Preeti Vyas
President (Content Strategy, Partnerships & Consumer Products) at Mythik
My son Neel and I, are proud and privileged to be supporters of the amazing work done by Ramakrishna NK and @Smita at
#RangDe.
Kudos on completing 18 years. More power to you!
Preeti Vyas
President (Content Strategy, Partnerships & Consumer Products) at Mythik
My son Neel and I, are proud and privileged to be supporters of the amazing work done by Ramakrishna NK and @Smita at
#RangDe.
Kudos on completing 18 years. More power to you!
Jan 14, 2026
Jan 14, 2026
Dr. Kunal Dhanda(Doctor of Business Administration)
Experienced Tech & AI Specialist | DBA |MBA | Cloud Computing Expert | IIT Kharagpur | IIM Raipur
A small insight from my lending experience 👇
One thing that doesn’t get talked about enough:
people with limited means often show exceptional financial discipline.
Through my lending experience on Rang De (rangde.in
), I’ve seen repayment behaviour that genuinely challenges common assumptions —
over 94% repayments completed, minimal short delays, and very few long defaults.
What stands out is not just the numbers, but the intent.
For many low-income borrowers, repaying on time is a matter of dignity and trust, not just obligation.
This challenges a common bias:
“Poor people are risky borrowers.”
In reality, when given fair terms, transparency, and respect, they often prove to be more reliable than expected.
Data aside, this experience has reinforced a belief for me:
Creditworthiness is not just about income
It’s about character, predictability, and responsibility
Platforms like Rang De quietly demonstrate how financial inclusion can work when designed with empathy and discipline.
#FinancialInclusion
#Microfinance
#RangDe
#Creditworthiness
#InclusiveFinance
#Trust
#ImpactInvesting
Dr. Kunal Dhanda(Doctor of Business Administration)
Experienced Tech & AI Specialist | DBA |MBA | Cloud Computing Expert | IIT Kharagpur | IIM Raipur
A small insight from my lending experience 👇
One thing that doesn’t get talked about enough:
people with limited means often show exceptional financial discipline.
Through my lending experience on Rang De (rangde.in
), I’ve seen repayment behaviour that genuinely challenges common assumptions —
over 94% repayments completed, minimal short delays, and very few long defaults.
What stands out is not just the numbers, but the intent.
For many low-income borrowers, repaying on time is a matter of dignity and trust, not just obligation.
This challenges a common bias:
“Poor people are risky borrowers.”
In reality, when given fair terms, transparency, and respect, they often prove to be more reliable than expected.
Data aside, this experience has reinforced a belief for me:
Creditworthiness is not just about income
It’s about character, predictability, and responsibility
Platforms like Rang De quietly demonstrate how financial inclusion can work when designed with empathy and discipline.
#FinancialInclusion
#Microfinance
#RangDe
#Creditworthiness
#InclusiveFinance
#Trust
#ImpactInvesting
Jan 15, 2026
Jan 15, 2026
Sreesha Rao
Strategic IT Executive | Data Protection & Privacy Leader | Driving Business Value through Digital Transformation
Many congratulations and best wishes on Rang De’s 18th birthday. I am really proud to be associated with a venture that is life changing for the many under privileged and marginalised men, women and children in our rural hinterland. Dignity not charity is a powerful call to action that brings together well intentioned citizens to offer financial help and succour to those that need it most. Wish you many, many more years of catalysing successful partnerships between the haves and the have nots! May The Force Be With You!
Sreesha Rao
Strategic IT Executive | Data Protection & Privacy Leader | Driving Business Value through Digital Transformation
Many congratulations and best wishes on Rang De’s 18th birthday. I am really proud to be associated with a venture that is life changing for the many under privileged and marginalised men, women and children in our rural hinterland. Dignity not charity is a powerful call to action that brings together well intentioned citizens to offer financial help and succour to those that need it most. Wish you many, many more years of catalysing successful partnerships between the haves and the have nots! May The Force Be With You!
Jan 16, 2026
Jan 16, 2026
Sridhar Laxman
Executive Coach for Leaders | Building Clarity, Confidence, and Executive Presence through Strategic & Reflective Dialogue.
Rang De Ramakrishna NK Smita Ram Thank you for creating this powerful platform to empower millions of our fellow citizens. Your vision, commitment and efforts are inspiring and commendable. Am grateful to be able to play a small part in enabling livelihoods. 🙏
Sridhar Laxman
Executive Coach for Leaders | Building Clarity, Confidence, and Executive Presence through Strategic & Reflective Dialogue.
Rang De Ramakrishna NK Smita Ram Thank you for creating this powerful platform to empower millions of our fellow citizens. Your vision, commitment and efforts are inspiring and commendable. Am grateful to be able to play a small part in enabling livelihoods. 🙏
Jan 12, 2026
Jan 12, 2026
Simran Oberoi (She/Her)
LinkedIn Top Voice I Coach-in-Training I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Leadership Development I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Advisory Board Member
I have written about the absolutely incredible work that Rang De does, in the past. When I started my journey of social investing I was aware of some of the impact. But the email at the end of 2025 put it into perspective in a way that was humbling and fulfilling.
The farmers,artisans, rural entrepreneurs - all individuals with lives and livelihoods. And dreams.
I aim to do more and better this year. A promise I made to my son when I showed him the map - 9 states so far. And he asked me when I planned to invest to cover all states. Because at the end of the day, being a small part of the journeys of these enterprising individuals , even indirectly is a privilege.
Thank you Sukhada Chaudhary , Ramakrishna NK , Smita Ram for the amazing work you do at Rang De. Wishing you the best and more success in 2026 and the years to come.
#socialimpact
#socialinvesting
#makeadifference
#change
#ruralentrepreneurs
Simran Oberoi (She/Her)
LinkedIn Top Voice I Coach-in-Training I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Leadership Development I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Advisory Board Member
I have written about the absolutely incredible work that Rang De does, in the past. When I started my journey of social investing I was aware of some of the impact. But the email at the end of 2025 put it into perspective in a way that was humbling and fulfilling.
The farmers,artisans, rural entrepreneurs - all individuals with lives and livelihoods. And dreams.
I aim to do more and better this year. A promise I made to my son when I showed him the map - 9 states so far. And he asked me when I planned to invest to cover all states. Because at the end of the day, being a small part of the journeys of these enterprising individuals , even indirectly is a privilege.
Thank you Sukhada Chaudhary , Ramakrishna NK , Smita Ram for the amazing work you do at Rang De. Wishing you the best and more success in 2026 and the years to come.
#socialimpact
#socialinvesting
#makeadifference
#change
#ruralentrepreneurs
Jan 3, 2026
Jan 3, 2026
Kishor Nayar, PhD, PE
Business Director at Xylem | MIT PhD | Forbes 30U30 (Energy'18) | Water, Energy & Sustainability
So, after 3 years of investing in rural India via Rang De, I just crossed a small milestone, just crossed 3000 rural Indian entrepreneurs that I’ve provided microloans to! This translated to ~30,420 days of livelihood in rural India. This past year this wasn't so easy with difficult Reserve Bank of India rules; had to make payment transfers only on the 1st and 15th of the month. Many thanks to the Rang De team for facilitating the investments; had to do this many a time from some hotel room at midnight in between travels!
About Rang De: Rang De provides low interest peer-to-peer loans to rural India. It enables highly leveraged donations for social investors. The real return by my calcs is -3% to -5% (due to losses to inflation, non-performing assets and in my case INR devaluing), which translates to the social investment having 20-35x greater impact than traditional donations.
Why I do this: A little bit of capital goes a long way in rural India. In public markets in India, it takes a lot of capital invested to create 1 job. Investing in the stock market isn't the best way for creating jobs. While not the best reference, market cap per employee is somewhere around $300k-$1M for the top Indian companies (they're just as capital efficient as non-software US companies). Rural India though is far enough behind on automation and asset starved, that a little bit of capital goes a long way in improving earnings and creating livelihoods. For reference, avg. annual household income in rural India in 2024 was INR 1.6 lakh (US$ 1881) with annual household savings of ~INR 14-15k (US$157).
To join 10,000 social investors on the platform, all you need is an Indian bank account. You can join my social investment team using the referral code: KISH7664 via this link lnkd.in/gy63-M-c
My Rang De profile: lnkd.in/gXW8nmRU
Kishor Nayar, PhD, PE
Business Director at Xylem | MIT PhD | Forbes 30U30 (Energy'18) | Water, Energy & Sustainability
So, after 3 years of investing in rural India via Rang De, I just crossed a small milestone, just crossed 3000 rural Indian entrepreneurs that I’ve provided microloans to! This translated to ~30,420 days of livelihood in rural India. This past year this wasn't so easy with difficult Reserve Bank of India rules; had to make payment transfers only on the 1st and 15th of the month. Many thanks to the Rang De team for facilitating the investments; had to do this many a time from some hotel room at midnight in between travels!
About Rang De: Rang De provides low interest peer-to-peer loans to rural India. It enables highly leveraged donations for social investors. The real return by my calcs is -3% to -5% (due to losses to inflation, non-performing assets and in my case INR devaluing), which translates to the social investment having 20-35x greater impact than traditional donations.
Why I do this: A little bit of capital goes a long way in rural India. In public markets in India, it takes a lot of capital invested to create 1 job. Investing in the stock market isn't the best way for creating jobs. While not the best reference, market cap per employee is somewhere around $300k-$1M for the top Indian companies (they're just as capital efficient as non-software US companies). Rural India though is far enough behind on automation and asset starved, that a little bit of capital goes a long way in improving earnings and creating livelihoods. For reference, avg. annual household income in rural India in 2024 was INR 1.6 lakh (US$ 1881) with annual household savings of ~INR 14-15k (US$157).
To join 10,000 social investors on the platform, all you need is an Indian bank account. You can join my social investment team using the referral code: KISH7664 via this link lnkd.in/gy63-M-c
My Rang De profile: lnkd.in/gXW8nmRU
Nov 15, 2025
Nov 15, 2025
Mahesh Avasare
for the better higher education!
Best investment so far!
And that too without ever knowing the IRR - for both equity and debt.
₹100cr is a major milestone for any lender, but for a P2P social lender, it's a humongous achievement! Congratulations to Smita Ram, Ramakrishna NK and the complete Rang De team.
As always -
#education remains closest to my heart. And Rang De gave me a chance to support 18 underprivileged JEE aspirants studying in PW (PhysicsWallah). 15 of them have fully repaid the obligation over the last 1.5 years!
The best part - I googled a few of them; and found some enrolled in
#IITs!
That is the real socio-economic mobility.
Rang De has let me live both my ideological sides together happily - "socialist by heart and capitalist by brain".
Muhammad Yunus' Grameen Bank inspired the generation of lenders in us. I hope Rang De will inspire the next ones.
Do join us!
Mahesh Avasare
for the better higher education!
Best investment so far!
And that too without ever knowing the IRR - for both equity and debt.
₹100cr is a major milestone for any lender, but for a P2P social lender, it's a humongous achievement! Congratulations to Smita Ram, Ramakrishna NK and the complete Rang De team.
As always -
#education remains closest to my heart. And Rang De gave me a chance to support 18 underprivileged JEE aspirants studying in PW (PhysicsWallah). 15 of them have fully repaid the obligation over the last 1.5 years!
The best part - I googled a few of them; and found some enrolled in
#IITs!
That is the real socio-economic mobility.
Rang De has let me live both my ideological sides together happily - "socialist by heart and capitalist by brain".
Muhammad Yunus' Grameen Bank inspired the generation of lenders in us. I hope Rang De will inspire the next ones.
Do join us!
Oct 27, 2025
Oct 27, 2025
Rima Mukherjee
Building brands that matter | Head of Business & Ops at Un Denim | Generalist with Tech, Retail & Growth Roots
I used to look at big gaps in policy or social equity and think, “Someone should fix this.” It always felt like a systemic problem - too complex for one person to move the needle. I never thought I, as an individual, could be part of the solution.
Then I found Rang De.
What struck me immediately was how straightforward it felt to be part of someone’s growth. I’ve always wanted to give back, but traditional donation drives often felt like a black box. With Rang De, I could invest directly in a person’s entrepreneurial journey. Real people. Real stories. Real impact.
They just crossed the ₹100 crore milestone in disbursals at Rang De, and it feels like the perfect moment to celebrate the power of community. And I am grateful to play a small part.
Congratulations to the entire team! Ramakrishna NK Smita Ram Sukhada Chaudhary
Read more about my personal experience here: lnkd.in/gwtwyBf6
Rima Mukherjee
Building brands that matter | Head of Business & Ops at Un Denim | Generalist with Tech, Retail & Growth Roots
I used to look at big gaps in policy or social equity and think, “Someone should fix this.” It always felt like a systemic problem - too complex for one person to move the needle. I never thought I, as an individual, could be part of the solution.
Then I found Rang De.
What struck me immediately was how straightforward it felt to be part of someone’s growth. I’ve always wanted to give back, but traditional donation drives often felt like a black box. With Rang De, I could invest directly in a person’s entrepreneurial journey. Real people. Real stories. Real impact.
They just crossed the ₹100 crore milestone in disbursals at Rang De, and it feels like the perfect moment to celebrate the power of community. And I am grateful to play a small part.
Congratulations to the entire team! Ramakrishna NK Smita Ram Sukhada Chaudhary
Read more about my personal experience here: lnkd.in/gwtwyBf6
Oct 23, 2025
Oct 23, 2025
Ritika Ojha
Senior Business Project Manager
It’s humbling to know that my investments have help made an imapct in the lives of farmers and rural entrepreneurs across India. Thank you, RangDe , for letting me be a small part of this big change
Ritika Ojha
Senior Business Project Manager
It’s humbling to know that my investments have help made an imapct in the lives of farmers and rural entrepreneurs across India. Thank you, RangDe , for letting me be a small part of this big change
Oct 15, 2025
Oct 15, 2025
Mihir Chhatre
Solving business challenges using technology
The Unselfish Selfish Deed: How P2P Lending Changed My Definition of 'Giving'
The other day, I was thinking about one of the most honest lines ever written for television. It’s from Friends, one of my favourite sitcoms. Phoebe is trying to prove to Joey that a truly unselfish good deed exists. Joey, with surprising clarity, shuts her down. He says, “It made you feel good, so that makes it selfish. Look, there’s no unselfish good deeds, sorry.”
I have to admit that Joey’s logic hits a nerve. Our greatest motivations, even for good, are often rooted in a desire for tangible results. But what if the system is designed so that your "selfish" desire for a return is the only way to guarantee a selfless, positive outcome for someone else?
I found a platform that fits this exact paradox. During one of my early days in Tekdi Technologies someone mentioned Rang De. I hadn’t heard of it, and that quietness, away from the usual fintech noise, immediately got my attention.
I logged on, and what I found wasn’t marketing fluff, but a clear, direct view of local entrepreneurs across India looking for capital, not charity. Rang-De provides a clean, clear solution: direct, affordable credit access to real people.
Most of us want to make a human impact, but we don't have trenches of cash to fund entire NGOs and then just cross our fingers. Rang-De, being a peer-to-peer (P2P) lending platform, cuts through the complexity.
You can look at a list of individuals - women, people with disabilities, or first-time entrepreneurs in smaller towns - and support them with a minimum investment of just a thousand rupees. You lend a lump sum, and they typically commit to an interest of around 7 to 8%, paid back over time.
I started by supporting Pratima, who makes fine eri silk. She needed funds to boost her handloom business she runs using her eri spinning machine. I couldn't fund the whole thing, but as a collective on the platform, we could. You see the power of that, not as a donation drive, but as a system of collective enablement.
The best part, and what makes it truly pragmatic, is that it is an investment. You are funding the entrepreneur directly, and since it’s a P2P network, there are no advisory fees (to the investor). The few investments I have done have started returning my interest at the start of every month. It’s a transaction with clear, measurable results on both sides.
It's a system that lets you put your money to work for the greater good while simultaneously demonstrating financial stability for the lender. It's a technology that serves, not just disrupts. And in the world of finance, I guess you could say my good deed was finally accrued.
For people like you and me, who want to make a difference but demand accountability and results, Rang-De is a tool you should truly explore. It's a pragmatic, results-oriented platform that allows us to be a part of a small business success story.
Referral: lnkd.in/dV7WYhGG
Mihir Chhatre
Solving business challenges using technology
The Unselfish Selfish Deed: How P2P Lending Changed My Definition of 'Giving'
The other day, I was thinking about one of the most honest lines ever written for television. It’s from Friends, one of my favourite sitcoms. Phoebe is trying to prove to Joey that a truly unselfish good deed exists. Joey, with surprising clarity, shuts her down. He says, “It made you feel good, so that makes it selfish. Look, there’s no unselfish good deeds, sorry.”
I have to admit that Joey’s logic hits a nerve. Our greatest motivations, even for good, are often rooted in a desire for tangible results. But what if the system is designed so that your "selfish" desire for a return is the only way to guarantee a selfless, positive outcome for someone else?
I found a platform that fits this exact paradox. During one of my early days in Tekdi Technologies someone mentioned Rang De. I hadn’t heard of it, and that quietness, away from the usual fintech noise, immediately got my attention.
I logged on, and what I found wasn’t marketing fluff, but a clear, direct view of local entrepreneurs across India looking for capital, not charity. Rang-De provides a clean, clear solution: direct, affordable credit access to real people.
Most of us want to make a human impact, but we don't have trenches of cash to fund entire NGOs and then just cross our fingers. Rang-De, being a peer-to-peer (P2P) lending platform, cuts through the complexity.
You can look at a list of individuals - women, people with disabilities, or first-time entrepreneurs in smaller towns - and support them with a minimum investment of just a thousand rupees. You lend a lump sum, and they typically commit to an interest of around 7 to 8%, paid back over time.
I started by supporting Pratima, who makes fine eri silk. She needed funds to boost her handloom business she runs using her eri spinning machine. I couldn't fund the whole thing, but as a collective on the platform, we could. You see the power of that, not as a donation drive, but as a system of collective enablement.
The best part, and what makes it truly pragmatic, is that it is an investment. You are funding the entrepreneur directly, and since it’s a P2P network, there are no advisory fees (to the investor). The few investments I have done have started returning my interest at the start of every month. It’s a transaction with clear, measurable results on both sides.
It's a system that lets you put your money to work for the greater good while simultaneously demonstrating financial stability for the lender. It's a technology that serves, not just disrupts. And in the world of finance, I guess you could say my good deed was finally accrued.
For people like you and me, who want to make a difference but demand accountability and results, Rang-De is a tool you should truly explore. It's a pragmatic, results-oriented platform that allows us to be a part of a small business success story.
Referral: lnkd.in/dV7WYhGG
Oct 14, 2025
Oct 14, 2025
Shiri Baghar
Founder and Director at Proteus Technologies Pvt Ltd.
I am a new investor at Rang De. I have been looking for such a platform for a while. Their cause resonates with me and I am happy to be a part of this journey.
Shiri Baghar
Founder and Director at Proteus Technologies Pvt Ltd.
I am a new investor at Rang De. I have been looking for such a platform for a while. Their cause resonates with me and I am happy to be a part of this journey.
Oct 7, 2025
Oct 7, 2025
Lakshanth K
KPMG Deal Advisory - Valuations | Building Hult Prize India | Prev- EY, VC | Edu - ACCA 10/13 |
Been following Rang De for quite some time now. Truly transforming the P2P lending space.
Lakshanth K
KPMG Deal Advisory - Valuations | Building Hult Prize India | Prev- EY, VC | Edu - ACCA 10/13 |
Been following Rang De for quite some time now. Truly transforming the P2P lending space.
Sep 18, 2025
Sep 18, 2025
Amrudesh Santhanam
Engineer | Jack of many trades | Fitness/Cycling Enthusiast
Thanks all for the wishes. The truly commendable work being done though is by Rang De . The biggest factor that kept me going is their diligence and their impact partners who make sure that our capital remains safe..I have received every single rupee I have given and more (the interest where applicable). All our good intentions can be rendered void if capital gets eroded. Their network has stood the test of time and showed up as being able to successfully create impact where it is most required and also keep it sustainable. It's not a band-aid but builds livelyhood and people come out of that vicious cycle of borrowing from loan sharks. That's the most satisfying part. And in this process, we make more than what savings bank interest is. There were zero interest loans I have given too but net-net, it's a win on multiple fronts. To society and personally too. 🙂
Amrudesh Santhanam
Engineer | Jack of many trades | Fitness/Cycling Enthusiast
Thanks all for the wishes. The truly commendable work being done though is by Rang De . The biggest factor that kept me going is their diligence and their impact partners who make sure that our capital remains safe..I have received every single rupee I have given and more (the interest where applicable). All our good intentions can be rendered void if capital gets eroded. Their network has stood the test of time and showed up as being able to successfully create impact where it is most required and also keep it sustainable. It's not a band-aid but builds livelyhood and people come out of that vicious cycle of borrowing from loan sharks. That's the most satisfying part. And in this process, we make more than what savings bank interest is. There were zero interest loans I have given too but net-net, it's a win on multiple fronts. To society and personally too. 🙂
Sep 10, 2025
Sep 10, 2025
Karthik Medam
Deputy General Manager-Customer Success @ Sinch | Enhancing Customer Experience
My Good wishes to the Rang De team, Your efforts are empowering rural people get the credit that they deserve with dignity.
I am honoured to be one of your contributors and it gives immense satisfaction to see how it is impacting the life's of others. I might have started slow but am ready to do more for our people...
Karthik Medam
Deputy General Manager-Customer Success @ Sinch | Enhancing Customer Experience
My Good wishes to the Rang De team, Your efforts are empowering rural people get the credit that they deserve with dignity.
I am honoured to be one of your contributors and it gives immense satisfaction to see how it is impacting the life's of others. I might have started slow but am ready to do more for our people...
Sep 4, 2025
Sep 4, 2025
Sudarshan S
Eternal Optimist
Ramakrishna NK and Smita Ram proud to shout out that Rang De is my most favourite engagement and love each update that comes. And easily one of the humblest gentlest of leadership teams anywhere. And yes the effectiveness of the idea is just too difficult to describe in words. Oh lastly - I love the name Rang De! Keep going strong your silent third partner am sure is watching over always
Sudarshan S
Eternal Optimist
Ramakrishna NK and Smita Ram proud to shout out that Rang De is my most favourite engagement and love each update that comes. And easily one of the humblest gentlest of leadership teams anywhere. And yes the effectiveness of the idea is just too difficult to describe in words. Oh lastly - I love the name Rang De! Keep going strong your silent third partner am sure is watching over always
Sep 2, 2025
Sep 2, 2025
Chaitali Sarkar
Capability Building | Social Investor | Woman Mentor
Very few have the strength and gumption that Smita Ram and Ramakrishna NK have in making a real change. Urging my network to learn more about
#Rangde and invest wholeheartedly to make that significant social impact!
Chaitali Sarkar
Capability Building | Social Investor | Woman Mentor
Very few have the strength and gumption that Smita Ram and Ramakrishna NK have in making a real change. Urging my network to learn more about
#Rangde and invest wholeheartedly to make that significant social impact!
Aug 11, 2025
Aug 11, 2025
MM
Murali Menon
Managing Trustee @ BeMyBuddy Foundation | Charitable Trusts
Thank you Rang De for featuring me…, I have had a very satisfying experience investing through Rang De…. I would recommend Rang De to those wishing to take first steps in social sector investing and learn about how livelihoods are created….,
Ramakrishna NK Smita Ram great job and continue to expand …..
#socialsector
#livelihoods
#Investing
MM
Murali Menon
Managing Trustee @ BeMyBuddy Foundation | Charitable Trusts
Thank you Rang De for featuring me…, I have had a very satisfying experience investing through Rang De…. I would recommend Rang De to those wishing to take first steps in social sector investing and learn about how livelihoods are created….,
Ramakrishna NK Smita Ram great job and continue to expand …..
#socialsector
#livelihoods
#Investing
Aug 23, 2025
Aug 23, 2025
Rajat Arora
Geek | Author
I don't usually post on LinkedIn, but when I do... it's about something truly wholesome!
Are you interested in making a meaningful impact through your investments? Let me introduce you to Rang De—India’s first RBI-regulated social investing platform. It empowers rural entrepreneurs, artisans, and farmers who often lack access to formal credit.
With a minimum investment of just ₹500, you can contribute to financial inclusion and support sustainable livelihoods. Each investment not only helps individuals but also strengthens communities and creates positive economic ripple effects.
Why choose Rang De?
- It's trusted by a growing community of social investors.
- A rigorous evaluation process ensures credibility and real impact.
- Open to NRIs, OCIs, working professionals, and anyone who wants to give back to the community.
- Secure onboarding with KYC and various payment options.
I've been investing my own money in Rang De for nearly three years, and I plan to continue. Here's a snapshot from my dashboard to give you a sense of it:
- Total invested: ₹2,75,451
- Total returned: ₹1,38,128 (the rest isn't due yet)
- Interest earned: ₹9,048 (on the returned amount)
- Total NPA: ₹9,049
- Fees paid to Rang De: ₹5,509 (approximately 2% of investments)
- Lives impacted: 63
A few important notes:
- This isn't a promotion for an untested product—it's something I've personally committed to over time.
- I gain nothing financially from sharing this (just a few badges on my Rang De profile!).
- There's risk involved, as with any investment—you might lose money. That said, it's a worthwhile way to give back, as it directly benefits underprivileged individuals and communities, creating lasting positive change.
If this sparks your interest, I encourage you to take a closer look at Rang De (link in the first comment) and consider starting your own social investing journey—it's a simple step toward making a real difference. What are your thoughts? Have you tried social investing? I'd love to hear in the comments.
Rajat Arora
Geek | Author
I don't usually post on LinkedIn, but when I do... it's about something truly wholesome!
Are you interested in making a meaningful impact through your investments? Let me introduce you to Rang De—India’s first RBI-regulated social investing platform. It empowers rural entrepreneurs, artisans, and farmers who often lack access to formal credit.
With a minimum investment of just ₹500, you can contribute to financial inclusion and support sustainable livelihoods. Each investment not only helps individuals but also strengthens communities and creates positive economic ripple effects.
Why choose Rang De?
- It's trusted by a growing community of social investors.
- A rigorous evaluation process ensures credibility and real impact.
- Open to NRIs, OCIs, working professionals, and anyone who wants to give back to the community.
- Secure onboarding with KYC and various payment options.
I've been investing my own money in Rang De for nearly three years, and I plan to continue. Here's a snapshot from my dashboard to give you a sense of it:
- Total invested: ₹2,75,451
- Total returned: ₹1,38,128 (the rest isn't due yet)
- Interest earned: ₹9,048 (on the returned amount)
- Total NPA: ₹9,049
- Fees paid to Rang De: ₹5,509 (approximately 2% of investments)
- Lives impacted: 63
A few important notes:
- This isn't a promotion for an untested product—it's something I've personally committed to over time.
- I gain nothing financially from sharing this (just a few badges on my Rang De profile!).
- There's risk involved, as with any investment—you might lose money. That said, it's a worthwhile way to give back, as it directly benefits underprivileged individuals and communities, creating lasting positive change.
If this sparks your interest, I encourage you to take a closer look at Rang De (link in the first comment) and consider starting your own social investing journey—it's a simple step toward making a real difference. What are your thoughts? Have you tried social investing? I'd love to hear in the comments.
Jul 25, 2025
Jul 25, 2025
Bhupesh J Bharde
Engineering Leader - FPGA/ASIC/Emulation/System & Embedded/Electronics Product Development
Thanks to Rang De for the opportunity to make a small change in the lives that matter.
Bhupesh J Bharde
Engineering Leader - FPGA/ASIC/Emulation/System & Embedded/Electronics Product Development
Thanks to Rang De for the opportunity to make a small change in the lives that matter.
Jul 23, 2025
Jul 23, 2025
Chaitanya Nadkarny
Chairman of the Board at STARS Forum; Team and Leader Development Coach; Cofounder at Ragya.com
For all of us who benefited financially thanks to a liberalised and growing Indian economy, this is a fantastic opportunity to help others who need small capital to grow - not through donations but through contributing to affordable loans.
Thank you Rang De for sharing and amplifying my experience in "social investing". This has always been close to my heart and one of the most cherished opportunities I ever got.
Chaitanya Nadkarny
Chairman of the Board at STARS Forum; Team and Leader Development Coach; Cofounder at Ragya.com
For all of us who benefited financially thanks to a liberalised and growing Indian economy, this is a fantastic opportunity to help others who need small capital to grow - not through donations but through contributing to affordable loans.
Thank you Rang De for sharing and amplifying my experience in "social investing". This has always been close to my heart and one of the most cherished opportunities I ever got.
Jul 16, 2025
Jul 16, 2025
Ajay Jain
Global Business Executive | Operations & Digital Transformation Leader | Corporate Culture Advocate | GCC - Shared Services, Outsourcing & Offshoring Expert | Talent Nurturer & Team Builder | Mentor
Thank you team Rang De & Smita Ram for creating this unique platform and providing opportunities for us to help in the mission!
I would encourage everyone to look up for Rang De, and see how your small gestures can change someone’s life.
Ajay Jain
Global Business Executive | Operations & Digital Transformation Leader | Corporate Culture Advocate | GCC - Shared Services, Outsourcing & Offshoring Expert | Talent Nurturer & Team Builder | Mentor
Thank you team Rang De & Smita Ram for creating this unique platform and providing opportunities for us to help in the mission!
I would encourage everyone to look up for Rang De, and see how your small gestures can change someone’s life.
Jul 21, 2025
Jul 21, 2025
Ajay Jain
Global Business Executive | Operations & Digital Transformation Leader | Corporate Culture Advocate | GCC - Shared Services, Outsourcing & Offshoring Expert | Talent Nurturer & Team Builder | Mentor
Thank you everyone for your kind words and encouragement. Some of you have reached out to find more about Rang De
First… it’s not a donation, it’s social investment, you get repaid with interest.
Rang De organises and manages micro loans for people. Multiple people come together on Rang De platform to fulfill the loan amount. Great way to support people who need these loans the most.
You can start with less than a price of a coffee, think about it…. For the price of a coffee or a meal outside you can help change someone’s life, create a livelihood.
Ajay Jain
Global Business Executive | Operations & Digital Transformation Leader | Corporate Culture Advocate | GCC - Shared Services, Outsourcing & Offshoring Expert | Talent Nurturer & Team Builder | Mentor
Thank you everyone for your kind words and encouragement. Some of you have reached out to find more about Rang De
First… it’s not a donation, it’s social investment, you get repaid with interest.
Rang De organises and manages micro loans for people. Multiple people come together on Rang De platform to fulfill the loan amount. Great way to support people who need these loans the most.
You can start with less than a price of a coffee, think about it…. For the price of a coffee or a meal outside you can help change someone’s life, create a livelihood.
Jul 21, 2025
Jul 21, 2025
Aniket Aggarwal
Problem Solver | C-Suite Advisor | Growth Consultant
𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐄𝐧𝐭𝐞𝐫𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐢𝐚𝐥 𝐒𝐩𝐢𝐫𝐢𝐭
In 2022, I experimented with lending small amounts to small ventures across India through Rang De.
I lent a few thousands to
- Shivamurthy from Hassan, Karnatka for purchasing 3 cows and fodder,
- Jai Kumar from Rohru, Himachal for buying supplies for his apple farm
- Anjan Sarmah from Biswanath, Assam for procuring fish seeds
- Gandimathi G from Namakkal, Tamil Nadu for her ambitious venture of mushroom cultivation
- Pinki Devi from Mahendargarh, Haryana for adding more goats to her existing dairy business with 6 goats
and so on ...
Here are the findings from that experiment:
1. Indians (mango people - aam janta) across the length and breadth of this country are honest people. They don't run away, they work hard and they pay you back.
Only 1.38% of the borrowed sum is marked as NPA. It is even lower than 2.8% NPA (as of March, 2024) of scheduled commercial banks of India.
2. These businesses are cash flow positive and profitable. Their business models are tried, tested and just need capital to scale.
28% of them were able to foreclose their loans earlier than they were due and pay 6.7% interest as well.
3. Easier access to affordable credit can spur economic mobility and reduce inequality in India while generating returns for investors.
Note: These businesses / livelihoods are often crushed by local lenders who charge them as high as 20% which even most of us can't afford. Our loan helps them build a credit history which allows them to take loans from banks in the future.
It is not charity or dole - This is Compassionate Capitalism.
Smita Ram | Ramakrishna NK - More power to you! I am definitely going to quadruple down on my investments in real India.
Aniket Aggarwal
Problem Solver | C-Suite Advisor | Growth Consultant
𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐄𝐧𝐭𝐞𝐫𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐢𝐚𝐥 𝐒𝐩𝐢𝐫𝐢𝐭
In 2022, I experimented with lending small amounts to small ventures across India through Rang De.
I lent a few thousands to
- Shivamurthy from Hassan, Karnatka for purchasing 3 cows and fodder,
- Jai Kumar from Rohru, Himachal for buying supplies for his apple farm
- Anjan Sarmah from Biswanath, Assam for procuring fish seeds
- Gandimathi G from Namakkal, Tamil Nadu for her ambitious venture of mushroom cultivation
- Pinki Devi from Mahendargarh, Haryana for adding more goats to her existing dairy business with 6 goats
and so on ...
Here are the findings from that experiment:
1. Indians (mango people - aam janta) across the length and breadth of this country are honest people. They don't run away, they work hard and they pay you back.
Only 1.38% of the borrowed sum is marked as NPA. It is even lower than 2.8% NPA (as of March, 2024) of scheduled commercial banks of India.
2. These businesses are cash flow positive and profitable. Their business models are tried, tested and just need capital to scale.
28% of them were able to foreclose their loans earlier than they were due and pay 6.7% interest as well.
3. Easier access to affordable credit can spur economic mobility and reduce inequality in India while generating returns for investors.
Note: These businesses / livelihoods are often crushed by local lenders who charge them as high as 20% which even most of us can't afford. Our loan helps them build a credit history which allows them to take loans from banks in the future.
It is not charity or dole - This is Compassionate Capitalism.
Smita Ram | Ramakrishna NK - More power to you! I am definitely going to quadruple down on my investments in real India.
Jun 11, 2025
Jun 11, 2025
Aniket Aggarwal
Problem Solver | C-Suite Advisor | Growth Consultant
𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐄𝐧𝐭𝐞𝐫𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐢𝐚𝐥 𝐒𝐩𝐢𝐫𝐢𝐭
In 2022, I experimented with lending small amounts to small ventures across India through Rang De.
I lent a few thousands to
- Shivamurthy from Hassan, Karnatka for purchasing 3 cows and fodder,
- Jai Kumar from Rohru, Himachal for buying supplies for his apple farm
- Anjan Sarmah from Biswanath, Assam for procuring fish seeds
- Gandimathi G from Namakkal, Tamil Nadu for her ambitious venture of mushroom cultivation
- Pinki Devi from Mahendargarh, Haryana for adding more goats to her existing dairy business with 6 goats
and so on ...
Here are the findings from that experiment:
1. Indians (mango people - aam janta) across the length and breadth of this country are honest people. They don't run away, they work hard and they pay you back.
Only 1.38% of the borrowed sum is marked as NPA. It is even lower than 2.8% NPA (as of March, 2024) of scheduled commercial banks of India.
2. These businesses are cash flow positive and profitable. Their business models are tried, tested and just need capital to scale.
28% of them were able to foreclose their loans earlier than they were due and pay 6.7% interest as well.
3. Easier access to affordable credit can spur economic mobility and reduce inequality in India while generating returns for investors.
Note: These businesses / livelihoods are often crushed by local lenders who charge them as high as 20% which even most of us can't afford. Our loan helps them build a credit history which allows them to take loans from banks in the future.
It is not charity or dole - This is Compassionate Capitalism.
Smita Ram | Ramakrishna NK - More power to you! I am definitely going to quadruple down on my investments in real India.
Aniket Aggarwal
Problem Solver | C-Suite Advisor | Growth Consultant
𝐈𝐧𝐯𝐞𝐬𝐭𝐢𝐧𝐠 𝐢𝐧 𝐈𝐧𝐝𝐢𝐚'𝐬 𝐄𝐧𝐭𝐞𝐫𝐩𝐫𝐞𝐧𝐞𝐮𝐫𝐢𝐚𝐥 𝐒𝐩𝐢𝐫𝐢𝐭
In 2022, I experimented with lending small amounts to small ventures across India through Rang De.
I lent a few thousands to
- Shivamurthy from Hassan, Karnatka for purchasing 3 cows and fodder,
- Jai Kumar from Rohru, Himachal for buying supplies for his apple farm
- Anjan Sarmah from Biswanath, Assam for procuring fish seeds
- Gandimathi G from Namakkal, Tamil Nadu for her ambitious venture of mushroom cultivation
- Pinki Devi from Mahendargarh, Haryana for adding more goats to her existing dairy business with 6 goats
and so on ...
Here are the findings from that experiment:
1. Indians (mango people - aam janta) across the length and breadth of this country are honest people. They don't run away, they work hard and they pay you back.
Only 1.38% of the borrowed sum is marked as NPA. It is even lower than 2.8% NPA (as of March, 2024) of scheduled commercial banks of India.
2. These businesses are cash flow positive and profitable. Their business models are tried, tested and just need capital to scale.
28% of them were able to foreclose their loans earlier than they were due and pay 6.7% interest as well.
3. Easier access to affordable credit can spur economic mobility and reduce inequality in India while generating returns for investors.
Note: These businesses / livelihoods are often crushed by local lenders who charge them as high as 20% which even most of us can't afford. Our loan helps them build a credit history which allows them to take loans from banks in the future.
It is not charity or dole - This is Compassionate Capitalism.
Smita Ram | Ramakrishna NK - More power to you! I am definitely going to quadruple down on my investments in real India.
Jun 11, 2025
Jun 11, 2025
Swati Chawla, Ph.D.
@ChawlaSwati
I just made a small contribution towards Ayyanagouda Patil’s chakki machine. All my previous @WeAreRangDe investees have repaid their loans timely and with interest.
Do support this venture to the extent you can. twitter.com/appadappajappa/status/1927740470270030307
Swati Chawla, Ph.D.
@ChawlaSwati
I just made a small contribution towards Ayyanagouda Patil’s chakki machine. All my previous @WeAreRangDe investees have repaid their loans timely and with interest.
Do support this venture to the extent you can. twitter.com/appadappajappa/status/1927740470270030307
May 28, 2025
May 28, 2025
Ramakrishna Potluri (Ramki)
Exploring Freedom | Ex-CIO, Ex-SAP Leader | Social Investor | Rotarian | Certified Independent Director
Livelihood + Sustainability — two themes close to my heart.
Recently, I had the pleasure of meeting Mr. Chandra, an inspiring e-auto driver.
Thanks to Rang De, a social finance platform, he was able to access affordable credit and replace his diesel auto with a cleaner, more efficient e-auto from Racer Energy.
The impact?
✅ Lower Capex of e-Auto & hence less EMI
✅ Doubling of daily income (Can now send both kids to school)
✅ Zero tailpipe emissions
✅ Reduced Physical exertion -- Driving an auto is much easier now
This is what inclusive, sustainable progress looks like — when the right credit at the right time transforms not just livelihoods, but entire communities.
Kudos to Rang De and Racer Energy for making this possible.
You too can drive change - one family at a time by investing through Rang De.
#Livelihoods
#Sustainability
#ImpactInvesting
#SocialInnovation
#CleanMobility
#RangDe
#EAuto
#ClimateAction
Prajwal Potluri Madhura DasGupta Sinha Abhishek Dhasmana
Ramakrishna Potluri (Ramki)
Exploring Freedom | Ex-CIO, Ex-SAP Leader | Social Investor | Rotarian | Certified Independent Director
Livelihood + Sustainability — two themes close to my heart.
Recently, I had the pleasure of meeting Mr. Chandra, an inspiring e-auto driver.
Thanks to Rang De, a social finance platform, he was able to access affordable credit and replace his diesel auto with a cleaner, more efficient e-auto from Racer Energy.
The impact?
✅ Lower Capex of e-Auto & hence less EMI
✅ Doubling of daily income (Can now send both kids to school)
✅ Zero tailpipe emissions
✅ Reduced Physical exertion -- Driving an auto is much easier now
This is what inclusive, sustainable progress looks like — when the right credit at the right time transforms not just livelihoods, but entire communities.
Kudos to Rang De and Racer Energy for making this possible.
You too can drive change - one family at a time by investing through Rang De.
#Livelihoods
#Sustainability
#ImpactInvesting
#SocialInnovation
#CleanMobility
#RangDe
#EAuto
#ClimateAction
Prajwal Potluri Madhura DasGupta Sinha Abhishek Dhasmana
May 14, 2025
May 14, 2025
Simran Oberoi (She/Her)
LinkedIn Top Voice I Top Leadership Development Coaching Voice I Associate Director I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Board Member
What is the right age to teach children financial literacy?
Also if it comes with a layer of complexity will they understand what it means?
I was explaining the concept of social investment to my son using the Rang De website and app, a while ago.
The first time he saw it he asked me when I would reach a stage where I had made an investment in rural entrepreneurs in each state.
The second time we spoke, he went through the profiles to understand the needs that the entrepreneurs were taking loans for.
The third time it came up, he asked me - "Would you make an investment in someone I choose from the group of investees?"
My response(surprised!) - "Yes sure, but you need to explain to me how you chose that rural investee".
His immediate question was about how I was making my choices. I shared a few thoughts on that with him and he went about looking at the list, going through each detail.
Finally he shared the below investee and wrapped up the whole discussion saying that he felt she deserved it.
There are some things the schools will teach the children. But a lot of things we need to teach, as parents - that people and their dreams matter. And investing in that, is what creates meaning for us too. We find our life's purpose by contributing to someone else's purpose.
Rang De
Sukhada Chaudhary
Ramakrishna NK
#socialimpact
#socialinvestment
#socialentreprise
#ruralentrepreneurship
#womenentrepreneurs
Simran Oberoi (She/Her)
LinkedIn Top Voice I Top Leadership Development Coaching Voice I Associate Director I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Board Member
What is the right age to teach children financial literacy?
Also if it comes with a layer of complexity will they understand what it means?
I was explaining the concept of social investment to my son using the Rang De website and app, a while ago.
The first time he saw it he asked me when I would reach a stage where I had made an investment in rural entrepreneurs in each state.
The second time we spoke, he went through the profiles to understand the needs that the entrepreneurs were taking loans for.
The third time it came up, he asked me - "Would you make an investment in someone I choose from the group of investees?"
My response(surprised!) - "Yes sure, but you need to explain to me how you chose that rural investee".
His immediate question was about how I was making my choices. I shared a few thoughts on that with him and he went about looking at the list, going through each detail.
Finally he shared the below investee and wrapped up the whole discussion saying that he felt she deserved it.
There are some things the schools will teach the children. But a lot of things we need to teach, as parents - that people and their dreams matter. And investing in that, is what creates meaning for us too. We find our life's purpose by contributing to someone else's purpose.
Rang De
Sukhada Chaudhary
Ramakrishna NK
#socialimpact
#socialinvestment
#socialentreprise
#ruralentrepreneurship
#womenentrepreneurs
May 6, 2025
May 6, 2025
Divya Seethapathy
Director, Global Supply Chain
India's rural entrepreneurs, farmers and artisans still struggle for access to affordable credit..I have invested in 5 rural entrepreneurs through Rang De , India’s first social peer to peer platform. its very fulfilling to know that I could help them to build sustainable livelihoods.
Join me in boosting India’s rural entrepreneurship, while getting repaid with interest. Become a social investor today through. rangde.in
#bharat
#socialinvestor
Divya Seethapathy
Director, Global Supply Chain
India's rural entrepreneurs, farmers and artisans still struggle for access to affordable credit..I have invested in 5 rural entrepreneurs through Rang De , India’s first social peer to peer platform. its very fulfilling to know that I could help them to build sustainable livelihoods.
Join me in boosting India’s rural entrepreneurship, while getting repaid with interest. Become a social investor today through. rangde.in
#bharat
#socialinvestor
May 3, 2025
May 3, 2025
Rachna Monga Koppikar CFP®
Helping Families, Individuals, Entrepreneurs, create wealth through strategic mutual fund investments and protect assets through insurance
𝐁𝐞 𝐚𝐧 𝐀𝐤𝐬𝐡𝐚𝐲𝐚 𝐏𝐚𝐭𝐫𝐚 𝐰𝐢𝐭𝐡 Rang De
Today’s auspicious occasion of Akshaya Tritiya; a day celebrated for making new beginnings, making new investments, and buying precious metals like gold, owes its origins to the legend of the Pandavas, who, during their exile, shared whatever they gathered on that day. Impressed by their selflessness, Lord Krishna, on this day, bestowed upon them the Akshaya Patra-the inexhaustible vessel; which ensured they never ran out of food during their exile; the vessel symbolized the attainment of eternal prosperity.
This story has always resonated with me: real prosperity lies not just in accumulating, but in sharing.
This year, instead of adding gold to my portfolio, I chose to invest in something that echoes the spirit of the Akshaya Patra: hope and opportunity for others.
As a social investor with Rang De, an RBI-regulated P2P lending platform, I am able to lend directly to rural entrepreneurs and small business owners across India, who are often excluded from traditional credit channels.
These are hardworking individuals-farmers, artisans, and first-time entrepreneurs-whose dreams need just a little support to take flight.
Through Rang De my investment doesn’t just generate returns; it helps someone start or grow their business, create jobs, and build a sustainable livelihood
This year, I encourage my network to consider how we can all be vessels of abundance-not just for ourselves, but for the many who are still waiting for their opportunity.
Wishing everyone an 𝐀𝐤𝐬𝐡𝐚𝐲𝐚 𝐓𝐫𝐢𝐭𝐢𝐲𝐚 filled with lasting prosperity and the joy of giving.
𝑷𝑺: 𝑰 𝒉𝒂𝒗𝒆 𝒅𝒐𝒏𝒆 𝒑𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕𝒔 𝒕𝒉𝒓𝒐𝒖𝒈𝒉 𝑹𝒂𝒏𝒈 𝑫𝒆 𝒑𝒍𝒂𝒕𝒇𝒐𝒓𝒎 𝒔𝒊𝒏𝒄𝒆 𝑶𝒄𝒕𝒐𝒃𝒆𝒓 2024. 𝑻𝒉𝒊𝒔 𝒊𝒔 𝒏𝒐𝒕 𝒑𝒓𝒐𝒎𝒐𝒕𝒊𝒐𝒏𝒂𝒍 𝒑𝒐𝒔𝒕
#SocialInvesting
#AkshayaTritiya
#RangDe
#FinancialInclusion
#ImpactInvesting
Smita Ram Ramakrishna NK
Sukhada Chaudhary
Rachna Monga Koppikar CFP®
Helping Families, Individuals, Entrepreneurs, create wealth through strategic mutual fund investments and protect assets through insurance
𝐁𝐞 𝐚𝐧 𝐀𝐤𝐬𝐡𝐚𝐲𝐚 𝐏𝐚𝐭𝐫𝐚 𝐰𝐢𝐭𝐡 Rang De
Today’s auspicious occasion of Akshaya Tritiya; a day celebrated for making new beginnings, making new investments, and buying precious metals like gold, owes its origins to the legend of the Pandavas, who, during their exile, shared whatever they gathered on that day. Impressed by their selflessness, Lord Krishna, on this day, bestowed upon them the Akshaya Patra-the inexhaustible vessel; which ensured they never ran out of food during their exile; the vessel symbolized the attainment of eternal prosperity.
This story has always resonated with me: real prosperity lies not just in accumulating, but in sharing.
This year, instead of adding gold to my portfolio, I chose to invest in something that echoes the spirit of the Akshaya Patra: hope and opportunity for others.
As a social investor with Rang De, an RBI-regulated P2P lending platform, I am able to lend directly to rural entrepreneurs and small business owners across India, who are often excluded from traditional credit channels.
These are hardworking individuals-farmers, artisans, and first-time entrepreneurs-whose dreams need just a little support to take flight.
Through Rang De my investment doesn’t just generate returns; it helps someone start or grow their business, create jobs, and build a sustainable livelihood
This year, I encourage my network to consider how we can all be vessels of abundance-not just for ourselves, but for the many who are still waiting for their opportunity.
Wishing everyone an 𝐀𝐤𝐬𝐡𝐚𝐲𝐚 𝐓𝐫𝐢𝐭𝐢𝐲𝐚 filled with lasting prosperity and the joy of giving.
𝑷𝑺: 𝑰 𝒉𝒂𝒗𝒆 𝒅𝒐𝒏𝒆 𝒑𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕𝒔 𝒕𝒉𝒓𝒐𝒖𝒈𝒉 𝑹𝒂𝒏𝒈 𝑫𝒆 𝒑𝒍𝒂𝒕𝒇𝒐𝒓𝒎 𝒔𝒊𝒏𝒄𝒆 𝑶𝒄𝒕𝒐𝒃𝒆𝒓 2024. 𝑻𝒉𝒊𝒔 𝒊𝒔 𝒏𝒐𝒕 𝒑𝒓𝒐𝒎𝒐𝒕𝒊𝒐𝒏𝒂𝒍 𝒑𝒐𝒔𝒕
#SocialInvesting
#AkshayaTritiya
#RangDe
#FinancialInclusion
#ImpactInvesting
Smita Ram Ramakrishna NK
Sukhada Chaudhary
Apr 30, 2025
Apr 30, 2025
Prasanna Kant
Global Head – CSR Function at GlobalData Plc
𝗪𝗵𝗮𝘁 𝗶𝗳 𝗰𝗿𝗲𝗱𝗶𝘁 𝘄𝗮𝘀𝗻’𝘁 𝗮 𝗯𝘂𝗿𝗱𝗲𝗻, 𝗯𝘂𝘁 𝗮 𝗯𝗿𝗶𝗱𝗴𝗲 𝘁𝗼 𝗱𝗶𝗴𝗻𝗶𝘁𝘆?
In my journey working with 𝘄𝗲𝗮𝘃𝗲𝗿𝘀 𝗶𝗻 𝗕𝗵𝗮𝗴𝗮𝗹𝗽𝘂𝗿 – the 𝗦𝗶𝗹𝗸 𝗖𝗶𝘁𝘆 𝗼𝗳 𝗜𝗻𝗱𝗶𝗮 – I have seen firsthand how the 𝗹𝗮𝗰𝗸 𝗼𝗳 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 forces skilled artisans into daily-wage labour. Not because they lack talent. But because they lack 𝗱𝗶𝗴𝗻𝗶𝗳𝗶𝗲𝗱, 𝗮𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗹𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 to purchase the required machineries.
That’s why I find Rang De’𝘀 𝗺𝗼𝗱𝗲𝗹 𝗱𝗲𝗲𝗽𝗹𝘆 𝗶𝗻𝘀𝗽𝗶𝗿𝗶𝗻𝗴.
At a time when most micro-credit options 𝗯𝘂𝗿𝗱𝗲𝗻 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀, carry exploitative interest rates and rigid terms, 𝗥𝗮𝗻𝗴 𝗗𝗲 𝗲𝗺𝗽𝗼𝘄𝗲𝗿𝘀 𝘁𝗵𝗲𝗺 𝘄𝗶𝘁𝗵 𝗱𝗶𝗴𝗻𝗶𝘁𝘆, 𝘁𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆, 𝗮𝗻𝗱 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 – back to the borrower.
Their 𝗽𝗲𝗲𝗿-𝘁𝗼-𝗽𝗲𝗲𝗿 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗺𝗼𝗱𝗲𝗹, powered by a 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗼𝗳 𝘀𝗼𝗰𝗶𝗮𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀, 𝗼𝗳𝗳𝗲𝗿𝘀 𝗺𝗮𝗿𝗴𝗶𝗻𝗮𝗹 𝗳𝗮𝗿𝗺𝗲𝗿𝘀, 𝗿𝘂𝗿𝗮𝗹 𝗲𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀, 𝗮𝗻𝗱 𝗮𝗿𝘁𝗶𝘀𝗮𝗻𝘀 𝗹𝗼𝗮𝗻𝘀 𝗮𝘁 𝗮 𝘃𝗲𝗿𝘆 𝗺𝗶𝗻𝗶𝗺𝗮𝗹 𝗿𝗮𝘁𝗲 – and 𝘄𝗶𝘁𝗵 𝗳𝘂𝗹𝗹 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗼𝘃𝗲𝗿 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝘁𝗲𝗿𝗺𝘀.
That blend of compassion + curation + community-driven lending is rare – and refreshing.
It’s 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗰𝗿𝗲𝗱𝗶𝘁 𝗳𝗼𝗿 𝗰𝗿𝗲𝗱𝗶𝘁’𝘀 𝘀𝗮𝗸𝗲 – and that’s the difference. For me, this isn’t just a fintech innovation. 𝗜𝘁’𝘀 𝗮 𝘀𝗼𝗰𝗶𝗮𝗹 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 – and must be studied, supported, and scaled.
We need more such models where technology and compassion work hand in hand.
💡 Hats off to Ramakrishna NK and Smita Ram and a full team of Rang De for building something truly meaningful. I hope more ecosystem players take inspiration from your work.
#SocialImpact
#InclusiveFinance
#FintechForGood
#CommunityLending
#CSRLeadership
#MakingADifference
Prasanna Kant
Global Head – CSR Function at GlobalData Plc
𝗪𝗵𝗮𝘁 𝗶𝗳 𝗰𝗿𝗲𝗱𝗶𝘁 𝘄𝗮𝘀𝗻’𝘁 𝗮 𝗯𝘂𝗿𝗱𝗲𝗻, 𝗯𝘂𝘁 𝗮 𝗯𝗿𝗶𝗱𝗴𝗲 𝘁𝗼 𝗱𝗶𝗴𝗻𝗶𝘁𝘆?
In my journey working with 𝘄𝗲𝗮𝘃𝗲𝗿𝘀 𝗶𝗻 𝗕𝗵𝗮𝗴𝗮𝗹𝗽𝘂𝗿 – the 𝗦𝗶𝗹𝗸 𝗖𝗶𝘁𝘆 𝗼𝗳 𝗜𝗻𝗱𝗶𝗮 – I have seen firsthand how the 𝗹𝗮𝗰𝗸 𝗼𝗳 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 forces skilled artisans into daily-wage labour. Not because they lack talent. But because they lack 𝗱𝗶𝗴𝗻𝗶𝗳𝗶𝗲𝗱, 𝗮𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗹𝗲 𝗰𝗿𝗲𝗱𝗶𝘁 to purchase the required machineries.
That’s why I find Rang De’𝘀 𝗺𝗼𝗱𝗲𝗹 𝗱𝗲𝗲𝗽𝗹𝘆 𝗶𝗻𝘀𝗽𝗶𝗿𝗶𝗻𝗴.
At a time when most micro-credit options 𝗯𝘂𝗿𝗱𝗲𝗻 𝗯𝗼𝗿𝗿𝗼𝘄𝗲𝗿𝘀, carry exploitative interest rates and rigid terms, 𝗥𝗮𝗻𝗴 𝗗𝗲 𝗲𝗺𝗽𝗼𝘄𝗲𝗿𝘀 𝘁𝗵𝗲𝗺 𝘄𝗶𝘁𝗵 𝗱𝗶𝗴𝗻𝗶𝘁𝘆, 𝘁𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆, 𝗮𝗻𝗱 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 – back to the borrower.
Their 𝗽𝗲𝗲𝗿-𝘁𝗼-𝗽𝗲𝗲𝗿 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗺𝗼𝗱𝗲𝗹, powered by a 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗼𝗳 𝘀𝗼𝗰𝗶𝗮𝗹 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀, 𝗼𝗳𝗳𝗲𝗿𝘀 𝗺𝗮𝗿𝗴𝗶𝗻𝗮𝗹 𝗳𝗮𝗿𝗺𝗲𝗿𝘀, 𝗿𝘂𝗿𝗮𝗹 𝗲𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀, 𝗮𝗻𝗱 𝗮𝗿𝘁𝗶𝘀𝗮𝗻𝘀 𝗹𝗼𝗮𝗻𝘀 𝗮𝘁 𝗮 𝘃𝗲𝗿𝘆 𝗺𝗶𝗻𝗶𝗺𝗮𝗹 𝗿𝗮𝘁𝗲 – and 𝘄𝗶𝘁𝗵 𝗳𝘂𝗹𝗹 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝗼𝘃𝗲𝗿 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝘁𝗲𝗿𝗺𝘀.
That blend of compassion + curation + community-driven lending is rare – and refreshing.
It’s 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗰𝗿𝗲𝗱𝗶𝘁 𝗳𝗼𝗿 𝗰𝗿𝗲𝗱𝗶𝘁’𝘀 𝘀𝗮𝗸𝗲 – and that’s the difference. For me, this isn’t just a fintech innovation. 𝗜𝘁’𝘀 𝗮 𝘀𝗼𝗰𝗶𝗮𝗹 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 – and must be studied, supported, and scaled.
We need more such models where technology and compassion work hand in hand.
💡 Hats off to Ramakrishna NK and Smita Ram and a full team of Rang De for building something truly meaningful. I hope more ecosystem players take inspiration from your work.
#SocialImpact
#InclusiveFinance
#FintechForGood
#CommunityLending
#CSRLeadership
#MakingADifference
Apr 29, 2025
Apr 29, 2025
Meena Vaidyanathan
Social Entrepreneur, Change Manager, Idea visualiser, Musician, WomenLeaders India Fellow 2024-25 (Vital Voices- Reliance Foundation), Sustainable Woman Entrepreneur of the year-2023 (Delhi Management Association)
We at Niiti Consulting feel so honoured to take a few steps alongside the Rang De team in your journey to enable women at the grassroots to be financially resilient, own assets and exercise their agency. More power to you and your amazing partners in the field. I firmly believe this collective action to create local ecosystems for women to thrive is what will bring sustainable transformation!
Meena Vaidyanathan
Social Entrepreneur, Change Manager, Idea visualiser, Musician, WomenLeaders India Fellow 2024-25 (Vital Voices- Reliance Foundation), Sustainable Woman Entrepreneur of the year-2023 (Delhi Management Association)
We at Niiti Consulting feel so honoured to take a few steps alongside the Rang De team in your journey to enable women at the grassroots to be financially resilient, own assets and exercise their agency. More power to you and your amazing partners in the field. I firmly believe this collective action to create local ecosystems for women to thrive is what will bring sustainable transformation!
Mar 27, 2025
Mar 27, 2025
VANDANA KUMAR
I am driven to take last leap of my career with my ability to adapt to any new sector. I am open to exploring opportunities where I can contribute my skills and experience.
Ramakrishna NK Rang De doing appreciable work. I hope these changes will make a chain of change where everyone try to help each other and grow together.
VANDANA KUMAR
I am driven to take last leap of my career with my ability to adapt to any new sector. I am open to exploring opportunities where I can contribute my skills and experience.
Ramakrishna NK Rang De doing appreciable work. I hope these changes will make a chain of change where everyone try to help each other and grow together.
Mar 25, 2025
Mar 25, 2025
Prabodh Sirur
Founder, Mr Ten's Gym
Smita Ram you people are doing great job.
Submitting the following information for others who read this reply -
Folks, I use Rakshabandhan and Bhai Dooj to donate to Rang De women entrepreneurs on behalf of all my sisters, instead of giving gifts to my sisters.
My sisters don’t mind at all.
Hope you follow my steps. I promise, your sisters, too, won’t mind. 🥰
Prabodh Sirur
Founder, Mr Ten's Gym
Smita Ram you people are doing great job.
Submitting the following information for others who read this reply -
Folks, I use Rakshabandhan and Bhai Dooj to donate to Rang De women entrepreneurs on behalf of all my sisters, instead of giving gifts to my sisters.
My sisters don’t mind at all.
Hope you follow my steps. I promise, your sisters, too, won’t mind. 🥰
Mar 24, 2025
Mar 24, 2025
Shaswat Anand
Solving Real Problems with Data & AI | MIT
In a world where most chase titles, profits, and the next big valuation, Rang De’s quiet focus on impact, purpose, and real change is deeply inspiring! 🙏
Shaswat Anand
Solving Real Problems with Data & AI | MIT
In a world where most chase titles, profits, and the next big valuation, Rang De’s quiet focus on impact, purpose, and real change is deeply inspiring! 🙏
Mar 21, 2025
Mar 21, 2025
Pankaj Mahalle
Agri-Food & Climate Entrepreneur | Founder & CEO at GramHeet | Forbes Asia 100 To Watch | Acumen Fellow | Asia Foundation Development Fellow | Social Alpha E4i Fellow | TISS, Mumbai
Affordable and hassle-free credit is crucial for smallholder farmers to gain the agency they need to avoid distress selling and purchase agri-inputs on time. For generations, farmers have relied on local moneylenders or Adatiyas for everything—from buying seeds to selling their produce—often trapping them in cycles of debt and vulnerability. By ensuring access to fair credit, we empower farmers to make independent financial decisions, ultimately strengthening the rural economy. Kudos to Rang De for addressing this critical challenge and working towards a more sustainable and dignified future for our farmers!
Pankaj Mahalle
Agri-Food & Climate Entrepreneur | Founder & CEO at GramHeet | Forbes Asia 100 To Watch | Acumen Fellow | Asia Foundation Development Fellow | Social Alpha E4i Fellow | TISS, Mumbai
Affordable and hassle-free credit is crucial for smallholder farmers to gain the agency they need to avoid distress selling and purchase agri-inputs on time. For generations, farmers have relied on local moneylenders or Adatiyas for everything—from buying seeds to selling their produce—often trapping them in cycles of debt and vulnerability. By ensuring access to fair credit, we empower farmers to make independent financial decisions, ultimately strengthening the rural economy. Kudos to Rang De for addressing this critical challenge and working towards a more sustainable and dignified future for our farmers!
Mar 7, 2025
Mar 7, 2025
Aman Bisht
Platform Engineer at Marley Spoon
In 2021, Girish Shilamkar introduced me to Rang De, a peer-to-peer lending platform. After learning about social entrepreneurship and the success of Grameen Bank, my confidence in micro-financing grew, and I embarked on my social investing journey about eight months ago.
I kicked off 2025 with a four-day Social Investing trip in Rajasthan, where I witnessed firsthand the transformative impact of social investments on people's lives. It was an eye-opening experience that reinforced my belief in the power of financial inclusion.
I highly encourage you to explore Rang De and consider giving social investing a try! I'm sharing my experiences from the Social Impact trip in my blog—check it out, and feel free to ask me any questions. 😊
📖 Blog:
Aman Bisht
Platform Engineer at Marley Spoon
In 2021, Girish Shilamkar introduced me to Rang De, a peer-to-peer lending platform. After learning about social entrepreneurship and the success of Grameen Bank, my confidence in micro-financing grew, and I embarked on my social investing journey about eight months ago.
I kicked off 2025 with a four-day Social Investing trip in Rajasthan, where I witnessed firsthand the transformative impact of social investments on people's lives. It was an eye-opening experience that reinforced my belief in the power of financial inclusion.
I highly encourage you to explore Rang De and consider giving social investing a try! I'm sharing my experiences from the Social Impact trip in my blog—check it out, and feel free to ask me any questions. 😊
📖 Blog:
Feb 23, 2025
Feb 23, 2025
Chaitali Sarkar
Capability Building - HITL space | Social Investor | Woman Mentoring
Join hands with Smita Ram and Ramakrishna NK to invest in creating sustainable livelihoods on India's trusted and RBI regulated social peer to peer lending platform
#RangeDe.
Make an impact!
Chaitali Sarkar
Capability Building - HITL space | Social Investor | Woman Mentoring
Join hands with Smita Ram and Ramakrishna NK to invest in creating sustainable livelihoods on India's trusted and RBI regulated social peer to peer lending platform
#RangeDe.
Make an impact!
Feb 15, 2025
Feb 15, 2025
Murali Menon
Managing Trustee. Social Sector/ Education / Livelihoods
Thank you Rang De for this mention. I have been following your work for last several years and was so happy to find a platform that enables social investors to reach the needy rural entrepreneurs to bridge their funding gaps at low interest rates and many of us were happy to do this in the initial phase with zero interest until RBI came with new rules…… Great job by Ramakrishna NK and Smita Ram for creating this wonderful platform…., Wishing you all good wishes as you grow this platform to reach more rural entrepreneurs…..
Encourage Friends and contacts in my network to look at investing through this platform and create more livelihoods….,you can track your investments and get great reports….,,
#Ruralentreprenuers
#fundinggap
#ruralfinance
#livelihood
Murali Menon
Managing Trustee. Social Sector/ Education / Livelihoods
Thank you Rang De for this mention. I have been following your work for last several years and was so happy to find a platform that enables social investors to reach the needy rural entrepreneurs to bridge their funding gaps at low interest rates and many of us were happy to do this in the initial phase with zero interest until RBI came with new rules…… Great job by Ramakrishna NK and Smita Ram for creating this wonderful platform…., Wishing you all good wishes as you grow this platform to reach more rural entrepreneurs…..
Encourage Friends and contacts in my network to look at investing through this platform and create more livelihoods….,you can track your investments and get great reports….,,
#Ruralentreprenuers
#fundinggap
#ruralfinance
#livelihood
Feb 13, 2025
Feb 13, 2025
Ashok kumar Vishnoi
Yogi | Associate Director - Solutions Engineering (BFSI) @WebEngage | MarTech | Retention Marketing | SAAS | Consulting BFSI and Web3 clients with Marketing automation
I started investing in farmers 1.5 years back through Rang De and it has been the most satisfying investment Kishor Nayar, PhD, PE
Ashok kumar Vishnoi
Yogi | Associate Director - Solutions Engineering (BFSI) @WebEngage | MarTech | Retention Marketing | SAAS | Consulting BFSI and Web3 clients with Marketing automation
I started investing in farmers 1.5 years back through Rang De and it has been the most satisfying investment Kishor Nayar, PhD, PE
Feb 4, 2025
Feb 4, 2025
Partha Pratim Majumder
Chairman ASSOCHAM Regional Council (E & NE)
26th Jan is an annual milestone to connect with - for the nation and Rang De as well towards empowering marginal people for financial inclusion.
That's how .... " DESH BADAL RAHA HAI " in reality....
Smita Ram
Partha Pratim Majumder
Chairman ASSOCHAM Regional Council (E & NE)
26th Jan is an annual milestone to connect with - for the nation and Rang De as well towards empowering marginal people for financial inclusion.
That's how .... " DESH BADAL RAHA HAI " in reality....
Smita Ram
Feb 4, 2025
Feb 4, 2025
Nikhel V Morris
Heading Global Partner Engagement @ growth @E42.ai | Driving Efficiency through Technology | IIM-I, IIM-R, IIM-Bx, PUMBA, E42, UiPath
Congratulations to Rang De on this incredible milestone of 17 years! The work you are doing is truly inspiring and making a significant impact on the lives of so many Indians. Your dedication to empowering individuals and fostering self-reliance is commendable and sets a great example for other associations. Keep up the fantastic work and continue to share your updates with us. Keep rocking! Smita Ram have loved watching Rang de grow
Nikhel V Morris
Heading Global Partner Engagement @ growth @E42.ai | Driving Efficiency through Technology | IIM-I, IIM-R, IIM-Bx, PUMBA, E42, UiPath
Congratulations to Rang De on this incredible milestone of 17 years! The work you are doing is truly inspiring and making a significant impact on the lives of so many Indians. Your dedication to empowering individuals and fostering self-reliance is commendable and sets a great example for other associations. Keep up the fantastic work and continue to share your updates with us. Keep rocking! Smita Ram have loved watching Rang de grow
Feb 4, 2025
Feb 4, 2025
Jagadish Kashyap
Data Analytics Professional
A platform that is well-governed for social investment. Rang De, thank you for helping us achieve our social goals!! 🙏
Jagadish Kashyap
Data Analytics Professional
A platform that is well-governed for social investment. Rang De, thank you for helping us achieve our social goals!! 🙏
Feb 4, 2025
Feb 4, 2025
Shruti Lokre
Lawyer | Banking & Finance | Social Justice l Albert Einstein Admirer | Liberté, Egalité, Fraternité |
I am delighted to have found Rang De and wanted to introduce it to you, the readers here or may be re-introduce it here. I am assuming that I found it pretty late in the day but then, better late than never! So, here I am , very happy to find and explore social investment through Rang De ! Please do visit its page on LinkedIn and its website to explore ways to set-up your social investment portfolio. This investment portfolio is rewarding in ways that one cannot measure, its priceless! More than that and of course with due regard to our personal and professional priorities too, a little bit of social investment by us can bring about a huge difference in the lives of those who may be less privileged but equally or more deserving and hardworking than any one here! It's a kind of social responsibility that those with privilege , position, financial security should take upon themselves, be it with Rang De or any other opportunities of one's choice. And Rang De is a wonderful platform to explore this and build our social investment portfolios!
It's interesting how I found out at Rang De through a social media platform , the then Twitter , while following one of their team members , who posts amazing book recommendations and interesting and thoughtful quotes!!
#socialinvestements
Shruti Lokre
Lawyer | Banking & Finance | Social Justice l Albert Einstein Admirer | Liberté, Egalité, Fraternité |
I am delighted to have found Rang De and wanted to introduce it to you, the readers here or may be re-introduce it here. I am assuming that I found it pretty late in the day but then, better late than never! So, here I am , very happy to find and explore social investment through Rang De ! Please do visit its page on LinkedIn and its website to explore ways to set-up your social investment portfolio. This investment portfolio is rewarding in ways that one cannot measure, its priceless! More than that and of course with due regard to our personal and professional priorities too, a little bit of social investment by us can bring about a huge difference in the lives of those who may be less privileged but equally or more deserving and hardworking than any one here! It's a kind of social responsibility that those with privilege , position, financial security should take upon themselves, be it with Rang De or any other opportunities of one's choice. And Rang De is a wonderful platform to explore this and build our social investment portfolios!
It's interesting how I found out at Rang De through a social media platform , the then Twitter , while following one of their team members , who posts amazing book recommendations and interesting and thoughtful quotes!!
#socialinvestements
Jan 12, 2025
Jan 12, 2025
Manu Mayank
Head - Social Impact & Sustainability @ Humana People to People India | Social Innovation, Strategic Partnerships, and Scale.
Thank you Rang De for driving social impact and providing low cost financial solutions for the underserved and unbanked rural farmers and entrepreneurs for their livelihoods and education need. Keep the good work going! 👏
Manu Mayank
Head - Social Impact & Sustainability @ Humana People to People India | Social Innovation, Strategic Partnerships, and Scale.
Thank you Rang De for driving social impact and providing low cost financial solutions for the underserved and unbanked rural farmers and entrepreneurs for their livelihoods and education need. Keep the good work going! 👏
Jan 21, 2025
Jan 21, 2025
Ramesh Yadawar
@PerennialPeace
@WeAreRangDe @manjari_org @unwomenindia Wonderful interactions as social investors, grassroot women entrepreneurs and professionals of implementing organization come together. Social investors got to see first hand how their investments are impacting lives and creating change. Congratulations @WeAreRangDe
Ramesh Yadawar
@PerennialPeace
@WeAreRangDe @manjari_org @unwomenindia Wonderful interactions as social investors, grassroot women entrepreneurs and professionals of implementing organization come together. Social investors got to see first hand how their investments are impacting lives and creating change. Congratulations @WeAreRangDe
Jan 16, 2025
Jan 16, 2025
Anunay Gupta
Managing Principal, Xcelyst Partners
I have recently signed on with Rang De; they are possibly India's first regulated social P2P lending platform that is making a tangible impact at the grassroots level. Smita Ram, Ramakrishna NK and their teams have been doing an amazing work here over almost 17 years now.
You can also contribute to this journey; pls take some time to review their work, follow Rang De, and see if it makes sense for you to become a social investor on the platform.
Anunay Gupta
Managing Principal, Xcelyst Partners
I have recently signed on with Rang De; they are possibly India's first regulated social P2P lending platform that is making a tangible impact at the grassroots level. Smita Ram, Ramakrishna NK and their teams have been doing an amazing work here over almost 17 years now.
You can also contribute to this journey; pls take some time to review their work, follow Rang De, and see if it makes sense for you to become a social investor on the platform.
Jan 10, 2025
Jan 10, 2025
Rang De
@WeAreRangDe
Zibi Jamal @zibijamal is an impact communication consultant & a passionate Rang De social investor.
Her social investments have created 800+ livelihood days across 14 states & helped 50 people build credit history.
Join her & create impact 👉 bit.ly/3WUsQWN!
Rang De
@WeAreRangDe
Zibi Jamal @zibijamal is an impact communication consultant & a passionate Rang De social investor.
Her social investments have created 800+ livelihood days across 14 states & helped 50 people build credit history.
Join her & create impact 👉 bit.ly/3WUsQWN!
Jan 9, 2025
Jan 9, 2025
Kishor Nayar, PhD, PE
Business Director at Xylem | MIT PhD | Forbes 30U30 (Energy'18) | Water, Energy & Sustainability
My year started on two good notes, one professional and one personal. Professionally, the first working day of 2025 for me started in India as I kicked off a 5-city 14-day Xylem India business visit to meet our India team, customers and partners. Coincidentally, on the personal front, I also hit a nice personal milestone the first day. I crossed 2000 rural Indian entrepreneurs that I’ve provided micro loans to via Rang De, translating to ~22,800 days of livelihood in rural India.
Rang De provides low interest peer-to-peer loans to rural India. It enables highly leveraged donations for social investors. The real return by my calcs is -3% to -5% (due to losses to inflation and non-performing assets), which translates to the social investment having 20-35x greater impact than traditional donations.
To join 10,000 social investors on the platform, all you need is an Indian bank account. You can join my social investment team using the referral code: KISH7664. Join us in making a difference: [Link to sign up](lnkd.in/gy63-M-c)
My Rang De profile: lnkd.in/gXW8nmRU
Kishor Nayar, PhD, PE
Business Director at Xylem | MIT PhD | Forbes 30U30 (Energy'18) | Water, Energy & Sustainability
My year started on two good notes, one professional and one personal. Professionally, the first working day of 2025 for me started in India as I kicked off a 5-city 14-day Xylem India business visit to meet our India team, customers and partners. Coincidentally, on the personal front, I also hit a nice personal milestone the first day. I crossed 2000 rural Indian entrepreneurs that I’ve provided micro loans to via Rang De, translating to ~22,800 days of livelihood in rural India.
Rang De provides low interest peer-to-peer loans to rural India. It enables highly leveraged donations for social investors. The real return by my calcs is -3% to -5% (due to losses to inflation and non-performing assets), which translates to the social investment having 20-35x greater impact than traditional donations.
To join 10,000 social investors on the platform, all you need is an Indian bank account. You can join my social investment team using the referral code: KISH7664. Join us in making a difference: [Link to sign up](lnkd.in/gy63-M-c)
My Rang De profile: lnkd.in/gXW8nmRU
Jan 8, 2025
Jan 8, 2025
Naresh Nain
@nareshpradan
It was really insightful and enriching social investor trip @WeAreRangDe #SIT helped us to know and learn how women are building their enterprises and impacting life and livelihood @unwomenindia @Hindustan_Zinc @manjari_org twitter.com/unwomenindia/status/1876588599237636304
Naresh Nain
@nareshpradan
It was really insightful and enriching social investor trip @WeAreRangDe #SIT helped us to know and learn how women are building their enterprises and impacting life and livelihood @unwomenindia @Hindustan_Zinc @manjari_org twitter.com/unwomenindia/status/1876588599237636304
Jan 7, 2025
Jan 7, 2025
Balaji Iyer (EMCC./EQA Coach)
Building Moss Adams India (Assurance, Tax, Consulting, Innovation and Enabling functions)
The Rang De team has its heart and mind at the right place. And that singularly may set the course for success. Continue doing the good work, moving forward one little step at a time. All the best!
Balaji Iyer (EMCC./EQA Coach)
Building Moss Adams India (Assurance, Tax, Consulting, Innovation and Enabling functions)
The Rang De team has its heart and mind at the right place. And that singularly may set the course for success. Continue doing the good work, moving forward one little step at a time. All the best!
Jan 6, 2025
Jan 6, 2025
Vikas Arora
Chief of Impact Investing at AVPN driving sustainable growth and impact.
Ramakrishna NK and Team Rang De Your platform is amazing and the level of transparency provided is truly noteworthy. All the best in your transformational journey.
Vikas Arora
Chief of Impact Investing at AVPN driving sustainable growth and impact.
Ramakrishna NK and Team Rang De Your platform is amazing and the level of transparency provided is truly noteworthy. All the best in your transformational journey.
Jan 6, 2025
Jan 6, 2025
Sumantra Mukherjee
Zinda Hoon Yaar, Qaafi Hain ✌
After graduating from the Indian Institute of Mass Communication, I had the privilege of working with two NGOs. One worked for the well-being of women and the other worked for the well-being of people living their lives with disabilities. Working full-time in NGO communications may not make you rich, but the lessons you learn about society and Bharat’s challenges are invaluable.
I want to share two stories that have left an indelible mark on me.
The first is of a woman entrepreneur from Meghalaya who approached multiple banks for a loan to grow her business. Despite her potential and determination, she was turned away because of her gender. Left with no choice, she borrowed from a private moneylender. When COVID struck, she initially defaulted on her payments, but she didn’t give up. She worked harder, arranged the funds, and paid back the principal along with interest. But the moneylender refused to update her CIBIL score, effectively destroying her creditworthiness.
The second story is about a blind man from Uttar Pradesh who lost his sight due to an acid attack. He was employed in a factory, but his co-workers found his appearance unsettling, and he was fired. With dreams of starting his own business, he approached banks and financial institutions for a loan. Their response? A resounding no, because they believed a blind person couldn’t possibly manage a business. Even someone like Srikanth Bolla, a blind entrepreneur with a Massachusetts Institute of Technology degree, faced similar challenges during his early years.
Both stories reveal a grim truth. Access to credit isn’t always about financial metrics and is often shaped by society’s biases. Women and people with disabilities are labeled as "unbankable" not because of their capabilities but because of deeply entrenched prejudices.
But change is possible.
When I discovered Rang De, an organization leveraging the power of social investment to create access to credit, I saw hope. They’re tackling this systemic issue head-on, enabling individuals like the woman entrepreneur and the blind man to rewrite their narratives.
With returns of up to 8% per annum, your investment offers decent financial returns plus your investment creates livelihood opportunities for women entrepreneurs and people living their lives with disabilities.
Yes, Rang De’s initiatives are not just about finance; they’re about transforming the very perception of what’s possible. They’ve listed funds for women entrepreneurs and people with disabilities. I’m not an influencer, but I believe in this cause. This is a chance to invest in Bharat’s future, to support the unbankable, and to drive change.
Check out Rang De’s website, explore their funds, and take a step toward making a difference. Together, let’s build a more inclusive, equitable, and resilient Bharat.
Sumantra Mukherjee
Zinda Hoon Yaar, Qaafi Hain ✌
After graduating from the Indian Institute of Mass Communication, I had the privilege of working with two NGOs. One worked for the well-being of women and the other worked for the well-being of people living their lives with disabilities. Working full-time in NGO communications may not make you rich, but the lessons you learn about society and Bharat’s challenges are invaluable.
I want to share two stories that have left an indelible mark on me.
The first is of a woman entrepreneur from Meghalaya who approached multiple banks for a loan to grow her business. Despite her potential and determination, she was turned away because of her gender. Left with no choice, she borrowed from a private moneylender. When COVID struck, she initially defaulted on her payments, but she didn’t give up. She worked harder, arranged the funds, and paid back the principal along with interest. But the moneylender refused to update her CIBIL score, effectively destroying her creditworthiness.
The second story is about a blind man from Uttar Pradesh who lost his sight due to an acid attack. He was employed in a factory, but his co-workers found his appearance unsettling, and he was fired. With dreams of starting his own business, he approached banks and financial institutions for a loan. Their response? A resounding no, because they believed a blind person couldn’t possibly manage a business. Even someone like Srikanth Bolla, a blind entrepreneur with a Massachusetts Institute of Technology degree, faced similar challenges during his early years.
Both stories reveal a grim truth. Access to credit isn’t always about financial metrics and is often shaped by society’s biases. Women and people with disabilities are labeled as "unbankable" not because of their capabilities but because of deeply entrenched prejudices.
But change is possible.
When I discovered Rang De, an organization leveraging the power of social investment to create access to credit, I saw hope. They’re tackling this systemic issue head-on, enabling individuals like the woman entrepreneur and the blind man to rewrite their narratives.
With returns of up to 8% per annum, your investment offers decent financial returns plus your investment creates livelihood opportunities for women entrepreneurs and people living their lives with disabilities.
Yes, Rang De’s initiatives are not just about finance; they’re about transforming the very perception of what’s possible. They’ve listed funds for women entrepreneurs and people with disabilities. I’m not an influencer, but I believe in this cause. This is a chance to invest in Bharat’s future, to support the unbankable, and to drive change.
Check out Rang De’s website, explore their funds, and take a step toward making a difference. Together, let’s build a more inclusive, equitable, and resilient Bharat.
Dec 24, 2024
Dec 24, 2024
Sudarshan S
Eternal Optimist
Every month I wait for one mail more than all others! It’s one which gives me greatest of thrills of being a part of the journey of some super awesome people - who keep us all going while themselves struggling to
Keep head over water. This mail comes from Rang De and am a fan of its founders @Smita and @Ram for making me and so many others a part of the journey of these unsung hero’s of ours hidden in various hinterlands. There is so much bigness and richness in these small numbers that you can’t imagine! I love this idea and its delivery. The power is in its simplicity. And two of the most humble founders I’ve ever met
Sudarshan S
Eternal Optimist
Every month I wait for one mail more than all others! It’s one which gives me greatest of thrills of being a part of the journey of some super awesome people - who keep us all going while themselves struggling to
Keep head over water. This mail comes from Rang De and am a fan of its founders @Smita and @Ram for making me and so many others a part of the journey of these unsung hero’s of ours hidden in various hinterlands. There is so much bigness and richness in these small numbers that you can’t imagine! I love this idea and its delivery. The power is in its simplicity. And two of the most humble founders I’ve ever met
Jan 3, 2025
Jan 3, 2025
Manjusha Gangadharan
Head of Strategic Partnerships @ MinIO | Designing & Driving Growth Strategy
India's rural entrepreneurs don’t need a handout—they need a hand up! As a proud Rang De Social Investor, I’m making that possible. I invest in rural changemakers, get repaid with interest, and create lasting impact. It’s like being a venture capitalist for good vibes and grassroots innovation. With Rang De, I join forces with 8,000+ social investors who believe in transforming communities, one affordable loan at a time. No sharks here, just a school of kind-hearted dolphins. Curious about how you can drive change while earning some karma (and interest)?
lnkd.in/gYbeKHxd
Code: MANJ5771
Let’s empower India together.
Manjusha Gangadharan
Head of Strategic Partnerships @ MinIO | Designing & Driving Growth Strategy
India's rural entrepreneurs don’t need a handout—they need a hand up! As a proud Rang De Social Investor, I’m making that possible. I invest in rural changemakers, get repaid with interest, and create lasting impact. It’s like being a venture capitalist for good vibes and grassroots innovation. With Rang De, I join forces with 8,000+ social investors who believe in transforming communities, one affordable loan at a time. No sharks here, just a school of kind-hearted dolphins. Curious about how you can drive change while earning some karma (and interest)?
lnkd.in/gYbeKHxd
Code: MANJ5771
Let’s empower India together.
Dec 23, 2024
Dec 23, 2024
![[Jags] Yaramala Jagadeeswara Reddy](https://cdn.testimonial.to/linkedin-assets/avatars/450459b0-5a54-4c0e-9943-402798cd98e3)
[Jags] Yaramala Jagadeeswara Reddy
Front End (UI) Specialist | React and Angular | S.V.U. College of Engineering (B.Tech) | Centrist (Madhye Vaada)
Earned around 24% returns on Equities over 2 years.
Invested the same profit in Rang De.
Why I did this investment in Rang De:
--> Just saw a huge potential of a student.
--> Just liked the calf and animals being raised by a rural entrepreneur in Assam.
🙏
[Jags] Yaramala Jagadeeswara Reddy
Front End (UI) Specialist | React and Angular | S.V.U. College of Engineering (B.Tech) | Centrist (Madhye Vaada)
Earned around 24% returns on Equities over 2 years.
Invested the same profit in Rang De.
Why I did this investment in Rang De:
--> Just saw a huge potential of a student.
--> Just liked the calf and animals being raised by a rural entrepreneur in Assam.
🙏
Dec 20, 2024
Dec 20, 2024
Preeti Vyas
CEO and President at Amar Chitra Katha Pvt. Ltd.
It is indeed wonderful work that Rang De is doing.. Proud to be an investor and supporter!
Preeti Vyas
CEO and President at Amar Chitra Katha Pvt. Ltd.
It is indeed wonderful work that Rang De is doing.. Proud to be an investor and supporter!
Jan 6, 2025
Jan 6, 2025
Jayashree Sridhar
Data Science Consultant | Conscious Woman | Committed to Leveraging AI for Social Good
I am thrilled to share a personal milestone that has filled my heart with joy—receiving my first repayment from Rang De ! 🎉
This moment is not just about the financial return; it symbolizes the positive change we can create when we choose to invest in social causes. By parking our money in social investments, we have the incredible opportunity to support rural entrepreneurs and individuals with disabilities. These investments are more than just transactions; they are lifelines that empower communities, foster innovation, and uplift lives.
Every rupee invested in social enterprises like Rang De contributes to a ripple effect that enhances livelihoods, promotes sustainable development, and creates a brighter future for Bharat. It’s about building a more inclusive economy where everyone has the chance to thrive.
As we approach the new year, I encourage all of you to consider making social investing one of your resolutions for 2025.
Let’s commit to being catalysts for change, supporting those who are working tirelessly to improve their communities. Together, we can make a significant impact and help shape a better tomorrow.
Here’s to creating a brighter Bharat through our collective efforts! 🌟
#SocialInvesting
#RangDe
#Empowerment
#BrighterBharat
#NewYearResolution Smita Ram
Jayashree Sridhar
Data Science Consultant | Conscious Woman | Committed to Leveraging AI for Social Good
I am thrilled to share a personal milestone that has filled my heart with joy—receiving my first repayment from Rang De ! 🎉
This moment is not just about the financial return; it symbolizes the positive change we can create when we choose to invest in social causes. By parking our money in social investments, we have the incredible opportunity to support rural entrepreneurs and individuals with disabilities. These investments are more than just transactions; they are lifelines that empower communities, foster innovation, and uplift lives.
Every rupee invested in social enterprises like Rang De contributes to a ripple effect that enhances livelihoods, promotes sustainable development, and creates a brighter future for Bharat. It’s about building a more inclusive economy where everyone has the chance to thrive.
As we approach the new year, I encourage all of you to consider making social investing one of your resolutions for 2025.
Let’s commit to being catalysts for change, supporting those who are working tirelessly to improve their communities. Together, we can make a significant impact and help shape a better tomorrow.
Here’s to creating a brighter Bharat through our collective efforts! 🌟
#SocialInvesting
#RangDe
#Empowerment
#BrighterBharat
#NewYearResolution Smita Ram
Dec 6, 2024
Dec 6, 2024
Simran Oberoi (She/Her)
LinkedIn Top Voice I Top Leadership Development Coaching Voice I Associate Director I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Board Member
There are so many stories of impact around us - some heard of and some unheard( as yet).
Given the extensive work we do through OMBC on partnering with NGOs, individuals and governments, for social change, and that at the core of it was something unique( healthy baking), when I find something done differently especially in this space, it draws me towards it.
I discovered Rang De towards the middle of this year. And found immediate resonance. Because I realized that many times what stops us from reaching our full potential and also from leading full lives is lack of financial independence.
Especially for women. It perpetuates the inherent bias that women cannot be 'providers' and keeps them dependent on the male members of their families. I started my journey of making small social investments in June this year and 6 months down the line here is where I am.
Invested in 9 women entrepreneurs across 7 states. Of which 7 are first time borrowers.
And guess what - monthly repayment on time of the loan plus interest amount has been stands close to 99%.
I remember a conversation with Venkat, who runs a wonderful NGO called Swabhimaan when I was concerned about one healthy bake distribution during the pandemic. We had over a 1000 pieces of the bake and yet the number of people was 5000+. I felt we were only covering a few but he changed my perspective - because he said perhaps to me it felt small because it was 1 piece per person only. But for that person it was the only meal of the day that came through for them and therefore a very big deal.
My point - 1 state, 1 person, a small amount invested. None of this will matter when we flip the view and see it from the eyes of those who have received.
Small steps. Big impact. Because of the power of the collective.
Sukhada Chaudhary Smita Ram Ramakrishna NK
#socialimpact
#changeleadership
#changemakers
#socialentrepreneur
#peertopeerlending
#socialchange
#contribute
#socialinvestment
#womenentepreneurs
Simran Oberoi (She/Her)
LinkedIn Top Voice I Top Leadership Development Coaching Voice I Associate Director I Rewards, Compensation, Benefits I Diversity, Equity, Inclusion I Social Entrepreneur I TEDx Speaker I Visiting Faculty I Board Member
There are so many stories of impact around us - some heard of and some unheard( as yet).
Given the extensive work we do through OMBC on partnering with NGOs, individuals and governments, for social change, and that at the core of it was something unique( healthy baking), when I find something done differently especially in this space, it draws me towards it.
I discovered Rang De towards the middle of this year. And found immediate resonance. Because I realized that many times what stops us from reaching our full potential and also from leading full lives is lack of financial independence.
Especially for women. It perpetuates the inherent bias that women cannot be 'providers' and keeps them dependent on the male members of their families. I started my journey of making small social investments in June this year and 6 months down the line here is where I am.
Invested in 9 women entrepreneurs across 7 states. Of which 7 are first time borrowers.
And guess what - monthly repayment on time of the loan plus interest amount has been stands close to 99%.
I remember a conversation with Venkat, who runs a wonderful NGO called Swabhimaan when I was concerned about one healthy bake distribution during the pandemic. We had over a 1000 pieces of the bake and yet the number of people was 5000+. I felt we were only covering a few but he changed my perspective - because he said perhaps to me it felt small because it was 1 piece per person only. But for that person it was the only meal of the day that came through for them and therefore a very big deal.
My point - 1 state, 1 person, a small amount invested. None of this will matter when we flip the view and see it from the eyes of those who have received.
Small steps. Big impact. Because of the power of the collective.
Sukhada Chaudhary Smita Ram Ramakrishna NK
#socialimpact
#changeleadership
#changemakers
#socialentrepreneur
#peertopeerlending
#socialchange
#contribute
#socialinvestment
#womenentepreneurs
Dec 5, 2024
Dec 5, 2024
Sanjay Prakash
Co-Founder MYFOJO, Co-Founder localfocal.com (acquired), Investor, Mentor Co-Founder MYFOJO, Co-Founder localfocal.com (acquired), Investor, Mentor
I invest with Rang De and have seen investment returns, and transformative stories.
Instead of putting your money in an FD, put it into Rang De. You will earn 6 to 8%, and also help entrepreneurs at the ground level
Sanjay Prakash
Co-Founder MYFOJO, Co-Founder localfocal.com (acquired), Investor, Mentor Co-Founder MYFOJO, Co-Founder localfocal.com (acquired), Investor, Mentor
I invest with Rang De and have seen investment returns, and transformative stories.
Instead of putting your money in an FD, put it into Rang De. You will earn 6 to 8%, and also help entrepreneurs at the ground level
Oct 21, 2024
Oct 21, 2024
Nishant Gajesh Didwania
Sales Strategy | Revenue Generation | Hackathons Sales Strategy | Revenue Generation | Hackathons
I recently discovered an idea where every ounce of Risk is worth – Rang De.
Rang De is a platform that allows you to invest in areas where support is most needed, with a model that’s both socially meaningful and financially accessible. You can choose to invest in ventures across 13 states in India, backing entrepreneurs who are already making a difference in their communities.
What makes Rang De even more unique is the flexibility it offers – there's no minimum investment amount. You contribute what you can and still earn a solid 6-7% return on your investment.
Even in cases where risks exist, the potential impact makes it a risk worth taking.
A big shoutout to Smita Ram and the entire Rang De team for the amazing work they’re doing to empower people across the country.
I hope more people join this movement and become part of the investment team, supporting growth and change across India!
Nishant Gajesh Didwania
Sales Strategy | Revenue Generation | Hackathons Sales Strategy | Revenue Generation | Hackathons
I recently discovered an idea where every ounce of Risk is worth – Rang De.
Rang De is a platform that allows you to invest in areas where support is most needed, with a model that’s both socially meaningful and financially accessible. You can choose to invest in ventures across 13 states in India, backing entrepreneurs who are already making a difference in their communities.
What makes Rang De even more unique is the flexibility it offers – there's no minimum investment amount. You contribute what you can and still earn a solid 6-7% return on your investment.
Even in cases where risks exist, the potential impact makes it a risk worth taking.
A big shoutout to Smita Ram and the entire Rang De team for the amazing work they’re doing to empower people across the country.
I hope more people join this movement and become part of the investment team, supporting growth and change across India!
Oct 21, 2024
Oct 21, 2024
Ankur Gupta
General Manager | Operator | Incubator | INSEAD
I have been investing monthly through Rangade, for some time. Very happy to read about your partnership with them. More power to you and your team ahead.
Ankur Gupta
General Manager | Operator | Incubator | INSEAD
I have been investing monthly through Rangade, for some time. Very happy to read about your partnership with them. More power to you and your team ahead.
Oct 14, 2024
Oct 14, 2024
Sridhar Laxman
Executive Coach
Rang De So grateful for what the farmers do for us and what you in turn are doing for them. Keep up the wonderful work!
Sridhar Laxman
Executive Coach
Rang De So grateful for what the farmers do for us and what you in turn are doing for them. Keep up the wonderful work!
Oct 14, 2024
Oct 14, 2024
Saurabh Agrawal
Helping brands grow profitable Omni channel growth with Tech , Ai and Growth Marketing | Ex: Lenskart, Amex, Tata Group | Top 100 AI Leaders, Career Coach ✨ Helping brands grow profitable Omni channel growth with Tech , Ai and Growth Marketing | Ex: Lenskart, Amex, Tata Group | Top 100 AI Leaders, Career Coach ✨
One of the 𝘄𝗼𝗿𝘀𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀 - 𝗙𝗶𝘅𝗲𝗱 𝗗𝗲𝗽𝗼𝘀𝗶𝘁𝘀 & 𝗕𝗲𝘀𝘁 Investment - 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 🤔
Now, what if we could combine the power of education with the safety of an FD—helping others while earning interest?
That’s exactly what I experimented a year ago with Rang De’s P2P lending scheme.
One had invested a token amount of Rs. 10,000 and it helped 4 students with the education.
The transparency in tracking how these funds were used was remarkable—something I haven’t even seen with large home loans.
The fund i invested was a joint initiative between PW (PhysicsWallah) and Rang De students aimed at low-income backgrounds.
RangeDe is a NBFC peer to peer lending platform which is helping fund rural students, entrepreneurs, artisans, agripreneurs to enable financial inclusion.
Most of the investment in this fund provides ~6% interest p.a. which is similar to bank fixed deposits.
Over the past 15+ years, Rang De has gathered 10,300+ social investors and supported 23,000+ social entrepreneurs.
The organization, driven by tech and purpose, has the potential to make an even bigger impact.
This experience inspired me to share my journey and encourage others to explore impactful ways to invest.
A huge shout out for Smita Ram & Ramakrishna NK for building such an impactful organization.
PS : This is not a sponsored post :)
If you found this useful, I’d love your engagement:
❤️ Already invested?
💡 Curious to explore?
👍 Inspired by the impact?
Let’s discuss in the comments—what are some trusted ways you’ve found to contribute to society?
Saurabh Agrawal
Helping brands grow profitable Omni channel growth with Tech , Ai and Growth Marketing | Ex: Lenskart, Amex, Tata Group | Top 100 AI Leaders, Career Coach ✨ Helping brands grow profitable Omni channel growth with Tech , Ai and Growth Marketing | Ex: Lenskart, Amex, Tata Group | Top 100 AI Leaders, Career Coach ✨
One of the 𝘄𝗼𝗿𝘀𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀 - 𝗙𝗶𝘅𝗲𝗱 𝗗𝗲𝗽𝗼𝘀𝗶𝘁𝘀 & 𝗕𝗲𝘀𝘁 Investment - 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 🤔
Now, what if we could combine the power of education with the safety of an FD—helping others while earning interest?
That’s exactly what I experimented a year ago with Rang De’s P2P lending scheme.
One had invested a token amount of Rs. 10,000 and it helped 4 students with the education.
The transparency in tracking how these funds were used was remarkable—something I haven’t even seen with large home loans.
The fund i invested was a joint initiative between PW (PhysicsWallah) and Rang De students aimed at low-income backgrounds.
RangeDe is a NBFC peer to peer lending platform which is helping fund rural students, entrepreneurs, artisans, agripreneurs to enable financial inclusion.
Most of the investment in this fund provides ~6% interest p.a. which is similar to bank fixed deposits.
Over the past 15+ years, Rang De has gathered 10,300+ social investors and supported 23,000+ social entrepreneurs.
The organization, driven by tech and purpose, has the potential to make an even bigger impact.
This experience inspired me to share my journey and encourage others to explore impactful ways to invest.
A huge shout out for Smita Ram & Ramakrishna NK for building such an impactful organization.
PS : This is not a sponsored post :)
If you found this useful, I’d love your engagement:
❤️ Already invested?
💡 Curious to explore?
👍 Inspired by the impact?
Let’s discuss in the comments—what are some trusted ways you’ve found to contribute to society?
Oct 4, 2024
Oct 4, 2024
Sneha Khatri
Co-Founder, Alice Co-Founder, Alice
Love what Rang De is doing to solve financial inequality at the grassroots! They are transforming rural economies by offering microcredit solutions that enable small entrepreneurs, farmers, and women in underserved areas to build sustainable livelihoods. By tailoring financial products to meet the unique needs of grassroots communities, they are fostering local innovation and reducing reliance on predatory lending. It’s such a targeted approach and the only we can end cyclical poverty.
Sneha Khatri
Co-Founder, Alice Co-Founder, Alice
Love what Rang De is doing to solve financial inequality at the grassroots! They are transforming rural economies by offering microcredit solutions that enable small entrepreneurs, farmers, and women in underserved areas to build sustainable livelihoods. By tailoring financial products to meet the unique needs of grassroots communities, they are fostering local innovation and reducing reliance on predatory lending. It’s such a targeted approach and the only we can end cyclical poverty.
Oct 3, 2024
Oct 3, 2024
Pavan K Sriram
Mentoring students and young professionals to secure scholarships and top admits | Helped 800+ secure 30M$ in scholarships | x3 Scholarship winner | President Erasmus Mundus Association 2017-2019
Rang De Smita Ram It's a brilliant example of how technology and social consciousness can combine to drive grassroots economic development in India. Kudos to Rang De for making impactful investing accessible to all!
Pavan K Sriram
Mentoring students and young professionals to secure scholarships and top admits | Helped 800+ secure 30M$ in scholarships | x3 Scholarship winner | President Erasmus Mundus Association 2017-2019
Rang De Smita Ram It's a brilliant example of how technology and social consciousness can combine to drive grassroots economic development in India. Kudos to Rang De for making impactful investing accessible to all!
Oct 1, 2024
Oct 1, 2024
Nitish Arora
Co-Founder, Going Big On India Co-Founder, Going Big On India
I recently invested with Rang De, the P2P lending platform that's transforming access to credit for underprivileged Indians. A truly commendable cause. We’ve shared their story previously at Going Big On India - we love their work.
My investment experience with them has been amazing, to say the least. The user experience is outstanding. The portal is seamless. The information is very clear. I can stay on top of everything. I’m also amazed by their customer support team who are super helpful, empathetic, and quick to respond.
It’s so good to see Indian platforms putting this attention to detail that has often been lacking in the past. I have written about this before and I’ll say it again - customer retention comes from making your customers feel valued and loved. Rang De is a great example of the change we are seeing in India. Smita Ram and Ramakrishna NK, you have done a great job with this!
So when will you invest in Rang De?
Nitish Arora
Co-Founder, Going Big On India Co-Founder, Going Big On India
I recently invested with Rang De, the P2P lending platform that's transforming access to credit for underprivileged Indians. A truly commendable cause. We’ve shared their story previously at Going Big On India - we love their work.
My investment experience with them has been amazing, to say the least. The user experience is outstanding. The portal is seamless. The information is very clear. I can stay on top of everything. I’m also amazed by their customer support team who are super helpful, empathetic, and quick to respond.
It’s so good to see Indian platforms putting this attention to detail that has often been lacking in the past. I have written about this before and I’ll say it again - customer retention comes from making your customers feel valued and loved. Rang De is a great example of the change we are seeing in India. Smita Ram and Ramakrishna NK, you have done a great job with this!
So when will you invest in Rang De?
Sep 17, 2024
Sep 17, 2024
Sujeeth Shetty
Founder at Powering Pursuits Founder at Powering Pursuits
Imagine the impact of just ₹100 transforming someone's life.
Meet Rang De India’s first peer-to-peer lending platform that’s bringing affordable credit to unbanked communities. Rang De isn’t just another microfinance organization — they’re transforming social investing by connecting YOU directly with those who need it the most.
For over 5 years, I’ve been investing in fellow Indians through Rang De, and the results have been nothing short of inspiring. What’s truly remarkable is the cyclical nature of this impact — the same ₹100, when reinvested, continues to uplift lives, again and again.
Every rupee you invest whispers a promise to a struggling farmer, an aspiring artisan, or a determined entrepreneur. It says, “I believe in you. Your dreams matter.”
Thousands of our brothers and sisters have already risen above poverty, thanks to the support of people like you and me.
If you’re ready to create lasting change, visit Rang De and see how even the smallest investment can make a big difference.
Together, let’s help our nation grow, one small loan at a time. Let us invest in our fellow Indians.
Ramakrishna NK Smita Ram
#RangDe
#SocialImpact
#InvestInIndia
#EmpowerLives
Sujeeth Shetty
Founder at Powering Pursuits Founder at Powering Pursuits
Imagine the impact of just ₹100 transforming someone's life.
Meet Rang De India’s first peer-to-peer lending platform that’s bringing affordable credit to unbanked communities. Rang De isn’t just another microfinance organization — they’re transforming social investing by connecting YOU directly with those who need it the most.
For over 5 years, I’ve been investing in fellow Indians through Rang De, and the results have been nothing short of inspiring. What’s truly remarkable is the cyclical nature of this impact — the same ₹100, when reinvested, continues to uplift lives, again and again.
Every rupee you invest whispers a promise to a struggling farmer, an aspiring artisan, or a determined entrepreneur. It says, “I believe in you. Your dreams matter.”
Thousands of our brothers and sisters have already risen above poverty, thanks to the support of people like you and me.
If you’re ready to create lasting change, visit Rang De and see how even the smallest investment can make a big difference.
Together, let’s help our nation grow, one small loan at a time. Let us invest in our fellow Indians.
Ramakrishna NK Smita Ram
#RangDe
#SocialImpact
#InvestInIndia
#EmpowerLives
Sep 13, 2024
Sep 13, 2024
Yogesh Thite
Engineering Manager at Microsoft India
I'm so proud to be social investor with Rang De. It gives me some joy and inner peace that I'm able to help my fellow Indians. Please continue good work.
Yogesh Thite
Engineering Manager at Microsoft India
I'm so proud to be social investor with Rang De. It gives me some joy and inner peace that I'm able to help my fellow Indians. Please continue good work.
Sep 12, 2024
Sep 12, 2024
S Ravichandran
@iid_sp
@WeAreRangDe 👍 I was delighted to receive a mail on return ( partial ) yesterday for a tiny investment I had made . Nothing gives greater satisfaction than helping small entrepreneurs like this . Keep going strong ! Thank you for what you do .
S Ravichandran
@iid_sp
@WeAreRangDe 👍 I was delighted to receive a mail on return ( partial ) yesterday for a tiny investment I had made . Nothing gives greater satisfaction than helping small entrepreneurs like this . Keep going strong ! Thank you for what you do .
Sep 11, 2024
Sep 11, 2024
Divya Seethapathy
Director Virtual Factory, East Asia, Japan, Pacific, India Director Virtual Factory, East Asia, Japan, Pacific, India
Every year when I got my annual bonus, i usually had a wish list of things to buy for myself and my loved ones. But this year post watching a beautiful video and a post by Smita Ram, I invested in the future of 2 amazing women entrepreneurs in Rajasthan who needed the money for ramping up the millet production in their farms.
I know them, just through their names and their purpose, but there is so much fulfillment in knowing that this small investment is making an impact for them.
Thank you Rang De for helping normal people like me to help make a difference to the lifelines of our country.
Divya Seethapathy
Director Virtual Factory, East Asia, Japan, Pacific, India Director Virtual Factory, East Asia, Japan, Pacific, India
Every year when I got my annual bonus, i usually had a wish list of things to buy for myself and my loved ones. But this year post watching a beautiful video and a post by Smita Ram, I invested in the future of 2 amazing women entrepreneurs in Rajasthan who needed the money for ramping up the millet production in their farms.
I know them, just through their names and their purpose, but there is so much fulfillment in knowing that this small investment is making an impact for them.
Thank you Rang De for helping normal people like me to help make a difference to the lifelines of our country.
Sep 8, 2024
Sep 8, 2024
Naveen Bachwani
Consultant | Technologist | Speaker | Writer | Teacher | ShutterBug
More power to you, Smita Ram and team. Your work is inspiring, and making a dent at the grassroot level, where it is most needed!
I've made a small beginning as a Social Investor on the 'Rang De' platform, and encourage your readers to do the same - invest in India's rural entrepreneurs, get repaid with interest, and make an impact in the community.
Naveen Bachwani
Consultant | Technologist | Speaker | Writer | Teacher | ShutterBug
More power to you, Smita Ram and team. Your work is inspiring, and making a dent at the grassroot level, where it is most needed!
I've made a small beginning as a Social Investor on the 'Rang De' platform, and encourage your readers to do the same - invest in India's rural entrepreneurs, get repaid with interest, and make an impact in the community.
Sep 2, 2024
Sep 2, 2024
Manish Shanbhag
Program Manager / EIPM India Director at EIPM - The European Institute of Purchasing Management
Have been investing in RangDe for a couple of years now and the overall experience has been amazing!! Well done team RangDe
Manish Shanbhag
Program Manager / EIPM India Director at EIPM - The European Institute of Purchasing Management
Have been investing in RangDe for a couple of years now and the overall experience has been amazing!! Well done team RangDe
Sep 2, 2024
Sep 2, 2024
Rajiv Renganathan
@rajspace
It has been such a fun and satisfying experience for me and my family as part of the @WeAreRangDe fraternity
Rajiv Renganathan
@rajspace
It has been such a fun and satisfying experience for me and my family as part of the @WeAreRangDe fraternity
Aug 26, 2024
Aug 26, 2024
Nitish Arora
Co-Founder, Going Big On India
Excellent work. Love this platform and the change you're making Ramakrishna NK
Nitish Arora
Co-Founder, Going Big On India
Excellent work. Love this platform and the change you're making Ramakrishna NK
Aug 22, 2024
Aug 22, 2024
Pranav Mehta
Building SellerSetu | ONDC | BITS Pilani, Pilani Campus | Enabling businesses on ONDC
The cause that you are working for is amazing.
Definitely a lot more people should join this.
Pranav Mehta
Building SellerSetu | ONDC | BITS Pilani, Pilani Campus | Enabling businesses on ONDC
The cause that you are working for is amazing.
Definitely a lot more people should join this.
Aug 22, 2024
Aug 22, 2024
Rozita Singh
Sustainability Practitioner | Innovations | UNDP Istanbul Regional Hub Sustainability Practitioner | Innovations | UNDP Istanbul Regional Hub
Did you know that the poorest of poor often pay the highest interest rates? Sometimes as high as 40-60% ! Will you ever pay this interest rate? No, right?
Yesterday I took a small step towards starting my social investing journey through Rang De. They are on a mission to promote accessible and affordable credit to India's
#rural
#entrepreneurs.
This is not charity by the way! As a Rang De Social Investor, for my investment, I will get repaid with interest. This capital I can re-circulate to lend to more people.
You can join me and 10,000+ social investors through this link:
lnkd.in/gKFJAQ4t
I am surprised that only 2 people from my network are investors in this forum, we can do better. I encourage you to take small steps and check out this platform to learn more about it. More power to the founders Smita Ram and Ramakrishna
Rozita Singh
Sustainability Practitioner | Innovations | UNDP Istanbul Regional Hub Sustainability Practitioner | Innovations | UNDP Istanbul Regional Hub
Did you know that the poorest of poor often pay the highest interest rates? Sometimes as high as 40-60% ! Will you ever pay this interest rate? No, right?
Yesterday I took a small step towards starting my social investing journey through Rang De. They are on a mission to promote accessible and affordable credit to India's
#rural
#entrepreneurs.
This is not charity by the way! As a Rang De Social Investor, for my investment, I will get repaid with interest. This capital I can re-circulate to lend to more people.
You can join me and 10,000+ social investors through this link:
lnkd.in/gKFJAQ4t
I am surprised that only 2 people from my network are investors in this forum, we can do better. I encourage you to take small steps and check out this platform to learn more about it. More power to the founders Smita Ram and Ramakrishna
Aug 20, 2024
Aug 20, 2024
Sandeep M. Ratkal
Head , RS wise, The Research in Talent Head , RS wise, The Research in Talent
Rang De has been doing wonderful work in P2P lending focused entirely on cause of rural farmers and empowering first gen learners. Lovely Website. Easy to contribute.
Smita Ram
Sandeep M. Ratkal
Head , RS wise, The Research in Talent Head , RS wise, The Research in Talent
Rang De has been doing wonderful work in P2P lending focused entirely on cause of rural farmers and empowering first gen learners. Lovely Website. Easy to contribute.
Smita Ram
Aug 21, 2024
Aug 21, 2024
Arpit
@Xyzarpit
If you have some free cashflow and want to do some good while earning some interest do try out @WeAreRangDe.
Some people were concerned about NPAs, so I'm sharing my stats. 0 NPAs only few payments were delayed.
Arpit
@Xyzarpit
If you have some free cashflow and want to do some good while earning some interest do try out @WeAreRangDe.
Some people were concerned about NPAs, so I'm sharing my stats. 0 NPAs only few payments were delayed.
Aug 12, 2024
Aug 12, 2024
rohitmalekar.eth
@RohitMalekar
The only referral I shamelessly broadcast is to invest in India's rural entrepreneurs and get repaid with interest (not risk-free, not financial advice—DYOR). If you are on the rise in your career, help others rise with you - it costs less than a latte.
rangde.in/account/signup?ref=ROHI1644
rohitmalekar.eth
@RohitMalekar
The only referral I shamelessly broadcast is to invest in India's rural entrepreneurs and get repaid with interest (not risk-free, not financial advice—DYOR). If you are on the rise in your career, help others rise with you - it costs less than a latte.
rangde.in/account/signup?ref=ROHI1644
Aug 11, 2024
Aug 11, 2024
Nitish Arora
Co-Founder, Going Big On India
Excellent work. Love this platform and the change you're making Ramakrishna NK
Nitish Arora
Co-Founder, Going Big On India
Excellent work. Love this platform and the change you're making Ramakrishna NK
Aug 7, 2024
Aug 7, 2024
Iswarya
@iswaryaval
@sunayanaroy I recently started investing. It's lovely to see how many people's lives are positively impacted
Iswarya
@iswaryaval
@sunayanaroy I recently started investing. It's lovely to see how many people's lives are positively impacted
Jul 31, 2024
Jul 31, 2024
Sukhada
@appadappajappa
You'd never borrow at 20% per annum but many farmers and artisans have to.
Make credit available to them at as low as 4-8% when you invest through Rang De - create impact and get repaid with interest!
Start today at bit.ly/3WUsQWN 😊✨
******
@WeAreRangDe is a RBI… twitter.com/i/web/status/1818508137575456848
Sukhada
@appadappajappa
You'd never borrow at 20% per annum but many farmers and artisans have to.
Make credit available to them at as low as 4-8% when you invest through Rang De - create impact and get repaid with interest!
Start today at bit.ly/3WUsQWN 😊✨
******
@WeAreRangDe is a RBI… twitter.com/i/web/status/1818508137575456848
Jul 31, 2024
Jul 31, 2024
Minati Misra Ambarish
Panchee Foundation
What Rangde has done for women is commendable. Wish them all the best in changing women’s life in India and help them to be independent.
Minati Misra Ambarish
Panchee Foundation
What Rangde has done for women is commendable. Wish them all the best in changing women’s life in India and help them to be independent.
Jul 30, 2024
Jul 30, 2024
Namrata Kilpady
Campaign Director, Purpose India I Senior Advisor (pro bono), The Azadi Project Campaign Director, Purpose India I Senior Advisor (pro bono), The Azadi Project
Rang De has been doing such incredible work. Proud to be associated since 2008 as a social investor. Do check them out and consider becoming part of the movement.
Namrata Kilpady
Campaign Director, Purpose India I Senior Advisor (pro bono), The Azadi Project Campaign Director, Purpose India I Senior Advisor (pro bono), The Azadi Project
Rang De has been doing such incredible work. Proud to be associated since 2008 as a social investor. Do check them out and consider becoming part of the movement.
Jul 27, 2024
Jul 27, 2024
Pranay Agarwal
Deloitte USI | Hussky (Web3 startup) | EY | Hansraj'23 Deloitte USI | Hussky (Web3 startup) | EY | Hansraj'23
I recently had the pleasure of discovering Rang De , and I must say, their work is nothing short of remarkable. Their innovative approach to providing loans to lesser-known individuals and reaching a broad audience is truly transformative. It’s inspiring to see how their efforts are creating such a profound impact, giving a warm glow of admiration in those who come across their initiatives.
My heartfelt congratulations to the entire Rang De team for their unwavering dedication to societal betterment. A special shout-out to Ramakrishna NK for leading this incredible journey with visionary brilliance.
#innovation
#socialentrepreneurship
#socialventure
#startup
#growth
#changemaker
Pranay Agarwal
Deloitte USI | Hussky (Web3 startup) | EY | Hansraj'23 Deloitte USI | Hussky (Web3 startup) | EY | Hansraj'23
I recently had the pleasure of discovering Rang De , and I must say, their work is nothing short of remarkable. Their innovative approach to providing loans to lesser-known individuals and reaching a broad audience is truly transformative. It’s inspiring to see how their efforts are creating such a profound impact, giving a warm glow of admiration in those who come across their initiatives.
My heartfelt congratulations to the entire Rang De team for their unwavering dedication to societal betterment. A special shout-out to Ramakrishna NK for leading this incredible journey with visionary brilliance.
#innovation
#socialentrepreneurship
#socialventure
#startup
#growth
#changemaker
Jul 29, 2024
Jul 29, 2024
Ashish Batra
Independent Consultant Independent Consultant
Think 'startup' and your mind races to tech hubs and coding marathons, right?
But hold on! 🛑 Let's take a trip to rural India, where the startup game plays out on a different field! 🌾
Did you know? A whopping 10-20% of India's startup ecosystem is thriving in our villages! 🏘️ From agro-allied setups to running business around food, services or goods - rural entrepreneurs are truly embracing the entrepreneurial spirit.
But here's the kicker: These rural entrepreneurs face one massive hurdle - ACCESS TO CREDIT 💰
This is where Rang De - an RBI-regulated peer-to-peer lending platform comes to the fore. This RBI-regulated P2P platform is flipping the script, offering rural entrepreneurs loans at a mind-blowing 4-8% per annum!
🤔 Why should you care?
1. You're directly fuelling rural India's economic engine
2. Your investment earns returns 💵
3. You're part of a movement creating real, tangible impact
Try social investing today. Start with just ₹100 at rangde.in
Let's redefine 'startup' and build a more inclusive India, one rural entrepreneur at a time! 💪🇮🇳
lnkd.in/gJwBXJff
#RuralStartups
#SocialInvesting
#RangDe
#InclusiveGrowth"
Ashish Batra
Independent Consultant Independent Consultant
Think 'startup' and your mind races to tech hubs and coding marathons, right?
But hold on! 🛑 Let's take a trip to rural India, where the startup game plays out on a different field! 🌾
Did you know? A whopping 10-20% of India's startup ecosystem is thriving in our villages! 🏘️ From agro-allied setups to running business around food, services or goods - rural entrepreneurs are truly embracing the entrepreneurial spirit.
But here's the kicker: These rural entrepreneurs face one massive hurdle - ACCESS TO CREDIT 💰
This is where Rang De - an RBI-regulated peer-to-peer lending platform comes to the fore. This RBI-regulated P2P platform is flipping the script, offering rural entrepreneurs loans at a mind-blowing 4-8% per annum!
🤔 Why should you care?
1. You're directly fuelling rural India's economic engine
2. Your investment earns returns 💵
3. You're part of a movement creating real, tangible impact
Try social investing today. Start with just ₹100 at rangde.in
Let's redefine 'startup' and build a more inclusive India, one rural entrepreneur at a time! 💪🇮🇳
lnkd.in/gJwBXJff
#RuralStartups
#SocialInvesting
#RangDe
#InclusiveGrowth"
Jul 22, 2024
Jul 22, 2024
Srinath Mysore Nagendra
Independent Director I Fractional Co-Founder for Startups I Consulting I Interim CEO I Ex Coca-Cola, Pepsico, Voltas Independent Director I Fractional Co-Founder for Startups I Consulting I Interim CEO I Ex Coca-Cola, Pepsico, Voltas
#Rangde - Enabling sustainable livelihoods for nano entrepreneurs at the bottom of the pyramid
Rang De is the first RBI regulated peer to peer platform and an NBFC providing affordable credit to unbanked communities.
👍 Amazing platform, quick onboarding of investors, investment at a click and one gets to see the dashboard with regular updates.
👉 78 crores disbursed so far with 10,000 plus investors. This is huge work but still a trickle considering the size of the problem to be solved
There are thousands of foundations, philanthropic investors doing yeoman service already. At any individual level many of you may be doing your bit in supporting others who are in need.
With Rang De it becomes easy, transparent and one can invest quickly.
However, for the size of the country with a large population who are struggling to sustain themselves a small infusion of capital will make them stand on their own feet for life
👍 They don't need freebies but need capital to stand on their own feet.
A small nudge for the next 1 million investors to invest 1000 rupees which will translate to 100 crores of investment and support 100,000 entrepreneurs/farmers.
Happy to begin the journey and be a part of the investor community of Rang De
Smita Ram Ramakrishna NK Sukhada Chaudhary
#Farmers
#ruralentrepreneurs
#socialimpact
#womenentrepreneurs
#nanoentrepreneurs
#investment
#bottomofthepyramid
#companies
#citizens
#students
#startups
#impactstartups
#socialcapital
Srinath Mysore Nagendra
Independent Director I Fractional Co-Founder for Startups I Consulting I Interim CEO I Ex Coca-Cola, Pepsico, Voltas Independent Director I Fractional Co-Founder for Startups I Consulting I Interim CEO I Ex Coca-Cola, Pepsico, Voltas
#Rangde - Enabling sustainable livelihoods for nano entrepreneurs at the bottom of the pyramid
Rang De is the first RBI regulated peer to peer platform and an NBFC providing affordable credit to unbanked communities.
👍 Amazing platform, quick onboarding of investors, investment at a click and one gets to see the dashboard with regular updates.
👉 78 crores disbursed so far with 10,000 plus investors. This is huge work but still a trickle considering the size of the problem to be solved
There are thousands of foundations, philanthropic investors doing yeoman service already. At any individual level many of you may be doing your bit in supporting others who are in need.
With Rang De it becomes easy, transparent and one can invest quickly.
However, for the size of the country with a large population who are struggling to sustain themselves a small infusion of capital will make them stand on their own feet for life
👍 They don't need freebies but need capital to stand on their own feet.
A small nudge for the next 1 million investors to invest 1000 rupees which will translate to 100 crores of investment and support 100,000 entrepreneurs/farmers.
Happy to begin the journey and be a part of the investor community of Rang De
Smita Ram Ramakrishna NK Sukhada Chaudhary
#Farmers
#ruralentrepreneurs
#socialimpact
#womenentrepreneurs
#nanoentrepreneurs
#investment
#bottomofthepyramid
#companies
#citizens
#students
#startups
#impactstartups
#socialcapital
Jul 19, 2024
Jul 19, 2024
Madhukar R Kukunoor
Climate advocacy | HungerBox | Ex-Prime Minister's Fellow Climate advocacy | HungerBox | Ex-Prime Minister's Fellow
For those of us who can, we should invest in India through Rang De. It earns you a better ROI than idle money in your savings accounts.
And investing in women run enterprises is a proven method to create sustainable livelihoods. Also they are much better at repayments than your friends and family (without follow ups) :)
Madhukar R Kukunoor
Climate advocacy | HungerBox | Ex-Prime Minister's Fellow Climate advocacy | HungerBox | Ex-Prime Minister's Fellow
For those of us who can, we should invest in India through Rang De. It earns you a better ROI than idle money in your savings accounts.
And investing in women run enterprises is a proven method to create sustainable livelihoods. Also they are much better at repayments than your friends and family (without follow ups) :)
Jul 17, 2024
Jul 17, 2024
ashu alec
View ashu alec’s profile
Not all those who wander, are lost...
Rang De is an excellent platform. Instead of being an arm chair critic, I can invest a small amount in people of North East or people anywhere in India who can do much better with a little support. The platform is doing an excellent job.
PS This is not a paid comment. i am writing based on my experience.
ashu alec
View ashu alec’s profile
Not all those who wander, are lost...
Rang De is an excellent platform. Instead of being an arm chair critic, I can invest a small amount in people of North East or people anywhere in India who can do much better with a little support. The platform is doing an excellent job.
PS This is not a paid comment. i am writing based on my experience.
Jul 16, 2024
Jul 16, 2024
Akash Surana
View Akash Surana’s profile
Vice President, Delivery and Presales at NTT DATA
Great idea. Just invested as a social investor. We spend money for so many unnecessary things in life. This can change ones life for the better, why not do what we can for a good noble cause!
Akash Surana
View Akash Surana’s profile
Vice President, Delivery and Presales at NTT DATA
Great idea. Just invested as a social investor. We spend money for so many unnecessary things in life. This can change ones life for the better, why not do what we can for a good noble cause!
Jul 16, 2024
Jul 16, 2024
Rajdwip Chaki
View Rajdwip Chaki’s profile
Cloud Enthusiast
Brilliant platform, social investment with a purpose
Rajdwip Chaki
View Rajdwip Chaki’s profile
Cloud Enthusiast
Brilliant platform, social investment with a purpose
Jul 16, 2024
Jul 16, 2024
Snehal Damke
Business leader I 0 to 1 growth phase builder I Tech startups I B2B e-commerce I AI / ML Business leader I 0 to 1 growth phase builder I Tech startups I B2B e-commerce I AI / ML
"One person can make a difference and everyone should try it" - John Fitzgerald Kennedy
I have been trying to share my part of responsibility of giving back to society in someway but always found donations to NGOs and government funds dubious. Never knew how the money was utilised or actually being used for real causes. Then one day, one of my friends introduced me to "Rang De" and since then I have channelised all my inputs to help in uplifting needy people's causes.
There are women who need just INR 10-15k ($100+) to buy/repair old sewing machines, some one who wants to repair their shops and someone who direly need funds for new crops but their nill credit scores dont give them access to bank loans for such amounts and they dont want to get strangled at the hands of money lenders. Rang de team does a fabulous job in scouting their veracity and giving them platform, for better off people like us to contribute.
This post isnt to boast about my holier than thou donations part but if because of this post some of you can start contributing to such individuals and causes (Nature disasters like floods), then I believe we have started our journey of being better off individuals in life.
Pl do go thru Rang De website and start contributing in any way you can. Even 500/- INR can help someone build their lives in Indian hinterlands.
Below is my interview by Rang De team after being with them since 5+ years. Do give it a read if you have time !!
lnkd.in/dS3UFAXq
#socialupliftment
#society
#investment
#bottomofpyramid
Snehal Damke
Business leader I 0 to 1 growth phase builder I Tech startups I B2B e-commerce I AI / ML Business leader I 0 to 1 growth phase builder I Tech startups I B2B e-commerce I AI / ML
"One person can make a difference and everyone should try it" - John Fitzgerald Kennedy
I have been trying to share my part of responsibility of giving back to society in someway but always found donations to NGOs and government funds dubious. Never knew how the money was utilised or actually being used for real causes. Then one day, one of my friends introduced me to "Rang De" and since then I have channelised all my inputs to help in uplifting needy people's causes.
There are women who need just INR 10-15k ($100+) to buy/repair old sewing machines, some one who wants to repair their shops and someone who direly need funds for new crops but their nill credit scores dont give them access to bank loans for such amounts and they dont want to get strangled at the hands of money lenders. Rang de team does a fabulous job in scouting their veracity and giving them platform, for better off people like us to contribute.
This post isnt to boast about my holier than thou donations part but if because of this post some of you can start contributing to such individuals and causes (Nature disasters like floods), then I believe we have started our journey of being better off individuals in life.
Pl do go thru Rang De website and start contributing in any way you can. Even 500/- INR can help someone build their lives in Indian hinterlands.
Below is my interview by Rang De team after being with them since 5+ years. Do give it a read if you have time !!
lnkd.in/dS3UFAXq
#socialupliftment
#society
#investment
#bottomofpyramid
Jul 14, 2024
Jul 14, 2024
VN
Vandana Nagpal
I help companies enhance their cyber security through skills enablement, mentoring, coaching and strong corporate governance | Certified Independent Director I help companies enhance their cyber security through skills enablement, mentoring, coaching and strong corporate governance | Certified Independent Director
90% people don't know about “Social Investing"!
And here's how it's Empowering Dreams & my experience with Social Investing Journey via Rang De.
Over coffee this weekend, a friend asked me about my involvement in social investing. Let me share my incredible journey with Rang De —a peer-to-peer lending platform based in India that connects social investors like us with individuals from underserved communities.
🔍 What Is Rang De?
Rang De empowers dreams by providing loans for education, business ventures, and home improvements. As investors, we choose whom to support based on their unique stories and goals.
🚀 Why Rang De?
1. Impactful Giving: Rang De goes beyond charity. It allows us to lend directly, creating a ripple effect as loans are repaid and reinvested.
2. Transparency: We see where our money goes and track borrowers' progress.
3. Women and Entrepreneurs: Many borrowers are women and rural entrepreneurs, leading to broader community benefits.
One such story was Meera's Tailoring Business
I invested in Meera, who needed funds to expand her tailoring business. Over time, I watched her business grow, knowing I played a part in her success.
📈 The Ripple Effect
Rang De's impact extends beyond loans. It improves education, living conditions, and local job opportunities.
🔗 Getting Started
Visit the link below to begin your social investing journey. Let's make dreams come true together! 💪
Or you can comment "link" and I will share the link so that you can get started with your social responsibility.
#ImpactInvesting
#FinancialEmpowerment
#CommunityDevelopment ,
#P2PLending
#InvestInPeople
Smita Ram Ramakrishna NK Sukhada Chaudhary Lakshmi Natarajan
VN
Vandana Nagpal
I help companies enhance their cyber security through skills enablement, mentoring, coaching and strong corporate governance | Certified Independent Director I help companies enhance their cyber security through skills enablement, mentoring, coaching and strong corporate governance | Certified Independent Director
90% people don't know about “Social Investing"!
And here's how it's Empowering Dreams & my experience with Social Investing Journey via Rang De.
Over coffee this weekend, a friend asked me about my involvement in social investing. Let me share my incredible journey with Rang De —a peer-to-peer lending platform based in India that connects social investors like us with individuals from underserved communities.
🔍 What Is Rang De?
Rang De empowers dreams by providing loans for education, business ventures, and home improvements. As investors, we choose whom to support based on their unique stories and goals.
🚀 Why Rang De?
1. Impactful Giving: Rang De goes beyond charity. It allows us to lend directly, creating a ripple effect as loans are repaid and reinvested.
2. Transparency: We see where our money goes and track borrowers' progress.
3. Women and Entrepreneurs: Many borrowers are women and rural entrepreneurs, leading to broader community benefits.
One such story was Meera's Tailoring Business
I invested in Meera, who needed funds to expand her tailoring business. Over time, I watched her business grow, knowing I played a part in her success.
📈 The Ripple Effect
Rang De's impact extends beyond loans. It improves education, living conditions, and local job opportunities.
🔗 Getting Started
Visit the link below to begin your social investing journey. Let's make dreams come true together! 💪
Or you can comment "link" and I will share the link so that you can get started with your social responsibility.
#ImpactInvesting
#FinancialEmpowerment
#CommunityDevelopment ,
#P2PLending
#InvestInPeople
Smita Ram Ramakrishna NK Sukhada Chaudhary Lakshmi Natarajan
Jul 13, 2024
Jul 13, 2024
Anand Narayandas
Ex-Product Director| Ex-Amazon, BCG, IIM-A (Rank 5) | Product & Career Coach, 300+ Sessions, Rated 4.95+/5 | I write about practical techniques to boost career and well-being, 220K+ Impressions Ex-Product Director| Ex-Amazon, BCG, IIM-A (Rank 5) | Product & Career Coach, 300+ Sessions, Rated 4.95+/5 | I write about practical techniques to boost career and well-being, 220K+ Impressions
"We make a living by what we get, but we make a life by what we give."
I am thrilled to share that my favorite social investing platform, Rang De, has recently reached an incredible milestone of 10,000 social investors! Truly honored to be part of such a remarkable community.
Rang De is an RBI-regulated peer-to-peer lending platform dedicated to providing affordable and timely credit to unbanked individuals across the country. Unlike donations, individuals like us lend money at affordable rates to support the livelihood and education needs of these communities. The recipients repay the loans according to a predefined schedule, and these funds can either be withdrawn or reinvested.
My association with Rang De spans nearly 14 years. My journey began when a friend invited me to a documentary screening on farmer suicides, which Rang De was hosting in Bangalore. Their mission to offer credit to families overlooked by traditional lenders or exploited by non-traditional ones, while simultaneously boosting their self-esteem and confidence, deeply inspired me.
For the first 1-2 years, I actively volunteered with Rang De, and for the past 12 years, I have been a dedicated passive investor. I feel really proud and happy to have positively impacted 516 Indian lives and families so far, and I look forward to continuing to contribute regularly in the future.
If you're looking for a meaningful way to give back, I highly recommend checking out Rang De!
#india
#makeadifference
#socialimpact
#financialinclusion
#gratitude
#inspiration
#givingback
Anand Narayandas
Ex-Product Director| Ex-Amazon, BCG, IIM-A (Rank 5) | Product & Career Coach, 300+ Sessions, Rated 4.95+/5 | I write about practical techniques to boost career and well-being, 220K+ Impressions Ex-Product Director| Ex-Amazon, BCG, IIM-A (Rank 5) | Product & Career Coach, 300+ Sessions, Rated 4.95+/5 | I write about practical techniques to boost career and well-being, 220K+ Impressions
"We make a living by what we get, but we make a life by what we give."
I am thrilled to share that my favorite social investing platform, Rang De, has recently reached an incredible milestone of 10,000 social investors! Truly honored to be part of such a remarkable community.
Rang De is an RBI-regulated peer-to-peer lending platform dedicated to providing affordable and timely credit to unbanked individuals across the country. Unlike donations, individuals like us lend money at affordable rates to support the livelihood and education needs of these communities. The recipients repay the loans according to a predefined schedule, and these funds can either be withdrawn or reinvested.
My association with Rang De spans nearly 14 years. My journey began when a friend invited me to a documentary screening on farmer suicides, which Rang De was hosting in Bangalore. Their mission to offer credit to families overlooked by traditional lenders or exploited by non-traditional ones, while simultaneously boosting their self-esteem and confidence, deeply inspired me.
For the first 1-2 years, I actively volunteered with Rang De, and for the past 12 years, I have been a dedicated passive investor. I feel really proud and happy to have positively impacted 516 Indian lives and families so far, and I look forward to continuing to contribute regularly in the future.
If you're looking for a meaningful way to give back, I highly recommend checking out Rang De!
#india
#makeadifference
#socialimpact
#financialinclusion
#gratitude
#inspiration
#givingback
Jul 13, 2024
Jul 13, 2024
Dr Prasad Bhave
Clinician-Executive | US Healthcare-Life Sciences-Pharmaceuticals-Insurance l Medical Affairs l IT-ES | Product Management | Digital Health Transformation | RWE | Analytics | Population Health | Management Consulting Clinician-Executive | US Healthcare-Life Sciences-Pharmaceuticals-Insurance l Medical Affairs l IT-ES | Product Management | Digital Health Transformation | RWE | Analytics | Population Health | Management Consulting
Rang De is an excellent vehicle for social investment ... giving back to the community where the investment is needed the most! ( Also getting decent returns in the process)
Thanks Ramakrishna NK and Smita Ram
Dr Prasad Bhave
Clinician-Executive | US Healthcare-Life Sciences-Pharmaceuticals-Insurance l Medical Affairs l IT-ES | Product Management | Digital Health Transformation | RWE | Analytics | Population Health | Management Consulting Clinician-Executive | US Healthcare-Life Sciences-Pharmaceuticals-Insurance l Medical Affairs l IT-ES | Product Management | Digital Health Transformation | RWE | Analytics | Population Health | Management Consulting
Rang De is an excellent vehicle for social investment ... giving back to the community where the investment is needed the most! ( Also getting decent returns in the process)
Thanks Ramakrishna NK and Smita Ram
Jul 3, 2024
Jul 3, 2024
Shubham D.
Social Entrepreneur | Building Rang De to make India a developed nation in my lifetime | Vipassana Meditator | Ashoka Fellow Social Entrepreneur | Building Rang De to make India a developed nation in my lifetime | Vipassana Meditator | Ashoka Fellow
An excellent example of tech for good with a slice of effective altruism. If you've ever wondered how can you help a local artisan preserving a heritage art form, a small farmer ensuring his livelihood, handloom workers, small businesses or gruh udyog, then Rang De ticks so many checks. Tapping the potential of emerging new class of micro investors, enabling grass root level change and making lives better.
With them, you can invest as small as 100 INR to extend micro loans to small businesses in mostly rural parts of India (Rang De is a peer-to-peer lending platform). You also get attractive interest rates upon maturity of your tenure. All this, while giving below market interest rates to the individuals seeking livelihood with the help of a micro loan.
Some loans are as small as 3,000 INR, which is sufficient for some individuals for their livelihood. They also have set up funds which help students receive coaching for higher education, region specific (like North East fund), cause specific (like climate action) and so on. It would be futile to summarize their hard work and ingenuity in a couple of words.
I've been following Rang De for quite some time, and I believe it should have more visibility than it presently has. I'm no linkedin influencer, but this repost is my modest attempt to take Rang De to more people.
Shubham D.
Social Entrepreneur | Building Rang De to make India a developed nation in my lifetime | Vipassana Meditator | Ashoka Fellow Social Entrepreneur | Building Rang De to make India a developed nation in my lifetime | Vipassana Meditator | Ashoka Fellow
An excellent example of tech for good with a slice of effective altruism. If you've ever wondered how can you help a local artisan preserving a heritage art form, a small farmer ensuring his livelihood, handloom workers, small businesses or gruh udyog, then Rang De ticks so many checks. Tapping the potential of emerging new class of micro investors, enabling grass root level change and making lives better.
With them, you can invest as small as 100 INR to extend micro loans to small businesses in mostly rural parts of India (Rang De is a peer-to-peer lending platform). You also get attractive interest rates upon maturity of your tenure. All this, while giving below market interest rates to the individuals seeking livelihood with the help of a micro loan.
Some loans are as small as 3,000 INR, which is sufficient for some individuals for their livelihood. They also have set up funds which help students receive coaching for higher education, region specific (like North East fund), cause specific (like climate action) and so on. It would be futile to summarize their hard work and ingenuity in a couple of words.
I've been following Rang De for quite some time, and I believe it should have more visibility than it presently has. I'm no linkedin influencer, but this repost is my modest attempt to take Rang De to more people.
Jul 4, 2024
Jul 4, 2024
Nishant Bhasin
VP at Accenture - Design Thinking, Strategic Programs and Storytelling VP at Accenture - Design Thinking, Strategic Programs and Storytelling
Rang De
I've recently been reflecting on how I can support farmers and rural entrepreneurs who are in need of credit. Rang De has provided me with the perfect platform to do just that. The process is simple and transparent. I’m sharing this to encourage others to invest in those who need credit, especially when it’s not readily or affordably available to them.
Nishant Bhasin
VP at Accenture - Design Thinking, Strategic Programs and Storytelling VP at Accenture - Design Thinking, Strategic Programs and Storytelling
Rang De
I've recently been reflecting on how I can support farmers and rural entrepreneurs who are in need of credit. Rang De has provided me with the perfect platform to do just that. The process is simple and transparent. I’m sharing this to encourage others to invest in those who need credit, especially when it’s not readily or affordably available to them.
Jul 8, 2024
Jul 8, 2024
Ajay Joshi
Product Manager - IBM Cloud Continuous Delivery | DevSecOps | Secure Software Supply Chain | Product Leadership | AI in DevSecOps | Vulnerability Management | SBOM | Pune Product Manager - IBM Cloud Continuous Delivery | DevSecOps | Secure Software Supply Chain | Product Leadership | AI in DevSecOps | Vulnerability Management | SBOM | Pune
Thank you Rang De for featuring me as a social investor. I appreciate your mission to help the underprivileged provide access to credit.
I feel nice that our association goes back to 2009. I feel proud the way you have grown through thick and thin since then!
Really looking forward to seeing the day when the vision of Ramakrishna NK becomes a reality "to see Rang De as the Amul of Microfinance in India!"
Ajay Joshi
Product Manager - IBM Cloud Continuous Delivery | DevSecOps | Secure Software Supply Chain | Product Leadership | AI in DevSecOps | Vulnerability Management | SBOM | Pune Product Manager - IBM Cloud Continuous Delivery | DevSecOps | Secure Software Supply Chain | Product Leadership | AI in DevSecOps | Vulnerability Management | SBOM | Pune
Thank you Rang De for featuring me as a social investor. I appreciate your mission to help the underprivileged provide access to credit.
I feel nice that our association goes back to 2009. I feel proud the way you have grown through thick and thin since then!
Really looking forward to seeing the day when the vision of Ramakrishna NK becomes a reality "to see Rang De as the Amul of Microfinance in India!"
Jun 26, 2024
Jun 26, 2024
Nimesh Mathur
Building high performing, people centric companies Building high performing, people centric companies
Here is a screenshot of my Rang De dashboard highlighting the repayment summary of the money I loaned rural entrepreneurs in India. As you can see, they don't default (less than 1%) unless it comes down to life or death situation.
More importantly, these rural entrepreneurs take pride in the fact that it's a loan (4-6% interest rate) and not charity. Another reason they are very grateful in general is because if not for you, they will likely have to pay an interest rate of >24% to other financial institutions.
I do understand that you may not be able to beat even inflation with such low returns, but still consider if you can. I've been associated with Rang De since 2013 and would request you too to invest in those from rural communities whom the formal establishments have mostly failed.
Link to invest in the comments section.
Nimesh Mathur
Building high performing, people centric companies Building high performing, people centric companies
Here is a screenshot of my Rang De dashboard highlighting the repayment summary of the money I loaned rural entrepreneurs in India. As you can see, they don't default (less than 1%) unless it comes down to life or death situation.
More importantly, these rural entrepreneurs take pride in the fact that it's a loan (4-6% interest rate) and not charity. Another reason they are very grateful in general is because if not for you, they will likely have to pay an interest rate of >24% to other financial institutions.
I do understand that you may not be able to beat even inflation with such low returns, but still consider if you can. I've been associated with Rang De since 2013 and would request you too to invest in those from rural communities whom the formal establishments have mostly failed.
Link to invest in the comments section.
May 22, 2024
May 22, 2024
Upasna Kakkat
UI UX Designer at UNext by Manipal | Psychology Enthusiast UI UX Designer at UNext by Manipal | Psychology Enthusiast
My social investing impact via Rang De:
📍 Invested across 12 states
💼 Provided 103 days of livelihood
👥 Impacted 38 lives! 😍
I've been investing in unbanked individuals through Rang De, an RBI-regulated peer-to-peer lending platform, since 2021. Once in a few months, I log in and check the following:
🔍 If I'm getting my money back
❌ If there are any defaults
👥 Whom else I should help
📑 Other causes to support
Last weekend I got a newsletter from Smita Ram about the artisan's fund and having been interested in sustainable fashion since college, I felt like I had to invest in this fund. I logged into the platform, searched the fund, and invested some amount.
A few months back, Rang De introduced the auto-invest feature, and I think that's the best feature on the platform. Once someone repays the amount, the money doesn't sit idle in my account, it gets re-invested, and the loop continues, helping me to invest in more individuals and causes without having to take manual action every time.
When I recently logged in, I was just happy to see that I have been able to help 38 people, and there have been no cases of people defaulting on re-payment!
Honestly, I feel like a tiny shark ( like the people from Shark Tank India, I mean 🙈 ). Though it is not a huge amount that I've been investing, I'm glad I can help women, farmers, artisans, and shopkeepers across
#Bharat. Kudos to Smita Ram and Ramakrishna NK for building such an amazing, useful platform.
Sharing Rang De link in the comments. 👇
#SocialImpact
#Investment
#Lending
#Finance
Upasna Kakkat
UI UX Designer at UNext by Manipal | Psychology Enthusiast UI UX Designer at UNext by Manipal | Psychology Enthusiast
My social investing impact via Rang De:
📍 Invested across 12 states
💼 Provided 103 days of livelihood
👥 Impacted 38 lives! 😍
I've been investing in unbanked individuals through Rang De, an RBI-regulated peer-to-peer lending platform, since 2021. Once in a few months, I log in and check the following:
🔍 If I'm getting my money back
❌ If there are any defaults
👥 Whom else I should help
📑 Other causes to support
Last weekend I got a newsletter from Smita Ram about the artisan's fund and having been interested in sustainable fashion since college, I felt like I had to invest in this fund. I logged into the platform, searched the fund, and invested some amount.
A few months back, Rang De introduced the auto-invest feature, and I think that's the best feature on the platform. Once someone repays the amount, the money doesn't sit idle in my account, it gets re-invested, and the loop continues, helping me to invest in more individuals and causes without having to take manual action every time.
When I recently logged in, I was just happy to see that I have been able to help 38 people, and there have been no cases of people defaulting on re-payment!
Honestly, I feel like a tiny shark ( like the people from Shark Tank India, I mean 🙈 ). Though it is not a huge amount that I've been investing, I'm glad I can help women, farmers, artisans, and shopkeepers across
#Bharat. Kudos to Smita Ram and Ramakrishna NK for building such an amazing, useful platform.
Sharing Rang De link in the comments. 👇
#SocialImpact
#Investment
#Lending
#Finance
Jun 3, 2024
Jun 3, 2024