Hello my name is Leann, I’m currently in fresno, CA. Life before Smart Credit Solutions was life with little knowledge of credit and low credit! Since joining Jeri and her team, not only did I clean up my credit report but I was able to raise it as well. I got approved for my first credit card ever with a spending limit of 1500!!! I learned that credit isn't as complicated as I thought and that as long as you understand how credit and credit cards work with your score you don’t have to be afraid it’s only up from there!! I recommend everyone to join Smart Credit Solutions!! It’s not just about personal Credit. Literally Smart Credit offer soo much more!! It’s worth every penny!! Thank you guys for the opportunity and the follow up calls! And the unexpected thank you card I received!! It was soo cute and i really appreciate it!!

I am sooooo apprecative of the value Jeri and the team has provided! I can always depend on a return call, email or text to whatever question or concern I have. Customer Service, Value, Professionalism are all A++ scores! Education and Training on how to leverage and build your credit can all be found at Smart Credit Solutions!

I joined Smart Credit Solutions in February or March of 2021 and had a fico score around the 580's. I followed the necessary steps to acquire a fico score of 778 by the following March and successfully applied for 3 unsecured credit cards, a personal line of credit, and a personal loan. I have since received 4 credit limit increases for managing those accounts responsibly. I highly recommend joining Smart Credit Solutions to help put you on the map for success on your credit journey.

Hello I'm Robert Wooley; I would like to admit that before joining Smart Credit University I was at a loss on how to grow my business credit and maximize thru correct structuring of my business. As a result of the 7 Day sprint and studying the courses. I've gained a wealth of knowledge, confidence and understanding of what it takes to grow business credit and establish a guaranteed blueprint to receiving business funding so as to now grow my business with assured solid outcomes. the #1 thing that I've learned thru this process is that having good personal credit is "KEY" to the doors of business credit opportunities. I highly recommend Jeri Toliver and the Smart Credit University courses to all those that are looking to grow and structure there business successfully. LIKE A BOSS!

Smart Credit Solutions is life changing... Jeri shows you step by step how to fix your credit help you get business credit and how to manage it all!! This company is A1!

Lisa Davis/ Southfield, Michigan The Credit Coaching has been wonderful. It inspires me to do better. I have already recommended this experience to friends and family.

Hello my name is Andrea Otey I’m from Glendale Arizona and before Smart Credit University I was stuck financially. My credit was poor and I didn’t want to apply for any credit for the fear of being denied. In April 2020 I had just lost my brother-in-law to Covid and I was so embarrassed and devastated because I could not afford a plane ticket to go home for his funeral. fast forward to June of that year we couldn’t celebrate my birthday because we were in the middle of a pandemic. Depressingly I was scrolling on social media and I came across Jeri’s video. I don’t normally watch advertisement but this time I decided to watch. It was just the answer I needed, but it at that time I couldn’t afford the entire cost of the program, I believe it was divine intervention that she happened to be running a pay monthly special and I took advantage of that I said I’d waste more a month in junk than I would trying to gain some education and clarity about my finances. I thank God I did. I wasn’t taught about finances and credit growing up, I was raised by my grandmother, not to say it wasn’t a loving childhood but we know that generation just didn’t talk about finances in front of the kids. I had credit cards in the past and was ignorant about the facts of fees and payments..etc so I destroyed my credit at a early age and I never try to get credit again. I wanted desperately to break that generational ignorance of finances and credit. Here I am in my 50s trying to get credit to gain credit to build credit. When I started my credit score was 501/502. I plugged into all of the huddles and I applied what was taught. By April 2021, a year later I had raise my credit score to 702 on one report and 715 on the other I could not believe it. I thought I was dreaming. I would constantly check my credit like you would check on a brand new baby and just smile when I saw those 700’s. I always wanted to reach it because Jeri said once you get to the 700 and above you’re starting to get in that sweet spot and I believed it because I was living it. At the end of that April 2021 tragedy hit again and I lost my father to Covid. Because of the Smart Credit University I was able to afford to fly home to my father’s funeral, but not just me my husband and other family members as well. I couldn’t believe it, no fundraisers or go fund me or car washes just my good old hard work and staying focused and paying attention paid off. I spent from April 2021 to January 2022 at my childhood home which I inherited, taking care of my father‘s estate. While I was there I was approved to have all new windows install, I was approved for a brand new 2021 Ford F150 truck and 12 revolving credit cards. The 10 months I spent away from my family and home business and it took a hit and I did take some dips in my credit due to usage, however I continue to pay on time and all accounts are in good standing. The skills and tools I’ve obtained from Smart Credit University are life long. I’ve since been able to bring my scores back up by using those same principals I’ve learned in Smart Credit University. I’m back in Arizona and decided to take my business to the next level. I’ve decided take the show me the money business credit challenge to build business credit to add to the building blocks of the of building business credit so if I have to take time away from my business it can sustain, not only by having cash flow but possibly hiring another person and I won’t have to use my personal credit to build my business. With the knowledge that I’ve gained from this course the sky is the limit. I definitely recommend this course or any of the courses in Smart Credit University P.S. My husband no longer calls me the layaway queen because prior to this I was either cash and carry or layaway. Layaway is extinct. Lol sorry for the long review I just had so much to brag about

Because of Jeri’s courses and guides I now bear an extensive knowledge on credit and better spending habits. I went from 500 credit scores to over 740, approved for my home (at the best rate). I am now confident in my money making decisions and I owe it all to Smart Credit Solutions team ❤️

Stephanie Womack from Kansas City, MO. The VIP credit coaching experience was a great. I the personal attention and information was so helpful to understand what steps I need to take to improve my personal credit and obtain funding for my business. Jeri is great to work with. I would definitely recommend this experience with friends and family. It means alot to see someone that looks like you, have experience and information to share with a direct approach and has a heart to help.

Hi to be honest I have not gone through very much of the course. I attend happy hour which I love and I'm taking action steps I learn about in those happy hours. I opened 2 business bank account for a total of 4, I was issued a Capital on Tap credit card, vendor Henry Schein Mastercard, and vendor McKesson approved a 50K line of credit to purchase there products. I'm managing more time to get into the course material now that I've taken some action.

Hey Smart Credit Community My name is Jazmin Andrews and I’m from Detroit, MI. I just recently joined Smart Credit University by scholarship actually which in itself was a blessing. Once I logged on I seen the wealth of information as well as all the rest of the community interaction and sharing their success stories. This made me excited to get started on my own credit journey. The huddles that are offered are awesome as well because it gives you a chance to engage with others in their journey as well as Jeri the founder and Credit Guru/Bestie. Jeri is amazing because she really do want to see everyone win and she gives so much information away and not only that she is very transparent and honest and I just respect and appreciate the work she is doing. I looking forward to being one of the many success stories and if you are ready to get started and are able to join I highly recommend joining Smart Credit University.

Thank you providing a wealth of information in a easy to understand course format. Excellent course!!

Jeri you are the BOMB!!!! ❤️❤️❤️ every class that I have taken has been very informative and I have not only been able to apply the steps for myself but my family as well Thank You Charletta

The value of the information that this course gives is unbelievable. Jeri gives you so much knowledge and her staff is very professional and they dont make you feel like just another client. They call check in with you, on top of the weekly huddle group. This course have literally changed my life. I can guarantee there is no other course online like this one. You can tell from the first meeting this women genuinely wants to see all her clients get that bag. I HIGHLY recommend this course !!!!!!!

Jeri and the Smart Credit Solutions team has changed my life. I started out with a 520 and I now have a 741 credit score, with a pending 20 or so points coming next statement period. I've been able to secure over $75,000 and revolving credit as well as grow my business credit. Without the information and support my son would not be able to attend school, and I would not be able to grow my business. There aren't even words to express my gratitude. Jeri is hands down the best.

I began this journey to learn more about business credit. I jumped on board with the thought of "all gas, no breaks." I quickly learned how business credit works and my personal score began to increase first. I am currently still working but have several offers coming to me because of the changes I've been making and accounts I've acquired to build. It didn't move as quickly as I thought but I am seeing small wins on the way to my big win!

I was introduced to this community by Lexus... I have a busy schedule but this opportunity is essential to my growth business wise. Thanks for the knowledge of this program.

Very informative on ways to build business credit and how to use your business as a tax right off.

My name is Darren Henry from Marietta, GA. Before Smart Credit Solutions I decided to open a business going off of what others said and watching videos from others who were not that reputable. Needless to say there were many steps that were missed by my in the process that I was unaware of until I took the Show Me The Money Business Credit Challenge. The checklist that was provided opened my eyes to the things needed to make your business look good to banks and vendors. The steps to building business credit was also very beneficial as well. I will continue to work with the Smart Credit University as they have shown to be the most credible platform as well as they interact and are open to answer all questions.

My name is Lamar Young. I started my LLC in 2018. I knew that I needed to build credit through my LLC, but I didn’t know how. I lost thousands of dollars and a lot time working with unscrupulous companies. Finally, I saw a video of Jeri Toliver…she debunked some of the strategies other companies had sold me. After watching the video I started following her on Instagram. I signed up for her corporate building program. Since then I have received top level customer service…I even got a call from Jeri!!! Her company has followed up with me without fail. I’m still going through the program (there have been delays on my end). However, the support team has never failed to encourage me to keep going. To say that I’m impressed with Jeri and her team would be an understatement. I am a satisfied business owner…. knowing that I’m going in the right direction. Thank you Smart Credit Solutions team for all that you do. 🙏🏾❤️

My name is Catherine from Boston, Massachusetts. I would rate the VIP Credit Coaching experience a 10/10. I've been apart of a few coaching programs and I never had a one on one with the person who was running the group. It was always group coaching and a lot of things seemed to be unorganized. I am in the beginning stages of this program and something resonated with me when taking with Jeri one on one. I hope to accomplish all I set out in this coaching and more.

I was approved for $6400.00 personal GO REWARDS credit card through Navy Federal Credit Union!! I wasn't sure if I was going to get approved . . . BUT, to my surprise I DID!! I have heard many positive things about Navy Federal and wanted to start the process so that I can open a business account with them and ultimately apply for a business credit card as well.

Hi there Jerri. Well I do have a quick update for you, just after not even a week conversatio ago. I did what you suggested and it ohh my did get approved for that $800.00 credit card with Fingerhut, whoohoo so I can get back on track and things. Thank you for your awesome guidance 🫶🏾. Until my next amazing results talk with you soon. Jeniece P. 🎉🎉

My name Fernando and I am from Montgomery, Al. I was looking for more information on getting started in the Credit Building sector and I ran across Smart Credit Solutions. After gaining some knowledge from the Ebook I was able to help myself on raising my credit score. The number 1 thing I learned was the process of finding mistakes on my credit report. After reading the e-book I was able to identify common mistakes and i was able to get those items corrected or removed. If you need to gain knowledge about your consumer report this course will help you out tremendously.

I want to thank Jeri Toliver from Smart Credit Solutions for providing the education and community that helped me reach an all time high milestone of an 800+ FICO score! Jeri is breaking generational barriers for all of us who lack financial literacy. Her Smart Credit University has proven to be an invaluable resource. She has shown me what is truly possible for my family's future if I invest the time to learn how to win in the credit game. I encourage you to join the Smart Credit family. It will be a life-changing decision you won't regret. Commit to your success today!

My name is LaTrice and my VIP experience was awesome. Jeri helped me understand some things, told me what I needed to do to get back on the right track and created a roadmap for me to follow with deadlines to get the steps done. She really gave me the hope and push that I needed. I would definitely recommend this experience to my friends and family.

This challenge was very good for me. I needed it to push me forward getting somethings done that I've been putting off. I learned a lot and I appreciate all the work that Jerri has put into this program. Thank you!!

Jeri is absolutely amazing. She’s helped me in so many different ways with building my credit and making the best financial decisions to ensure that I stay on top of everything. She introduced my to Smart Credit Solutions and the benefits of joining...and all of it has dramatically changed my life. I’ve been approved for a home loan, my bankruptcy was removed...and my credit shot up over 700. I will forever consult with Jeri and the Smart Credit Solutions team for important decisions. And I will forever be grateful for the amazing gems that Jeri has dropped in my life to help me progress. ❤️

I'm sooo glad I found Jeri and Smart Credit U! Smart Credit Solutions team helped me boost my business credit over 40k so far. Personal credit score up near 700 and credit up by 30k.

Hi! My name is Brandi & I am from Chicago, Illinois. Finding Smart Credit Solutions online has been one of the most inspiring things ever. Since joining the program I have been able to raise my personal scores and get financing for 2 brand new luxury vehicles in the same year! I cannot wait to dive deep into establishing business credit & skyrocketing there as well. I’d recommend this program to anyone who is lost in the DIY credit repair space & needs reliable patient professionals to Jeri & her team out.

I was first introduced to Jeri and her GENIUS over 2 years ago. Now that I am ready to elevate and move forward in my life and business, my timing of enrolling in Business Credit Accelerator 2.0 is perfectly aligned. I am grateful for both the generosity of knowledge AND the accountability that Jeri and her community offers. My high vibrational mindset and attitude truly called this opportunity forward in the best season for me and my business. I am grateful in advance for the exponential credit and funding that I am taking daily steps to fully realize.

Smart Credit Solutions team has helped me build my business credit, by being more intentional with the credit cards I apply for. I'm still a beginner learning, but in a short time I was able to get a few business credit cards and increase my line of credit with a preferred vendor. Meeting with the group is always fun and informative not only credit wise, but with life in general.

Thank you Jeri ! The workshop for repairing credit was awesome , your break down of FDCPA , sending you dispute via email over mailing them in, the break down of understanding FICO Score , I never understood the point system with that. Though I really don't have the time to do it myself, I will start because I need to up my personal credit score as well get some business credit to build a business , again Thank you !!

My name is Michelle Birmingham. I live in Orlando, Florida. My experience has been great. Joining the Credit Coaching Call facilitated my successful application for a business line of credit with American Express.

I started with the Smart Credit Solutions team 2 months ago with some personal and business credit goals. Most immediately, I needed to purchase a 2nd vehicle. Last week I made my purchase. The journey continues, but I love small wins!

They got me right.

Thank You Jeri Toliver and Smart Credit University Team Members...!! I recently joined as member in search of rebuilding after bankruptcy. Jeri 's call to action Huddle meetings are filled with knowledge and valuable tips. I reached my first milestone this week. I applied for a $2,500 secure credit card with my credit union and was approved. To some that may not be a big deal, but let me explain like the banker told me.... The secure credit card is like a loan. For me to be approved was music to my ears.

Hello my name is LaShaunda and I’m from Maryland. I have been following Jeri for 3 years on YouTube. I am now blessed to be able to her classes when I can. Since taking her credit repair work shop I have raised my credit score by 46 points. Thank you Jeri for helping me to understand how credit works. Now that I have a better understanding and knowing of how things work I am definitely more confident on being able to reach my dreams and actually make them come true.

My name is Roderick and I am from Georgia. The V.I.P Credit Coaching Experience was very informative for me. Jeri was professional, respectful and very knowledgeable of the topics we discussed. I really found her to be a terrific speaker and someone that can motivate and encourage others to work on and get their finances in check. I’m currently trying to take that next step that we spoke about to get mines back right.

I am Sarah from Dallas, TX. The VIP Credit Coaching Experience was wonderful! I especially enjoyed the planning part. Many times we don't execute on our ideas because we don't have a plan or we do not know where to start. The Experience definitely helped me with this. I would recommend this experience to friends and family.

If you’re about making moves and taking responsibility for your financial future this is a great service. The Smart Credit University offers various courses to educate you on how to repair your credit, build your credit profile, and finally leverage your credit to live a more elevated lifestyle. They also offer credit repair services, but if you want to learn how to do it yourself, so you can help your friends and family, I highly suggest the university. The Bi-weekly huddle hosted on Zoom is also super helpful. Jeri answers your questions in real time and you work as a community to solve credit/dispute issues and share knowledge.

Wow this class as open my eyes to lots of things i was aware of. Putting my best foot forward and looking to improve my credit and building my business

Before taking the Smart Credit Solutions Show Me The Money Business Credit Challenge I didn’t know the difference between business credit and business finances. I now know that I qualify for business start-up loans and am applying now. I’m also applying for business credit accounts using the 5-5-5 method to build my business credit while I grow my business through funding. I see the light! I highly recommend the Smart Credit Solutions team to business owners new and old. You will learn a lot from Jeri and her team. She's been through it and helps us get through the money game without making the mistakes that she did. Thank you, Jeri and Team Smart Credit! Ayanna Thorpe from New Jersey

Smart Credit Solutions is a Professional Company that is honestly helping folk learn how to create and manage credit!!!!!!!! Strongly recommend!!!!!

This has been the best experience working with Smart Credit Solutions team. I could have used Google and Youtube. But I do not have the time available to research the information provided. I am grateful that Smart Credit has such a Professional Team that is willing to meet their clients at our level of learning. Do not waste time guessing. Jeri and her team guided me to my business elevation.

Highly recommend for the best comprehensive credit and financial information to improve your credit and personal finances. Transparent, ethical and honesty were the main driving facts why I remain a client and a member of the university. Every bit of information I learned, I fact check it, apply it and the results follow. I am highly pleased at the results the Smart Credit Solutions team has helped me achieve in 2020. Things I didn’t even think was possible became reality! We did it and WE OUT CHEA!

Jackie Woods Charlotte, NC I would describe my coaching session as an impactful, strategically straightforward, motivational call to action! Jeri gets right down to business reviewing where you currently are, where you want to stand, and where you will be as it relates to financial wellness! She listens and creates an action plan that’s specifically curated just for you! It’s the kick in the butt (with love) we all need to get on the right track!

I am extremely particular with whom I share my personal business with. To say that I was apprehensive would be an understatement but Jeri at FCS made me feel extremely comfortable, she was very professional and delivered exactly what she told me she would. I would most certainly recommend her to a friend

OMG Smart Credit Solutions has help me to understand money and leveraging credit. I went from having low limit credit cards to double digit limits. Not to mention I joined the AMEX Platinum club! This has helped me to use other peoples money and retire my debit card.

I recently participated in the VIP Coaching consultation, and I found the experience to be highly valuable. Jeri provided insightful guidance and addressed my specific concerns around building my business credit effectively. She outlined the key areas where her and her team can support my objectives, which has given me a clear roadmap for moving forward. I am excited to embark on this journey and leverage the resources available to me.

I had a phenomenal experience with Jeri. I recommend this company to anyone that this serious about their financial future.

Wow!!!!! I just had an amazing introduction call with Jeri. Not a representative, but Jeri herself. All because I purchases the Business Credit Accelerator 2.0 It made me feel like Jeri genuinely cares. Listen!!!! I've taken 20+ courses from $40-$4000 and this is THE FIRST time I've been invited to a call with the course creator. Jeri Your Rock!