and 12 revolving credit cards. The 10 months I spent away from my family and home business and it took a hit and I did take some dips in my credit due to usage, however I continue to pay on time and all accounts are in good standing. The skills and tools I’ve obtained from Smart Credit University are life long. I’ve since been able to bring my scores back up by using those same principals I’ve learned in Smart Credit University. I’m back in Arizona and decided to take my business to the next level. I’ve decided take the show me the money business credit challenge to build business credit to add to the building blocks of the of building business credit so if I have to take time away from my business it can sustain, not only by having cash flow but possibly hiring another person and I won’t have to use my personal credit to build my business. With the knowledge that I’ve gained from this course the sky is the limit. I definitely recommend this course or any of the courses in Smart Credit University P.S. My husband no longer calls me the layaway queen because prior to this I was either cash and carry or layaway. Layaway is extinct. Lol sorry for the long review I just had so much to brag about
May 28, 2022
Ben
I joined Smart Credit Solutions in February or March of 2021 and had a fico score around the 580's. I followed the necessary steps to acquire a fico score of 778 by the following March and successfully applied for 3 unsecured credit cards, a personal line of credit, and a personal loan. I have since received 4 credit limit increases for managing those accounts responsibly. I highly recommend joining Smart Credit Solutions to help put you on the map for success on your credit journey.
Jul 18, 2022
Lamar Young
My name is Lamar Young. I started my LLC in 2018. I knew that I needed to build credit through my LLC, but I didn’t know how. I lost thousands of dollars and a lot time working with unscrupulous companies. Finally, I saw a video of Jeri Toliver…she debunked some of the strategies other companies had sold me. After watching the video I started following her on Instagram. I signed up for her corporate building program. Since then I have received top level customer service…I even got a call from Jeri!!! Her company has followed up with me without fail. I’m still going through the program (there have been delays on my end). However, the support team has never failed to encourage me to keep going. To say that I’m impressed with Jeri and her team would be an understatement. I am a satisfied business owner…. knowing that I’m going in the right direction. Thank you Smart Credit Solutions team for all that you do. 🙏🏾❤️
Jul 25, 2022
Brandi
Hi! My name is Brandi & I am from Chicago, Illinois. Finding Smart Credit Solutions online has been one of the most inspiring things ever. Since joining the program I have been able to raise my personal scores and get financing for 2 brand new luxury vehicles in the same year! I cannot wait to dive deep into establishing business credit & skyrocketing there as well. I’d recommend this program to anyone who is lost in the DIY credit repair space & needs reliable patient professionals to Jeri & her team out.
Aug 3, 2022
Charletta DeCoud
Jeri you are the BOMB!!!! ❤️❤️❤️ every class that I have taken has been very informative and I have not only been able to apply the steps for myself but my family as well Thank You Charletta
Sep 17, 2022
Jerome Brown
I'm sooo glad I found Jeri and Smart Credit U! Smart Credit Solutions team helped me boost my business credit over 40k so far. Personal credit score up near 700 and credit up by 30k.
Nov 4, 2022
a year ago
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LaShaunda Washington
Hello my name is LaShaunda and I’m from Maryland. I have been following Jeri for 3 years on YouTube. I am now blessed to be able to her classes when I can. Since taking her credit repair work shop I have raised my credit score by 46 points. Thank you Jeri for helping me to understand how credit works. Now that I have a better understanding and knowing of how things work I am definitely more confident on being able to reach my dreams and actually make them come true.
Oct 10, 2022
Ayanna Bethea Thorpe
Wow!!!!! I just had an amazing introduction call with Jeri. Not a representative, but Jeri herself. All because I purchases the Business Credit Accelerator 2.0 It made me feel like Jeri genuinely cares. Listen!!!! I've taken 20+ courses from $40-$4000 and this is THE FIRST time I've been invited to a call with the course creator. Jeri Your Rock!
Sep 22, 2022
Annie Marie Nelson
Thank you providing a wealth of information in a easy to understand course format. Excellent course!!
Sep 28, 2022
Jazmin Andrews
Hey Smart Credit Community My name is Jazmin Andrews and I’m from Detroit, MI. I just recently joined Smart Credit University by scholarship actually which in itself was a blessing. Once I logged on I seen the wealth of information as well as all the rest of the community interaction and sharing their success stories. This made me excited to get started on my own credit journey. The huddles that are offered are awesome as well because it gives you a chance to engage with others in their journey as well as Jeri the founder and Credit Guru/Bestie. Jeri is amazing because she really do want to see everyone win and she gives so much information away and not only that she is very transparent and honest and I just respect and appreciate the work she is doing. I looking forward to being one of the many success stories and if you are ready to get started and are able to join I highly recommend joining Smart Credit University.
Sep 16, 2022
Constance
This challenge was very good for me. I needed it to push me forward getting somethings done that I've been putting off. I learned a lot and I appreciate all the work that Jerri has put into this program. Thank you!!
Sep 5, 2022
Nia Wilhite
Smart Credit Solutions team has helped me build my business credit, by being more intentional with the credit cards I apply for. I'm still a beginner learning, but in a short time I was able to get a few business credit cards and increase my line of credit with a preferred vendor. Meeting with the group is always fun and informative not only credit wise, but with life in general.
Aug 18, 2022
Leann
Hello my name is Leann, I’m currently in fresno, CA. Life before Smart Credit Solutions was life with little knowledge of credit and low credit! Since joining Jeri and her team, not only did I clean up my credit report but I was able to raise it as well. I got approved for my first credit card ever with a spending limit of 1500!!! I learned that credit isn't as complicated as I thought and that as long as you understand how credit and credit cards work with your score you don’t have to be afraid it’s only up from there!! I recommend everyone to join Smart Credit Solutions!! It’s not just about personal Credit. Literally Smart Credit offer soo much more!! It’s worth every penny!! Thank you guys for the opportunity and the follow up calls! And the unexpected thank you card I received!! It was soo cute and i really appreciate it!!
Aug 29, 2022

Natalie Beard
Joyce
Even though I just started my business, I'm so glad i did this course. This course helped make sure I'm setting myself up for success. I also believe that with this knowledge I won't make major mistakes with my businesses credit and be able to have steady growth.
Jul 21, 2022
Roderick Davis
My name is Roderick and I am from Georgia. The V.I.P Credit Coaching Experience was very informative for me. Jeri was professional, respectful and very knowledgeable of the topics we discussed. I really found her to be a terrific speaker and someone that can motivate and encourage others to work on and get their finances in check. I’m currently trying to take that next step that we spoke about to get mines back right.
Apr 11, 2025
Dr Varil Williams
Dr Varil D Williams, short Dr V I am from Houston, Texas My VIP Credit Coaching Experience Has been Amazing from the first time I met Jeri of Smart Credit Solutions. She did a credit analysis. Showed me from top to bottom how to repair the things that was hurting my score. How to keep growing my credit; and a road map to achieving a world of abundance by just using my credit Love her nurturing spirit, her authenticity and passion for advancing God's kingdom! And I feel safe and in good hands. Yes! I will refer her to as many as possible.
Jan 31, 2024
Jackie Woods
Jackie Woods Charlotte, NC I would describe my coaching session as an impactful, strategically straightforward, motivational call to action! Jeri gets right down to business reviewing where you currently are, where you want to stand, and where you will be as it relates to financial wellness! She listens and creates an action plan that’s specifically curated just for you! It’s the kick in the butt (with love) we all need to get on the right track!
Feb 3, 2024
Stephanie Womack
Stephanie Womack from Kansas City, MO. The VIP credit coaching experience was a great. I the personal attention and information was so helpful to understand what steps I need to take to improve my personal credit and obtain funding for my business. Jeri is great to work with. I would definitely recommend this experience with friends and family. It means alot to see someone that looks like you, have experience and information to share with a direct approach and has a heart to help.
Feb 5, 2024
Catherine Daniels
My name is Catherine from Boston, Massachusetts. I would rate the VIP Credit Coaching experience a 10/10. I've been apart of a few coaching programs and I never had a one on one with the person who was running the group. It was always group coaching and a lot of things seemed to be unorganized. I am in the beginning stages of this program and something resonated with me when taking with Jeri one on one. I hope to accomplish all I set out in this coaching and more.
Feb 6, 2024
Lisa Davis
Lisa Davis/ Southfield, Michigan The Credit Coaching has been wonderful. It inspires me to do better. I have already recommended this experience to friends and family.
Feb 9, 2024
Tyaisha Denise
FIRST, I was super excited to just be chosen. The VIP experience was a HUGE eye opener to me in what ways I have available right now to build my credit. Jeri, help breakdown my fear around credit cards and explain how I should be leveraging it to my benefit. Thank you the Ah-Ha moment. I'm excited because I know the proper steps.
Feb 9, 2024
LaTrice
My name is LaTrice and my VIP experience was awesome. Jeri helped me understand some things, told me what I needed to do to get back on the right track and created a roadmap for me to follow with deadlines to get the steps done. She really gave me the hope and push that I needed. I would definitely recommend this experience to my friends and family.
Feb 9, 2024
Michelle Birmingham
I recently participated in the VIP Coaching consultation, and I found the experience to be highly valuable. Jeri provided insightful guidance and addressed my specific concerns around building my business credit effectively. She outlined the key areas where her and her team can support my objectives, which has given me a clear roadmap for moving forward. I am excited to embark on this journey and leverage the resources available to me.
Feb 9, 2024
Sarah M.
I am Sarah from Dallas, TX. The VIP Credit Coaching Experience was wonderful! I especially enjoyed the planning part. Many times we don't execute on our ideas because we don't have a plan or we do not know where to start. The Experience definitely helped me with this. I would recommend this experience to friends and family.
Feb 15, 2024
isiah davis
My name is isiah and im from ohio. The V.I.P Credit Coaching Experience was an eye opener. Jeri was professional, respectful, and human. Anytime you are dealing with anything as precious as your financial journey and wanting to make changes for the better, you want people to help you that 1. are Experts and not just someone with experience. 2. Take the time to explain and express the whole process. Its truly about getting an understanding. I enjoyed the experience.
Feb 22, 2024
Michelle Birmingham
My name is Michelle Birmingham. I live in Orlando, Florida. My experience has been great. Joining the Credit Coaching Call facilitated my successful application for a business line of credit with American Express.
Mar 21, 2024
Jessica McCoy
My name is Jessica originally from Brooklyn, NY. My VIP Credit Coaching session was informative. Jeri creates an atmosphere of integrity, non-judgement and excitement. Her humor and positivity makes the session enjoyable and I look forward to our next one! I would definitely recommend this experience to friends and family.
Mar 24, 2024
Jeniece
Hi there Jerri. Well I do have a quick update for you, just after not even a week conversatio ago. I did what you suggested and it ohh my did get approved for that $800.00 credit card with Fingerhut, whoohoo so I can get back on track and things. Thank you for your awesome guidance 🫶🏾. Until my next amazing results talk with you soon. Jeniece P. 🎉🎉
Mar 23, 2024
P. Danielle
Hello. My name is Danielle and I currently live in Augusta, GA. Before Smart Credit I was really unsure what to do regarding moving forward with building my business credit. I have consulted with other sources, but they weren't quite as hands on and as a busy person, I really need someone to work closely with me. I enjoyed the VIP credit video call. Jeri was very personable and displayed that she was very knowledgeable. The number one thing I learned about the process is the exact steps I needed to take to start building my credit. I did not know about the credit bureaus that specifically monitor business credit. I thoroughly enjoyed this interaction and yes I will be referring her to other people.
Feb 4, 2025
Tishalla McNeil
Blessed day, My name is Tishalla currently living in Delaware. I've been following Jeri for about 6 months, listening and learning. Then I had the opportunity to get into VIP and was able to do so. I'm Still working on my VIP assessment list and making accomplishments weekly. My current shore has gone up over 70pts in 4 weeks. I've learned new information in our huddles. Everything we lease can go into our business name. Looking forward to continuing to grow my business and personal credit. Thank you Jeri
Feb 25, 2024
Stephanie Womack
I have paid off a personal AMEX credit card.
Mar 14, 2024
Stephanie Womack
I have paid off one of my Cap One card.
Mar 14, 2024
Bahiyyah
The missing pieces to enjoying the rest of my life was restoring my personal credit and building business credit. I was completely stagnant in both areas with NO money to make any moves great enough to make a real difference in my life. Now that I’m a member of Smart Credit Solutions, Jeri and her courses have filled in the missing pieces to scaling my business & restoring my personal credit. And she’s answers all questions personally.
May 5, 2024
Stephanie Womack
I'm Stephanie Womack from Kansas City. I just finished the Business Credit Accelerator course, WOW! I wish I knew about the Smart Credit Solutions team before opening my business. There is so much valuable information, lots of information. Since joining through the VIP group I have gained so much knowledge and have put it to use. I have paid down 50% of credit card and still working to it all paid off and start fresh with the information from Jeri. The number one thing I have learned is to start where you are in improving your personal and business credit journey. We have all made mistakes but you learn from those mistakes to move forward towards your goal. I would definitely recommend the programs to others.
May 6, 2024
Robert Wooley
Hello I'm Robert Wooley; I would like to admit that before joining Smart Credit University I was at a loss on how to grow my business credit and maximize thru correct structuring of my business. As a result of the 7 Day sprint and studying the courses. I've gained a wealth of knowledge, confidence and understanding of what it takes to grow business credit and establish a guaranteed blueprint to receiving business funding so as to now grow my business with assured solid outcomes. the #1 thing that I've learned thru this process is that having good personal credit is "KEY" to the doors of business credit opportunities. I highly recommend Jeri Toliver and the Smart Credit University courses to all those that are looking to grow and structure there business successfully. LIKE A BOSS!
Nov 12, 2023
Christopher Mullings
I was introduced to this community by Lexus... I have a busy schedule but this opportunity is essential to my growth business wise. Thanks for the knowledge of this program.
Sep 10, 2023
Cedric
Found the information very informative and the blueprint for how to establish business credit.
Sep 8, 2023
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Yolanda Logan
I got approved this month for a $10,000 credit increase with Washington State Employees Credit Union!!! I received a pre-approval email for a promo they were doing for personal credit cards. I am too excited! This is the highest line of credit I have received but gives me even great expectation for building business credit as well!!
Nov 16, 2022
SHARRISE BROOKS
I paid a credit card on the statement date and not before & my credit score dropped over 100 points. As soon as i saw the decrease I called the creditor to explain why this wasn’t fair & they reissued my statement, updated the bureaus & i got all my points back that i lost
Dec 2, 2022
Teresa Johnson
Attending this 7 day business credit sprinter was very knowledgeable. Jeri dropped a ton of nuggets for me to get started with building my business credit. I am working on establishing vendors needed to get my business off the ground. Thank you Jeri for the wealth of information that you gave in 7 days. I truly recommend this to anyone in need of getting their business off the ground, that has little to no income.
Aug 3, 2023
Princess Mhoon
I started with the Smart Credit Solutions team 2 months ago with some personal and business credit goals. Most immediately, I needed to purchase a 2nd vehicle. Last week I made my purchase. The journey continues, but I love small wins!
Jun 26, 2023
Yolanda Logan
I was approved for $6400.00 personal GO REWARDS credit card through Navy Federal Credit Union!! I wasn't sure if I was going to get approved . . . BUT, to my surprise I DID!! I have heard many positive things about Navy Federal and wanted to start the process so that I can open a business account with them and ultimately apply for a business credit card as well.
Dec 3, 2022
LaTosha Ings
I received this notification regarding my FICO Score.
Nov 17, 2022
Tiffany T
OMG Smart Credit Solutions has help me to understand money and leveraging credit. I went from having low limit credit cards to double digit limits. Not to mention I joined the AMEX Platinum club! This has helped me to use other peoples money and retire my debit card.
Dec 9, 2021
India
Jeri is absolutely amazing. She’s helped me in so many different ways with building my credit and making the best financial decisions to ensure that I stay on top of everything. She introduced my to Smart Credit Solutions and the benefits of joining...and all of it has dramatically changed my life. I’ve been approved for a home loan, my bankruptcy was removed...and my credit shot up over 700. I will forever consult with Jeri and the Smart Credit Solutions team for important decisions. And I will forever be grateful for the amazing gems that Jeri has dropped in my life to help me progress. ❤️
Dec 9, 2021
Michelle B
Jeri and the Smart Credit Solutions team has changed my life. I started out with a 520 and I now have a 741 credit score, with a pending 20 or so points coming next statement period. I've been able to secure over $75,000 and revolving credit as well as grow my business credit. Without the information and support my son would not be able to attend school, and I would not be able to grow my business. There aren't even words to express my gratitude. Jeri is hands down the best.
Dec 9, 2021
Dr. Virginia
Thank You Jeri Toliver and Smart Credit University Team Members...!! I recently joined as member in search of rebuilding after bankruptcy. Jeri 's call to action Huddle meetings are filled with knowledge and valuable tips. I reached my first milestone this week. I applied for a $2,500 secure credit card with my credit union and was approved. To some that may not be a big deal, but let me explain like the banker told me.... The secure credit card is like a loan. For me to be approved was music to my ears.
Dec 9, 2021
Monique W
I want to thank Jeri Toliver from Smart Credit Solutions for providing the education and community that helped me reach an all time high milestone of an 800+ FICO score! Jeri is breaking generational barriers for all of us who lack financial literacy. Her Smart Credit University has proven to be an invaluable resource. She has shown me what is truly possible for my family's future if I invest the time to learn how to win in the credit game. I encourage you to join the Smart Credit family. It will be a life-changing decision you won't regret. Commit to your success today!
Dec 9, 2021
Andrea Otey
Hello my name is Andrea Otey I’m from Glendale Arizona and before Smart Credit University I was stuck financially. My credit was poor and I didn’t want to apply for any credit for the fear of being denied. In April 2020 I had just lost my brother-in-law to Covid and I was so embarrassed and devastated because I could not afford a plane ticket to go home for his funeral. fast forward to June of that year we couldn’t celebrate my birthday because we were in the middle of a pandemic. Depressingly I was scrolling on social media and I came across Jeri’s video. I don’t normally watch advertisement but this time I decided to watch. It was just the answer I needed, but it at that time I couldn’t afford the entire cost of the program, I believe it was divine intervention that she happened to be running a pay monthly special and I took advantage of that I said I’d waste more a month in junk than I would trying to gain some education and clarity about my finances. I thank God I did. I wasn’t taught about finances and credit growing up, I was raised by my grandmother, not to say it wasn’t a loving childhood but we know that generation just didn’t talk about finances in front of the kids. I had credit cards in the past and was ignorant about the facts of fees and payments..etc so I destroyed my credit at a early age and I never try to get credit again. I wanted desperately to break that generational ignorance of finances and credit. Here I am in my 50s trying to get credit to gain credit to build credit. When I started my credit score was 501/502. I plugged into all of the huddles and I applied what was taught. By April 2021, a year later I had raise my credit score to 702 on one report and 715 on the other I could not believe it. I thought I was dreaming. I would constantly check my credit like you would check on a brand new baby and just smile when I saw those 700’s. I always wanted to reach it because Jeri said once you get to the 700 and above you’re starting to get in that sweet spot and I believed it because I was living it. At the end of that April 2021 tragedy hit again and I lost my father to Covid. Because of the Smart Credit University I was able to afford to fly home to my father’s funeral, but not just me my husband and other family members as well. I couldn’t believe it, no fundraisers or go fund me or car washes just my good old hard work and staying focused and paying attention paid off. I spent from April 2021 to January 2022 at my childhood home which I inherited, taking care of my father‘s estate. While I was there I was approved to have all new windows install, I was approved for a brand new 2021 Ford F150 truck and 12 revolving credit cards. The 10 months I spent away from my family and home business and it took a hit and I did take some dips in my credit due to usage, however I continue to pay on time and all accounts are in good standing. The skills and tools I’ve obtained from Smart Credit University are life long. I’ve since been able to bring my scores back up by using those same principals I’ve learned in Smart Credit University. I’m back in Arizona and decided to take my business to the next level. I’ve decided take the show me the money business credit challenge to build business credit to add to the building blocks of the of building business credit so if I have to take time away from my business it can sustain, not only by having cash flow but possibly hiring another person and I won’t have to use my personal credit to build my business. With the knowledge that I’ve gained from this course the sky is the limit. I definitely recommend this course or any of the courses in Smart Credit University P.S. My husband no longer calls me the layaway queen because prior to this I was either cash and carry or layaway. Layaway is extinct. Lol sorry for the long review I just had so much to brag about
May 28, 2022
Ben
I joined Smart Credit Solutions in February or March of 2021 and had a fico score around the 580's. I followed the necessary steps to acquire a fico score of 778 by the following March and successfully applied for 3 unsecured credit cards, a personal line of credit, and a personal loan. I have since received 4 credit limit increases for managing those accounts responsibly. I highly recommend joining Smart Credit Solutions to help put you on the map for success on your credit journey.
Jul 18, 2022
Lamar Young
My name is Lamar Young. I started my LLC in 2018. I knew that I needed to build credit through my LLC, but I didn’t know how. I lost thousands of dollars and a lot time working with unscrupulous companies. Finally, I saw a video of Jeri Toliver…she debunked some of the strategies other companies had sold me. After watching the video I started following her on Instagram. I signed up for her corporate building program. Since then I have received top level customer service…I even got a call from Jeri!!! Her company has followed up with me without fail. I’m still going through the program (there have been delays on my end). However, the support team has never failed to encourage me to keep going. To say that I’m impressed with Jeri and her team would be an understatement. I am a satisfied business owner…. knowing that I’m going in the right direction. Thank you Smart Credit Solutions team for all that you do. 🙏🏾❤️
Jul 25, 2022
Brandi
Hi! My name is Brandi & I am from Chicago, Illinois. Finding Smart Credit Solutions online has been one of the most inspiring things ever. Since joining the program I have been able to raise my personal scores and get financing for 2 brand new luxury vehicles in the same year! I cannot wait to dive deep into establishing business credit & skyrocketing there as well. I’d recommend this program to anyone who is lost in the DIY credit repair space & needs reliable patient professionals to Jeri & her team out.
Aug 3, 2022
Charletta DeCoud
Jeri you are the BOMB!!!! ❤️❤️❤️ every class that I have taken has been very informative and I have not only been able to apply the steps for myself but my family as well Thank You Charletta
Sep 17, 2022
Jerome Brown
I'm sooo glad I found Jeri and Smart Credit U! Smart Credit Solutions team helped me boost my business credit over 40k so far. Personal credit score up near 700 and credit up by 30k.
Nov 4, 2022
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LaShaunda Washington
Hello my name is LaShaunda and I’m from Maryland. I have been following Jeri for 3 years on YouTube. I am now blessed to be able to her classes when I can. Since taking her credit repair work shop I have raised my credit score by 46 points. Thank you Jeri for helping me to understand how credit works. Now that I have a better understanding and knowing of how things work I am definitely more confident on being able to reach my dreams and actually make them come true.
Oct 10, 2022
Ayanna Bethea Thorpe
Wow!!!!! I just had an amazing introduction call with Jeri. Not a representative, but Jeri herself. All because I purchases the Business Credit Accelerator 2.0 It made me feel like Jeri genuinely cares. Listen!!!! I've taken 20+ courses from $40-$4000 and this is THE FIRST time I've been invited to a call with the course creator. Jeri Your Rock!
Sep 22, 2022
Annie Marie Nelson
Thank you providing a wealth of information in a easy to understand course format. Excellent course!!
Sep 28, 2022
Jazmin Andrews
Hey Smart Credit Community My name is Jazmin Andrews and I’m from Detroit, MI. I just recently joined Smart Credit University by scholarship actually which in itself was a blessing. Once I logged on I seen the wealth of information as well as all the rest of the community interaction and sharing their success stories. This made me excited to get started on my own credit journey. The huddles that are offered are awesome as well because it gives you a chance to engage with others in their journey as well as Jeri the founder and Credit Guru/Bestie. Jeri is amazing because she really do want to see everyone win and she gives so much information away and not only that she is very transparent and honest and I just respect and appreciate the work she is doing. I looking forward to being one of the many success stories and if you are ready to get started and are able to join I highly recommend joining Smart Credit University.
Sep 16, 2022
Constance
This challenge was very good for me. I needed it to push me forward getting somethings done that I've been putting off. I learned a lot and I appreciate all the work that Jerri has put into this program. Thank you!!
Sep 5, 2022
Nia Wilhite
Smart Credit Solutions team has helped me build my business credit, by being more intentional with the credit cards I apply for. I'm still a beginner learning, but in a short time I was able to get a few business credit cards and increase my line of credit with a preferred vendor. Meeting with the group is always fun and informative not only credit wise, but with life in general.
Aug 18, 2022